Looking for property

Hi All,
I sold my personal residence and am looking for a home in either Folsom or El Dorado Hills.  1800-2500 sq.ft. 4 bedroom, 3 car garage. $400,000 max.  Let me know if you have anything available. Will be closed first of February.
Thanks
Gidget

Mortgage Success

 


February 27, 2013

Last Week in Review

The debate within the Fed about whether to continue their latest round of bond buying, known as Quantitative Easing, continues.


Table Source: Mortgage Success Source


What is Quantitative Easing?
Quantitative Easing is the concept of the Fed becoming a buyer of Treasuries and bonds to try to stimulate the economy.

Why does the Fed do Quantitative Easing?
Often, the Fed does Quantitative Easing to create inflation and avoid a deflationary economy. It’s also used to help lower the unemployment rate and boost stock prices. For this latest round, the Fed especially wanted to help stimulate the housing market and our economy overall.

The housing market has shown signs of improvement lately. While housing starts in January declined overall, single family housing starts rose to their highest rate since July 2008. Building permits, a sign of future construction, also came in above expectations. These reports were the latest in a series of reports showing that the housing market is recovering.

Last week, the minutes from the Fed’s January meeting of the Federal Open Market Committee noted that several Fed members would like to halt the Quantitative Easing program sooner than planned, because they are concerned about inflation. However, it’s important to note that last week’s Producer and Consumer Price Index Reports showed that inflation at both the wholesale and consumer levels remained moderate in January.

On the reverse side, other Fed members are concerned that halting the program too soon could end the recovery in the housing market, and hinder our economic recovery overall.

The biggest take away is that home loan rates continue to remain near historic lows.

Forecast for the week

A busy week of reports is ahead, with news on housing, manufacturing, consumer sentiment, U.S. growth and inflation.

  • The week starts and ends with a measure of how the consumer is feeling with yesterday’s Consumer Confidence Report and last week’s Consumer Sentiment Index.
  • Look for Pending Home Sales today.
  • We’ll get a sense of how the economy is doing with today’s Durable Goods Orders, which measures orders for products used for an extended period of time, and this week’s Gross Domestic Product, the biggest picture of economic activity.
  • Also later this week Weekly Initial Jobless Claims will be reported.
  • Late in the week also brings Personal Consumption Expenditures, the Fed’s favorite measure of inflation, along with Personal Income and Spending and the ISM Index.
Remember: Weak economic news normally causes money to flow out of stocks and into bonds, helping bonds and home loan rates improve, while strong economic news normally has the opposite result.
 
As you can see in the chart below and as mentioned above, inflation continues to remain moderate. Remember that inflation negatively affects bonds because it hurts the value of fixed investments like bonds.

4817 Westminster Pl, Santa Rosa, CA, 95405

4817 Westminster Pl, Santa Rosa, CA, 95405 < >
<< Photo 1 of 48 >>
for rent
$3,600
Bedrooms:3
Bathrooms:2
Square Feet:2315
Lot Size:0.30 Acres
Year Built:1974
Status:Active
MLS #:21923766
Date Updated:
For information contact:
Gidget Foat
DRE #01516829
Get More Information
Go See This Property
12 month minimum,as long as 24 months, tenant to pay for all utilities, owner will pay for yard service. Furnished/Negotiable, Washer/Dryer Negotiable, Dogs and Cats ok, upon owners approval, pet fee is $150.00 per pet, per month. Home is close to Annadel State Park, Beautiful Bennett Valley MCM Style Property.
Interior Details
Bathrooms: 2.00Bedrooms: 3
Full Bathrooms: 2Half Bathrooms: 0
Dining Room: LR/DR ComboFamily Room: Deck Attached, Fireplace(s)
Fireplace: YesFireplace(s): 1 Fireplace, Family Room, Insert, Stone
Floors: Part Carpet, Tile, WoodHeat/Cool: Central Air, Central Heat, Gas
Kitchen: Breakfast Area, Cntr Wood, Cooktop Stove, Disposal InLaundry/Appliance: Hookups only
Living Room: Cathedral Ceiling, Open BeamOther Rooms: None
Safety/Security: Carbon Mon DetectorStories/Levels: Split Level, Tri Level
Utilities: Cable TV Available, CitySquare Footage: 2315.00

Exterior Details
Acres: 0.30Lot Measurement: A
Lot Square Footage: 13068.00Exterior: Wood Siding
Fencing: Perimeter, Wood BoardLot Description: Upslope, Level, Downslope, Court, Cul-De-Sac
Other Structures: OtherGar/Prk: 2 Car
Pool: NoSewer/Septic: Sewer Public
Style: Contemporary, CraftsmanView(s): Forest/Woods, Hills, Mountains
Yard/Grounds: Covered Patio(s), Deck(s), Dog Run, Garden, Landscaped

Community Information
Area: Santa Rosa-SoutheastSchool District: Santa Rosa/Rincon Valley Union SD
Elementary School: Spring Creek Matanzas Charter SchoolHigh School: Montgomery High School
Jr/Middle School: Herbert Slater MiddleSenior: No
Pub Transportation: < 1 Mile

Property Information From MLS Data
Age: 0County: Sonoma
Property Subtype 1: Single Family ResidenceProperty Type: Residential
Energy Conservation: Dual Pane WindowsWater Source: Water Public
Status: ActiveYear Built: 1974
ListingRid: 805083

Financial Information
HOA Amount: 0.00

Listing Information Courtesy of:
Listing Agent First Name: Tiffiny
Listing Agent Last Name: Alexander
Listing Office Name: RE/MAX Gold

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