Looking for property

Hi All,
I sold my personal residence and am looking for a home in either Folsom or El Dorado Hills.  1800-2500 sq.ft. 4 bedroom, 3 car garage. $400,000 max.  Let me know if you have anything available. Will be closed first of February.

Mortgage Success


February 27, 2013

Last Week in Review

The debate within the Fed about whether to continue their latest round of bond buying, known as Quantitative Easing, continues.

Table Source: Mortgage Success Source

What is Quantitative Easing?
Quantitative Easing is the concept of the Fed becoming a buyer of Treasuries and bonds to try to stimulate the economy.

Why does the Fed do Quantitative Easing?
Often, the Fed does Quantitative Easing to create inflation and avoid a deflationary economy. It’s also used to help lower the unemployment rate and boost stock prices. For this latest round, the Fed especially wanted to help stimulate the housing market and our economy overall.

The housing market has shown signs of improvement lately. While housing starts in January declined overall, single family housing starts rose to their highest rate since July 2008. Building permits, a sign of future construction, also came in above expectations. These reports were the latest in a series of reports showing that the housing market is recovering.

Last week, the minutes from the Fed’s January meeting of the Federal Open Market Committee noted that several Fed members would like to halt the Quantitative Easing program sooner than planned, because they are concerned about inflation. However, it’s important to note that last week’s Producer and Consumer Price Index Reports showed that inflation at both the wholesale and consumer levels remained moderate in January.

On the reverse side, other Fed members are concerned that halting the program too soon could end the recovery in the housing market, and hinder our economic recovery overall.

The biggest take away is that home loan rates continue to remain near historic lows.

Forecast for the week

A busy week of reports is ahead, with news on housing, manufacturing, consumer sentiment, U.S. growth and inflation.

  • The week starts and ends with a measure of how the consumer is feeling with yesterday’s Consumer Confidence Report and last week’s Consumer Sentiment Index.
  • Look for Pending Home Sales today.
  • We’ll get a sense of how the economy is doing with today’s Durable Goods Orders, which measures orders for products used for an extended period of time, and this week’s Gross Domestic Product, the biggest picture of economic activity.
  • Also later this week Weekly Initial Jobless Claims will be reported.
  • Late in the week also brings Personal Consumption Expenditures, the Fed’s favorite measure of inflation, along with Personal Income and Spending and the ISM Index.
Remember: Weak economic news normally causes money to flow out of stocks and into bonds, helping bonds and home loan rates improve, while strong economic news normally has the opposite result.
As you can see in the chart below and as mentioned above, inflation continues to remain moderate. Remember that inflation negatively affects bonds because it hurts the value of fixed investments like bonds.

My Recent Transactions

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Beds: 2 | Bath: 2 | Sq Ft: 1413 | Acres: 0.16 | Built: 1989 | MLS ID: 18028101 | Status: Sold
Adorable 3 Bed 2 Bath home in the highly desired Dry Creek School District. Popular floor plan high ceilings with beautiful updates in the kitchen & bathrooms. Kitchen features stainless looking appliances granite counters. Laminate flooring and brand new carpet in all bedrooms. home has been freshly painted inside & out, roof installed 2015, HVAC 2005, Hot water heater 2018, kitchen and bath 2016. Quite neighborhood a relaxing back yard with patio. Wont Last long, bring your pickiest buyer
Listing provided courtesy of RE/MAX Gold El Dorado Hills
Beds: 3 | Bath: 2 | Sq Ft: 1608 | Acres: 0.19 | Built: 1981 | MLS ID: 18016655 | Status: Sold
Gourmet Chef's Kitchen w/ s/s appliances. Serene River Rock Master Shower. Saltwater Pool.
Listing provided courtesy of William Johnson, Broker
Beds: 2 | Bath: 1 | Sq Ft: 905 | Acres: 0.13 | Built: 1950 | MLS ID: 18019713 | Status: Sold
Adorable MOVE IN READY Home. Updated kitchen with Stainless looking appliances, granite counters tile floors. Refrigerator in kitchen stay. Bathroom updated tile shower & floors, Freshly Painted. BIG Back yard with fruit trees, covered patio, shed lots of room if you wanted to add a pool for the hot summer nights. Close to shopping restaurants,Golden One Center & River Cats stadium. Close drive to UC DAVIS & Sacramento State. Perfect starter home for the first time buyer.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
Beds: 4 | Bath: 2 | Sq Ft: 1498 | Acres: 0.16 | Built: 1977 | MLS ID: 18011079 | Status: Sold
Desirable 4 bedroom/2 bath Rosemont home! Great for a first time home buyer or investor. Vaulted ceiling in the living room, family room with fireplace and charming kitchen with dining nook. Newer exterior stucco (2016) & comp roof installed in 2010. Nice backyard with covered patio, lush lawn area plus an orange tree.
Listing provided courtesy of RE/MAX Gold Sierra Oaks
Beds: 4 | Bath: 3 | Sq Ft: 2193 | Acres: 0.17 | Built: 1987 | MLS ID: 18011460 | Status: Sold
Highly sought after 4 bdrms/3 full bath home in Willow Creek. 1 bdrm & bath downstairs, spacious kitchen w/garden windows overlooking the backyard. Formal living/dining rms, family room w/gas fireplace, large master upstairs w/2 additional bdrms. 3 car garage. Hurry...this home won't last.
Listing provided courtesy of Lyon RE Folsom
Beds: 4 | Bath: 3 | Sq Ft: 3026 | Acres: 0.22 | Built: 2003 | MLS ID: 18009305 | Status: Sold
Your Backyard Paradise Awaits!4BR's + Loft & 3 FULL BA (1BR/BA Down)! Remodeled Kitchen w/Rich Cherry Cabinets,Granite Counters,Breakfast Bar,Stainless Steel Appliances,2 Ovens,Wine Refrigerator & Pantry!Large Master w/2 Walk In Closets, 2 Sinks, Stall Shower & Dramatic Sunken Tub! Upgraded Wood-Look Tile Flooring in High Traffic Areas! Triple Crown Moulding & Wainscot! Backyard has Built In Pool w/Multiple Water Features,Palm Trees & Gas Line Plumbed for BBQ! OWNED SOLAR SYSTEM! RUN DON'T WALK!
Listing provided courtesy of SunCal Real Estate Group
Beds: 4 | Bath: 3 | Sq Ft: 2759 | Acres: 0.13 | Built: 1996 | MLS ID: 18000452 | Status: Sold
Exquisite home in a highly desired Rocklin Community. Most captivating home that exudes warmth and elegance. Open and elegant floor plan. Kitchen features gorgeous granite counters & island, stainless steel appliances. Beautiful wood laminate flooring and travertine tile floors. Renovated bathrooms, Hunter Douglas shutters. Huge Master Bedroom with a loft. Well manicured back yard. Close to shopping, Restaurants. NO HOA Must see this spectacular home.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
Beds: 3 | Bath: 2 | Sq Ft: 1410 | Acres: 5.45 | Built: 1977 | MLS ID: 18004823 | Status: Sold
Darling move in ready home that sits on 5 acres over looking Bochi Ranch, Serenity at its Best. Nestled in Desired Sleepy Hollow The home was updated with Beautiful Touches. Kitchen Features: Pine Cabinetry, Granite counters, island, Stainless appliances Refrigerator included, Bamboo wood flooring through out Great Room Concept. Walk out side on the back deck to enjoy the local views great for entertaining. Big Barn on the property with electricity & carport. Community Lake Won't Last long
Listing provided courtesy of RE/MAX Gold El Dorado Hills
Beds: 3 | Bath: 2 | Sq Ft: 1463 | Acres: 0.15 | Built: 2009 | MLS ID: 17077978 | Status: Sold
This is the one! Granite kitchen counter tops, stainless steel appliances (sale includes refrigerator!), upgraded cabinets, solid surface bath counters and plantation shutters! Master bath has a large soaking tub! Solar power installed! Covered patio with stained and stamped concrete, propane gas fire pit and alarm system! Come see this gem!
Listing provided courtesy of Realty One Group Complete
Beds: 4 | Bath: 3 | Sq Ft: 2642 | Acres: 5.00 | Built: 1983 | MLS ID: 17076673 | Status: Sold
As-is Sale. Family estate tucked away toward the end of Arroyo Vista Way with beautiful valley views. Remodel the interior to your style. Gorgeous natural landscape with 5 usable secluded acres for all to enjoy. RV Parking outside with connected septic and electric. Over-sized garage for RV's, boats, and other toys! Also great usable land for the home farmer, country living at its finest! Needs kitchen remodel, has a long dirt driveway.
Listing provided courtesy of Bearing Properties
Beds: 4 | Bath: 2 | Sq Ft: 1257 | Acres: 0.19 | Built: 1961 | MLS ID: 17059807 | Status: Sold
Absolutely adorable single-story home centrally located in Carmichael. This home features 4 bedrooms, 2 bathrooms and 1,257 square feet. Recently updated with fresh paint and laminate flooring and includes a fully insulated garage. The back yard is spacious, inviting and peaceful; ready for those summer BBQ's. Easy walk to the neighborhood elementary school as well as nearby medical facilities. This home is truly move in ready!
Listing provided courtesy of Keller Williams Realty
Beds: 4 | Bath: 4 | Sq Ft: 3014 | Acres: 0.53 | Built: 2007 | MLS ID: 17061628 | Status: Sold
EXQUISITE rare find in the Desired Blackstone Community. Walk into luxury Home features some amazing upgrades. SOLAR PANEL SYSTEM installed OWNED and saving hundreds Monthly. The serene backyard beckons relaxation and entertaining with a covered patio, outdoor kitchen & fireplace backs up to the greenbelt for amazing views & complete serenity lot is huge at 0.5310 hard to find in EDH. Chefs kitchen with beautiful granite counters, stainless steel appl. Master Dn Strs. & add Bed & bath Dn Strs
Listing provided courtesy of RE/MAX Gold El Dorado Hills
Beds: 3 | Bath: 2 | Sq Ft: 1281 | Acres: 0.13 | Built: 1950 | MLS ID: 17057660 | Status: Sold
Close to UC MEDICAL CENTER, Excellent opportunity for an investor or for buyers who wish to put their own personal touches on this home. Located in the Desired Tallac Village semi-fixer is worth seeing 3 Bed 2 baths with a wood burning fireplace, Newer carpet & tile nice size back yard. 2 car garage & 2+ carport. Newer Hot water heater. This home is close to shopping, restaurants, Tahoe Park and public transportation. Seller is Motivated.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
Beds: 3 | Bath: 2.5 | Sq Ft: 2043 | Acres: 0.03 | Built: 1979 | MLS ID: 17050391 | Status: Sold
Beautiful Town-home in the sought after Folsom Bluffs This is a must see updated Kitchen with newer stainless steel appliances & baths. Located near shopping, restaurants, walking/bike trails & the Beautiful Folsom Lake. Newer Roof 2014 with Radiant Barrier for extra cost effective bills 2007 HVAC replaced. refrigerator & washer & dryer included quiet serenity at its best sit on the balcony and watch the wild turkeys, deer and the amazing wildlife.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
Beds: 4 | Bath: 3.5 | Sq Ft: 2778 | Acres: 0.30 | Built: 1999 | MLS ID: 17040350 | Status: Sold
Luxurious home with SPECTACULAR VIEWS of Folsom Lake and the mountains 180 radius of views this home sits in the well sought out Marina Village with 2 Master Suites 1 down & 1 upstairs. separate in law quarters converted from the single car garage with a kitchen. House Features: Gourmet kitchen, granite island. wood laminate flooring. Gorgeous back yard swimming pool heated w/solar, grass yard & a fun tree house for the kiddos, 2 sheds, RV Parking with a clean out. Close to Shopping, Restaurants
Listing provided courtesy of RE/MAX Gold El Dorado Hills
Beds: 4 | Bath: 2.5 | Sq Ft: 2462 | Acres: 0.13 | Built: 2006 | MLS ID: 17023343 | Status: Sold
Gorgeous Empire Ranch Beauty with stunning upgrades. Close to award winning Russel Ranch Elementary & Vista High School, Shopping & Restaurants, Movies, Golf Course, Folsom Lake, Bike Trails Nature Preserve across the street Folsom voted #1 City to live in California. Home Features Hand scraped wood floors,Hunter Douglas wood blinds & Roman Brass Bars, Kitchen Features double oven Blk appl, maple cabinetry, Island, granite cntrs. Crown molding in living rm & Master Suite. Back Yard paradise.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
Beds: 3 | Bath: 1 | Sq Ft: 1031 | Acres: 0.18 | Built: 1938 | MLS ID: 17053237 | Status: Sold
Charming Remodeled Oak Park Home on quiet no through street. 2 bedrooms downstairs 1 bedroom upstairs. Generous open family room and beautiful new kitchen. All new dual pane windows, roof and HVAC. Large back yard, lot is Zoned for 2 single family residences should you want to build an investment unit in the rear. Come see this cute home in person before it is gone.
Listing provided courtesy of Keller Williams Realty
Beds: 4 | Bath: 2 | Sq Ft: 2040 | Acres: 0.33 | Built: 1997 | MLS ID: 17050666 | Status: Sold
Exquisite Home in the sought after Eastwood Park Community.Rare find Single Story Most captivating custom home that exudes warmth & elegance, Custom cabinetry & wood look laminate flooring through out the home. Kitchen: Granite counters, stainless steel appliances open to family room.Plantation shutters,newer hot wtr htr, Amazing back yard , sparkling solar hted pebble-tech pool, separate spa, work shop, RV-boat accessible backs up to Nature Conservatory BLM land. Close to shopping & restaurant
Listing provided courtesy of RE/MAX Gold El Dorado Hills
Beds: 3 | Bath: 2 | Sq Ft: 1394 | Acres: 0.24 | Built: 1955 | MLS ID: 17047958 | Status: Sold
Darling move in ready home that has been remodeled from the ground up. There is no stone left un-turned. Brand new carpet through-out. the home, painted through-out the inside. Beautiful oak cabinets in the kitchen & bathrooms. Drive through garage. Ginormous Back yard paradise that has endless possibilities with trees, grass great for large family gatherings. Nearby park and bike path, close to shopping and restaurants. This home won't last long.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
Beds: 5 | Bath: 3 | Sq Ft: 2729 | Acres: 0.20 | Built: 1999 | MLS ID: 17031560 | Status: Sold
Desired Stanford Ranch home that is absolutely stunning. spectacular local views of the greenbelt that provides serenity at its best. Relax in the back yard with a sparkling built in pool and a huge deck that over looks the greenbelt and personal spa with gazebo perfect for entertaining. Kitchen features granite counters white cabinet. formal dining area that flows with the living room. Down Stairs bedroom & bath for in-laws or company. Close to Shopping,Restaurants & Top Golf, Movie Theater
Listing provided courtesy of RE/MAX Gold El Dorado Hills
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