Looking for property

Hi All,
I sold my personal residence and am looking for a home in either Folsom or El Dorado Hills.  1800-2500 sq.ft. 4 bedroom, 3 car garage. $400,000 max.  Let me know if you have anything available. Will be closed first of February.
Thanks
Gidget

Mortgage Success

 


February 27, 2013

Last Week in Review

The debate within the Fed about whether to continue their latest round of bond buying, known as Quantitative Easing, continues.


Table Source: Mortgage Success Source


What is Quantitative Easing?
Quantitative Easing is the concept of the Fed becoming a buyer of Treasuries and bonds to try to stimulate the economy.

Why does the Fed do Quantitative Easing?
Often, the Fed does Quantitative Easing to create inflation and avoid a deflationary economy. It’s also used to help lower the unemployment rate and boost stock prices. For this latest round, the Fed especially wanted to help stimulate the housing market and our economy overall.

The housing market has shown signs of improvement lately. While housing starts in January declined overall, single family housing starts rose to their highest rate since July 2008. Building permits, a sign of future construction, also came in above expectations. These reports were the latest in a series of reports showing that the housing market is recovering.

Last week, the minutes from the Fed’s January meeting of the Federal Open Market Committee noted that several Fed members would like to halt the Quantitative Easing program sooner than planned, because they are concerned about inflation. However, it’s important to note that last week’s Producer and Consumer Price Index Reports showed that inflation at both the wholesale and consumer levels remained moderate in January.

On the reverse side, other Fed members are concerned that halting the program too soon could end the recovery in the housing market, and hinder our economic recovery overall.

The biggest take away is that home loan rates continue to remain near historic lows.

Forecast for the week

A busy week of reports is ahead, with news on housing, manufacturing, consumer sentiment, U.S. growth and inflation.

  • The week starts and ends with a measure of how the consumer is feeling with yesterday’s Consumer Confidence Report and last week’s Consumer Sentiment Index.
  • Look for Pending Home Sales today.
  • We’ll get a sense of how the economy is doing with today’s Durable Goods Orders, which measures orders for products used for an extended period of time, and this week’s Gross Domestic Product, the biggest picture of economic activity.
  • Also later this week Weekly Initial Jobless Claims will be reported.
  • Late in the week also brings Personal Consumption Expenditures, the Fed’s favorite measure of inflation, along with Personal Income and Spending and the ISM Index.
Remember: Weak economic news normally causes money to flow out of stocks and into bonds, helping bonds and home loan rates improve, while strong economic news normally has the opposite result.
 
As you can see in the chart below and as mentioned above, inflation continues to remain moderate. Remember that inflation negatively affects bonds because it hurts the value of fixed investments like bonds.

4821 Quail Run Rd, Shingle Springs, CA, 95682

4821 Quail Run Rd, Shingle Springs, CA, 95682
Off-Market
Bedrooms:3
Bathrooms:2
Square Feet:1410
Lot Size:5.45 Acres
Year Built:1977
Status:Sold
MLS #:18004823
Date Updated:
For information contact:
Gidget Foat
BRE #01516829
Interior Details
Bedrooms: 3.00Full Bathrooms: 2
Half Bathrooms: 0Possible Bedrooms: 0.00
Air Conditioning: CentralMaster Bathroom Features: Tub w/Shower Over
Dining Room Features: Dining/Family ComboFloors: Carpet, Wood
Fireplace: Living Room, Other-RmksGarage: 2 Car Attached, Garage Door Opener
Heating: CentralKitchen Appliances: Dishwasher, Disposal, Ice Maker Plumbed, Microwave B/
Kitchen: Counter Granite, IslandLaundry: Cabinets, In Garage
Master Bedroom Features: Balcony, Closet Walk-InUtilities: All Electric
Water: Public DistrictSquare Footage: 1410

Exterior Details
Acres: 5.4460Lot Square Footage: 237228
Exterior Features: Siding VinylFoundation: Raised
Landscaping: Fenced Back, Sprinkler Auto FrontOther Structures: Outbuilding
Pool: NoneRoads: Paved, Private
Sewer: Septic SystemTerrain: Lot Grade Varies, Trees Many, View Special
Style: Ranch

Community Information
Construction: WoodEnergy Saving Features: Ceiling Fan(s), Dual Pane Full
School District: El DoradoElementary School: Rescue Union
Jr/Middle School: Rescue UnionHigh School: El Dorado Union High
Subdivision: Sleepy Hollow

Property Information From MLS Data
Home Equipment: Antenna DishImprovements: None
Rec Storage: RV Possible, RV StorageRemodel: Great Room Concept
Property Type: Detached, CustomZoning: R2A
Virtual Tour URL: Click hereYear Built: 1977

Property Features
Misc Features: Balcony, Deck Covered

Financial Information
HOA: YesHOA Fees: 68
HOA Due: Monthly

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Listing courtesy of Gidget Foat, RE/MAX Gold El Dorado Hills


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