Looking for property

Hi All,
I sold my personal residence and am looking for a home in either Folsom or El Dorado Hills.  1800-2500 sq.ft. 4 bedroom, 3 car garage. $400,000 max.  Let me know if you have anything available. Will be closed first of February.
Thanks
Gidget

Mortgage Success

 


February 27, 2013

Last Week in Review

The debate within the Fed about whether to continue their latest round of bond buying, known as Quantitative Easing, continues.


Table Source: Mortgage Success Source


What is Quantitative Easing?
Quantitative Easing is the concept of the Fed becoming a buyer of Treasuries and bonds to try to stimulate the economy.

Why does the Fed do Quantitative Easing?
Often, the Fed does Quantitative Easing to create inflation and avoid a deflationary economy. It’s also used to help lower the unemployment rate and boost stock prices. For this latest round, the Fed especially wanted to help stimulate the housing market and our economy overall.

The housing market has shown signs of improvement lately. While housing starts in January declined overall, single family housing starts rose to their highest rate since July 2008. Building permits, a sign of future construction, also came in above expectations. These reports were the latest in a series of reports showing that the housing market is recovering.

Last week, the minutes from the Fed’s January meeting of the Federal Open Market Committee noted that several Fed members would like to halt the Quantitative Easing program sooner than planned, because they are concerned about inflation. However, it’s important to note that last week’s Producer and Consumer Price Index Reports showed that inflation at both the wholesale and consumer levels remained moderate in January.

On the reverse side, other Fed members are concerned that halting the program too soon could end the recovery in the housing market, and hinder our economic recovery overall.

The biggest take away is that home loan rates continue to remain near historic lows.

Forecast for the week

A busy week of reports is ahead, with news on housing, manufacturing, consumer sentiment, U.S. growth and inflation.

  • The week starts and ends with a measure of how the consumer is feeling with yesterday’s Consumer Confidence Report and last week’s Consumer Sentiment Index.
  • Look for Pending Home Sales today.
  • We’ll get a sense of how the economy is doing with today’s Durable Goods Orders, which measures orders for products used for an extended period of time, and this week’s Gross Domestic Product, the biggest picture of economic activity.
  • Also later this week Weekly Initial Jobless Claims will be reported.
  • Late in the week also brings Personal Consumption Expenditures, the Fed’s favorite measure of inflation, along with Personal Income and Spending and the ISM Index.
Remember: Weak economic news normally causes money to flow out of stocks and into bonds, helping bonds and home loan rates improve, while strong economic news normally has the opposite result.
 
As you can see in the chart below and as mentioned above, inflation continues to remain moderate. Remember that inflation negatively affects bonds because it hurts the value of fixed investments like bonds.

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$1,575 for rent
Beds: 1 | Bath: 1 | Sq Ft: 611 | Built: 2017 | MLS ID: 21725583 | Status: Active
Reference Unit #5106-Brand new 1bed/1bath apartment. Single level with:Gated Community, Elevated ceilings, Rich Euro-frame java beachwood cabinetry, Stainless steal appliances- Refrigerator, Stove, Microwave and Dishwasher, Granite counter tops, Microwave Washer & dryer included in units, Very quite, Covered parking, Water, Trash and Sewer are paid for. Club house for rent. Unit already pre-wired with ATT fiber optic cable and internet lines.
Listing provided courtesy of RE/MAX Gold of Fairfield
$2,800 for rent
Beds: 4 | Bath: 3 | Sq Ft: 1927 | Acres: 0.25 | Built: 1986 | MLS ID: 21712376 | Status: Active
Take advantage of this recently remodeled home inside and out! It is truly Move In Ready!!! Very spacious 4 bedroom home that includes a huge backyard with 7 different fruit trees. If you love gardening this is a dream house. Home features new porcelain wood-like flooring, new carpet, high end stainless steel appliances, new counter tops in kitchen, renovated bathrooms, vaulted ceilings, and a new roof.
Listing provided courtesy of RE/MAX Gold
$2,950 for rent
MLS ID: 21722215
Listing provided courtesy of RE/MAX Gold
$3,995 for rent
Beds: 4 | Bath: 3 | Sq Ft: 3824 | Acres: 0.23 | Built: 2006 | MLS ID: 21713592 | Status: Active
Huge 4 bedroom 3 full bath WatersEnd home in Benicia for Lease! 3 car garage, RV parking, massive upstairs bonus room, huge master bedroom with soaking tub and separate shower, a walk in closet large enough to be considered a full bedroom! 1 bedroom & full bath downstairs. Thermador stainless appliances, granite counters, pass through butlers pantry, lovely landscaped front and rear yards. Great location in a fantastic school district.
Listing provided courtesy of RE/MAX Gold
$4,500
Acres: 0.15 | MLS ID: LC17119256 | Status: Active
Build a home on this rural country lot setting in the quaint town of Nice, Ca. Peace and quite, surround the rolling hills of Lake County, known for fishing, family fun, casino gaming and much more. The local economy is based primarily on agriculture, winegrape-growing and famous for its pears and walnuts. Nice, Ca a relaxing, slow paced community, a natural wonderland! Buyer needs to investigate the availability of utilities.
$5,000
Acres: 0.12 | MLS ID: LC16714217 | Status: Active
THREE LOTS FOR THIS PRICE? THIS IS A BARGAIN AND WONT LAST LONG. OWNER WANTS A QUICK SALE !
$8,000
MLS ID: LC17045512 | Status: Active
Corner lot, flat with gentle upslope, electrical pole nearby, and parcel adjacent to this is also for sale along with a parcel directly behind on Peony St...purchase all 3 for $24,500 and have room to build your new home, place a manufactured home and build a garage too!
$8,000
MLS ID: LC17045497 | Status: Active
Great lot, mostly flat, with electrical pole nearby. Parcels to the left facing Sonoma Ave., also available for sale, purchase all 3 lots for $24,500 and build your new home, place a manufactured home and/or add a garage too!
$10,000
MLS ID: LC17045530 | Status: Active
Build your new home here! Lot next door and another adjacent lot to the north available too! Buy all 3 lots for $24,500 and have plenty of room for all of your toys. Place a manufactured home, build a garage, build, build, build!
$12,000
Acres: 0.13 | MLS ID: 21707847 | Status: Active
This lot gives you the feeling of country living, but yet close proximity to shopping and Hospital. This lot is 53'X 100' times two, waiting to be developed. Sale includes APN#042-341-09-00, Both parcels are to be sold together. Combined these two lots and it would give you a great home site. No Utilities on lot. Use parcel map to locate lot.
Listing provided courtesy of RE/MAX Gold Davis
$12,000
Acres: 0.13 | MLS ID: 17021233 | Status: Active
This lot gives you the feeling of country living, but yet close proximity to shopping and Hospital. This lot is 53'X 100' times two, waiting to be developed. Sale includes APN#042-341-09-00, Both parcels are to be sold together. Combined these two lots and it would give you a great home site. No Utilities on lot. Use parcel map to locate lot.
Listing provided courtesy of RE/MAX Gold Davis
$12,000
Acres: 0.13 | MLS ID: 17021233 | Status: Active
This lot gives you the feeling of country living, but yet close proximity to shopping and Hospital. This lot is 53'X 100' times two, waiting to be developed. Sale includes APN#042-341-09-00, Both parcels are to be sold together. Combined these two lots and it would give you a great home site. No Utilities on lot. Use parcel map to locate lot.
Listing provided courtesy of RE/MAX Gold Davis
$12,000
Acres: 0.13 | MLS ID: 201701028 | Status: Active
This lot gives you the feeling of country living, but yet close proximity to shopping and Hospital. This lot is 53'X 100' times two, waiting to be developed. Sale includes APN#042-341-09-00, Both parcels are to be sold together. Combined these two lots and it would give you a great home site. No Utilities on lot. Use parcel map to locate lot.
$12,000
Acres: 0.13 | MLS ID: 201701028 | Status: Active
This lot gives you the feeling of country living, but yet close proximity to shopping and Hospital. This lot is 53'X 100' times two, waiting to be developed. Sale includes APN#042-341-09-00, Both parcels are to be sold together. Combined these two lots and it would give you a great home site. No Utilities on lot. Use parcel map to locate lot.
$13,500
Acres: 0.41 | MLS ID: 17044321 | Status: Active
Beautiful treed parcel in Grizzly Flats. .4056 of an acre. Located at the end of a Cul-de-sac.
Listing provided courtesy of RE/MAX Gold
$15,000
Acres: 0.33 | MLS ID: 20925811 | Status: Active
Nice build able lot in court location.
Listing provided courtesy of RE/MAX Gold Napa
$18,000
MLS ID: LC17094432 | Status: Active
Build your home here in Brooktrails - a Vacation Village. Located approximately three miles west of the City of Willits, Ca, and about 45min from the coastal community of Fort Bragg. Brooktrails offers residents an environment within a mixed redwood forest where you can see the stars at night and breathe clean air. Close to the Redwood Park offers residents and visitors a nine-hole golf course, picnic tables, a Par Course for running and exercise, a baseball field, and an extensive forest hiking trail system. A community center building is available to rent for events. Surrounded by rolling hills, natural water source and wonderful wildlife. Paved roads. No HOA's - Located on a corner lot.
$19,995
Acres: 0.66 | MLS ID: 473804 | Status: Active
Lake View Lot! Would make a beautiful home site on an elevated location over looking the lake.
$21,000
Acres: 0.42 | MLS ID: 20161524 | Status: Active
Build your own home with a lake view on this affordable lot. Watch the Youtube video! https://youtu.be/qJXnWIye9LU Not only is the purchase price affordable, but you won't have to drill a well, or bring in power or phone, it's all right there at the lot. Ready to go. The septic is already engineered and listing agent knows a soils testing engineer who says she can install a Yuba county approved septic for $15,000 if there is enough top soil. This is a great location!, Lake view, paved road, great neighbors, privacy, close to local popular restaurant and the great Yuba river for swimming, and the post office. Excellent cell reception and high speed wireless internet signal is also very strong. This is probably one of the most affordable, bu
$21,000
Acres: 0.42 | MLS ID: 20161524 | Status: Active
Build your own home with a lake view on this affordable lot. Watch the Youtube video! https://youtu.be/qJXnWIye9LU Not only is the purchase price affordable, but you won't have to drill a well, or bring in power or phone, it's all right there at the lot. Ready to go. The septic is already engineered and listing agent knows a soils testing engineer who says she can install a Yuba county approved septic for $15,000 if there is enough top soil. This is a great location!, Lake view, paved road, great neighbors, privacy, close to local popular restaurant and the great Yuba river for swimming, and the post office. Excellent cell reception and high speed wireless internet signal is also very strong. This is probably one of the most affordable, bu
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