Looking for property

Hi All,
I sold my personal residence and am looking for a home in either Folsom or El Dorado Hills.  1800-2500 sq.ft. 4 bedroom, 3 car garage. $400,000 max.  Let me know if you have anything available. Will be closed first of February.

Mortgage Success


February 27, 2013

Last Week in Review

The debate within the Fed about whether to continue their latest round of bond buying, known as Quantitative Easing, continues.

Table Source: Mortgage Success Source

What is Quantitative Easing?
Quantitative Easing is the concept of the Fed becoming a buyer of Treasuries and bonds to try to stimulate the economy.

Why does the Fed do Quantitative Easing?
Often, the Fed does Quantitative Easing to create inflation and avoid a deflationary economy. It’s also used to help lower the unemployment rate and boost stock prices. For this latest round, the Fed especially wanted to help stimulate the housing market and our economy overall.

The housing market has shown signs of improvement lately. While housing starts in January declined overall, single family housing starts rose to their highest rate since July 2008. Building permits, a sign of future construction, also came in above expectations. These reports were the latest in a series of reports showing that the housing market is recovering.

Last week, the minutes from the Fed’s January meeting of the Federal Open Market Committee noted that several Fed members would like to halt the Quantitative Easing program sooner than planned, because they are concerned about inflation. However, it’s important to note that last week’s Producer and Consumer Price Index Reports showed that inflation at both the wholesale and consumer levels remained moderate in January.

On the reverse side, other Fed members are concerned that halting the program too soon could end the recovery in the housing market, and hinder our economic recovery overall.

The biggest take away is that home loan rates continue to remain near historic lows.

Forecast for the week

A busy week of reports is ahead, with news on housing, manufacturing, consumer sentiment, U.S. growth and inflation.

  • The week starts and ends with a measure of how the consumer is feeling with yesterday’s Consumer Confidence Report and last week’s Consumer Sentiment Index.
  • Look for Pending Home Sales today.
  • We’ll get a sense of how the economy is doing with today’s Durable Goods Orders, which measures orders for products used for an extended period of time, and this week’s Gross Domestic Product, the biggest picture of economic activity.
  • Also later this week Weekly Initial Jobless Claims will be reported.
  • Late in the week also brings Personal Consumption Expenditures, the Fed’s favorite measure of inflation, along with Personal Income and Spending and the ISM Index.
Remember: Weak economic news normally causes money to flow out of stocks and into bonds, helping bonds and home loan rates improve, while strong economic news normally has the opposite result.
As you can see in the chart below and as mentioned above, inflation continues to remain moderate. Remember that inflation negatively affects bonds because it hurts the value of fixed investments like bonds.

My Recent Transactions

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Beds: 4 | Bath: 1 | Sq Ft: 1114 | Acres: 0.13 | Built: 1954 | MLS ID: 18069207 | Status: Sold
*JUST REDUCED* PRIDE IN OWNERSHIP! This Home is Move-In Ready. Features; New Front Door & Security Gate, New Laminate Flooring in Common Areas. Bedrooms have Carpet and Bathroom is Tiled. LED Lighting & Dual Pane Windows to Help Conserve Energy/Reduce Utility Bills! Backyard Offers Privacy Fencing, Hot Tub, Newly Refinished Pool (Pebble Tec) and New Patio Cover w/ Fan - Perfect for Entertaining! Located in the San Juan School District and Close to Town & Country Village, 10 Mins to Downtown!
Listing provided courtesy of Allison James Estates & Homes
Beds: 4 | Bath: 2 | Sq Ft: 1420 | Acres: 0.22 | Built: 1962 | MLS ID: 18045299 | Status: Sold
Updated move in ready charmer on a large lot in a cul-de-sac, RARE FIND. Kitchen Features: partial stainless steel appliances, Granite counters, Island, Large pantry. Great Room Concept with cozy wood burning fireplace for cold winter evenings. Step outside to an Oasis of fruit trees, grape vines, two pergolas and yes of coarse a Sparkling pool for those hot summer days. Huge lot with possible RV parking and a large grass area for the kids playground with a shed. Entertaining Backyard.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
Beds: 4 | Bath: 2 | Sq Ft: 1554 | Acres: 0.24 | Built: 1971 | MLS ID: 18047202 | Status: Sold
Incredibly Darling move in ready home with so much to offer This home features 4 Bedrooms 2 Bathrooms living room, family room crown moulding. New carpet and paint in family room, updated home. Kitchen Features: Chef Kitchen, granite counters, beautiful cabinetry, huge back yard with a shed and another building great for an Art Studio or storage, separate RV Parking lots of trees,grass, garden, covered patio, very quaint &, relaxing. So much to offer perfect for a family. WON'T LAST LONG!
Listing provided courtesy of RE/MAX Gold El Dorado Hills
Beds: 3 | Bath: 2 | Sq Ft: 1340 | Acres: 0.14 | Built: 1989 | MLS ID: 18064532 | Status: Sold
Check out this Adorable Roseville Home! Home Features Large Family Room, Fireplace, Indoor Laundry, Plantation Shutters, Tile Flooring, Large Yard with Wood Decking and Newer Roof! This Lovely Home sits in a Mature Wooded Neighborhood with easy access to Shopping, Hwy Access and Top Rated Schools.
Listing provided courtesy of Realty One Group Complete
Beds: 4 | Bath: 2.5 | Sq Ft: 2341 | Acres: 0.19 | Built: 1992 | MLS ID: 18036675 | Status: Sold
NO MELLO ROOS OR HOA! Welcome home to Sunset Heights, a highly desirable neighborhood located in Rocklin. This single-story home features open concept floor plan. The large, bright kitchen seamlessly flows into the family room w/natural light pouring in from all directions. All New paint inside. Step outside into your own private oasis. The secluded backyard is low maintenance and offers a large side yard possible RV access. Prime location, award winning schools, parks and trails.
Listing provided courtesy of Professional Prop. Serv., Inc.
Beds: 3 | Bath: 2 | Sq Ft: 1064 | Acres: 0.12 | MLS ID: 18042780 | Status: Sold
Cute clean 3 Bedroom 2 Bath home ready for a buyer to add there nice little touches. Back yard has a fantastic garden, trees.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
Beds: 4 | Bath: 2.5 | Sq Ft: 3302 | Acres: 5.01 | Built: 1997 | MLS ID: 18018277 | Status: Sold
PRICE REDUCTION! FAMILY COMPOUND! Bring the grown kids, in-laws or grandparents, you won't find another property like this! Main house is 4BR/3BA 3302sf of spacious living and 2nd home is 2BR/2BA 1200sf built in 2009. The large 2200 sf workshop has been partially converted but could be converted back to shop. Enough acreage for privacy yet close to town, just 12 min to Hwy 50. Includes solar, 2 septic systems and well. Fully fenced and gated, this can be your family's refuge. See virtual tour!
Listing provided courtesy of Visionary Realty Group
Beds: 4 | Bath: 2 | Sq Ft: 1787 | Acres: 0.23 | Built: 1978 | MLS ID: 18021913 | Status: Sold
4 Bedrooms, Updated Kitchen, No HOA, Move-in Ready, RV Possible, Backs to a Green Belt 1 story Workshop in Backyard, 2 car garage and PRICED RIGHT ! ! ! Please Note: Seller will clear Sec.1 disclosed on North American Report
Listing provided courtesy of Results R E Professionals
Beds: 3 | Bath: 1.5 | Sq Ft: 1162 | Acres: 0.15 | Built: 1962 | MLS ID: 18034607 | Status: Sold
Adorable Move in ready home that is perfect for a first time home buyers. Living room features original hardwood floors, cozy wood burning fireplace, Kithen is updated, white cabinets,white fridgerator stays with property, washer & dryer stay with property. Back yard has covered patio very relaxing with a outbuilding for storing yard tools or make it a work out area. Wont last long at this price
Listing provided courtesy of RE/MAX Gold El Dorado Hills
Beds: 2 | Bath: 2 | Sq Ft: 1413 | Acres: 0.16 | Built: 1989 | MLS ID: 18028101 | Status: Sold
Adorable 3 Bed 2 Bath home in the highly desired Dry Creek School District. Popular floor plan high ceilings with beautiful updates in the kitchen & bathrooms. Kitchen features stainless looking appliances granite counters. Laminate flooring and brand new carpet in all bedrooms. home has been freshly painted inside & out, roof installed 2015, HVAC 2005, Hot water heater 2018, kitchen and bath 2016. Quite neighborhood a relaxing back yard with patio. Wont Last long, bring your pickiest buyer
Listing provided courtesy of RE/MAX Gold El Dorado Hills
Beds: 3 | Bath: 2 | Sq Ft: 1608 | Acres: 0.19 | Built: 1981 | MLS ID: 18016655 | Status: Sold
Gourmet Chef's Kitchen w/ s/s appliances. Serene River Rock Master Shower. Saltwater Pool.
Listing provided courtesy of William Johnson, Broker
Beds: 2 | Bath: 1 | Sq Ft: 905 | Acres: 0.13 | Built: 1950 | MLS ID: 18019713 | Status: Sold
Adorable MOVE IN READY Home. Updated kitchen with Stainless looking appliances, granite counters tile floors. Refrigerator in kitchen stay. Bathroom updated tile shower & floors, Freshly Painted. BIG Back yard with fruit trees, covered patio, shed lots of room if you wanted to add a pool for the hot summer nights. Close to shopping restaurants,Golden One Center & River Cats stadium. Close drive to UC DAVIS & Sacramento State. Perfect starter home for the first time buyer.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
Beds: 4 | Bath: 2 | Sq Ft: 1498 | Acres: 0.16 | Built: 1977 | MLS ID: 18011079 | Status: Sold
Desirable 4 bedroom/2 bath Rosemont home! Great for a first time home buyer or investor. Vaulted ceiling in the living room, family room with fireplace and charming kitchen with dining nook. Newer exterior stucco (2016) & comp roof installed in 2010. Nice backyard with covered patio, lush lawn area plus an orange tree.
Listing provided courtesy of RE/MAX Gold Sierra Oaks
Beds: 4 | Bath: 3 | Sq Ft: 2193 | Acres: 0.17 | Built: 1987 | MLS ID: 18011460 | Status: Sold
Highly sought after 4 bdrms/3 full bath home in Willow Creek. 1 bdrm & bath downstairs, spacious kitchen w/garden windows overlooking the backyard. Formal living/dining rms, family room w/gas fireplace, large master upstairs w/2 additional bdrms. 3 car garage. Hurry...this home won't last.
Listing provided courtesy of Lyon RE Folsom
Beds: 4 | Bath: 3 | Sq Ft: 3026 | Acres: 0.22 | Built: 2003 | MLS ID: 18009305 | Status: Sold
Your Backyard Paradise Awaits!4BR's + Loft & 3 FULL BA (1BR/BA Down)! Remodeled Kitchen w/Rich Cherry Cabinets,Granite Counters,Breakfast Bar,Stainless Steel Appliances,2 Ovens,Wine Refrigerator & Pantry!Large Master w/2 Walk In Closets, 2 Sinks, Stall Shower & Dramatic Sunken Tub! Upgraded Wood-Look Tile Flooring in High Traffic Areas! Triple Crown Moulding & Wainscot! Backyard has Built In Pool w/Multiple Water Features,Palm Trees & Gas Line Plumbed for BBQ! OWNED SOLAR SYSTEM! RUN DON'T WALK!
Listing provided courtesy of SunCal Real Estate Group
Beds: 4 | Bath: 3 | Sq Ft: 2759 | Acres: 0.13 | Built: 1996 | MLS ID: 18000452 | Status: Sold
Exquisite home in a highly desired Rocklin Community. Most captivating home that exudes warmth and elegance. Open and elegant floor plan. Kitchen features gorgeous granite counters & island, stainless steel appliances. Beautiful wood laminate flooring and travertine tile floors. Renovated bathrooms, Hunter Douglas shutters. Huge Master Bedroom with a loft. Well manicured back yard. Close to shopping, Restaurants. NO HOA Must see this spectacular home.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
Beds: 3 | Bath: 2 | Sq Ft: 1410 | Acres: 5.45 | Built: 1977 | MLS ID: 18004823 | Status: Sold
Darling move in ready home that sits on 5 acres over looking Bochi Ranch, Serenity at its Best. Nestled in Desired Sleepy Hollow The home was updated with Beautiful Touches. Kitchen Features: Pine Cabinetry, Granite counters, island, Stainless appliances Refrigerator included, Bamboo wood flooring through out Great Room Concept. Walk out side on the back deck to enjoy the local views great for entertaining. Big Barn on the property with electricity & carport. Community Lake Won't Last long
Listing provided courtesy of RE/MAX Gold El Dorado Hills
Beds: 3 | Bath: 2 | Sq Ft: 1463 | Acres: 0.15 | Built: 2009 | MLS ID: 17077978 | Status: Sold
This is the one! Granite kitchen counter tops, stainless steel appliances (sale includes refrigerator!), upgraded cabinets, solid surface bath counters and plantation shutters! Master bath has a large soaking tub! Solar power installed! Covered patio with stained and stamped concrete, propane gas fire pit and alarm system! Come see this gem!
Listing provided courtesy of Realty One Group Complete
Beds: 4 | Bath: 3 | Sq Ft: 2642 | Acres: 5.00 | Built: 1983 | MLS ID: 17076673 | Status: Sold
As-is Sale. Family estate tucked away toward the end of Arroyo Vista Way with beautiful valley views. Remodel the interior to your style. Gorgeous natural landscape with 5 usable secluded acres for all to enjoy. RV Parking outside with connected septic and electric. Over-sized garage for RV's, boats, and other toys! Also great usable land for the home farmer, country living at its finest! Needs kitchen remodel, has a long dirt driveway.
Listing provided courtesy of Bearing Properties
Beds: 4 | Bath: 2 | Sq Ft: 1257 | Acres: 0.19 | Built: 1961 | MLS ID: 17059807 | Status: Sold
Absolutely adorable single-story home centrally located in Carmichael. This home features 4 bedrooms, 2 bathrooms and 1,257 square feet. Recently updated with fresh paint and laminate flooring and includes a fully insulated garage. The back yard is spacious, inviting and peaceful; ready for those summer BBQ's. Easy walk to the neighborhood elementary school as well as nearby medical facilities. This home is truly move in ready!
Listing provided courtesy of Keller Williams Realty
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