Looking for property

Hi All,
I sold my personal residence and am looking for a home in either Folsom or El Dorado Hills.  1800-2500 sq.ft. 4 bedroom, 3 car garage. $400,000 max.  Let me know if you have anything available. Will be closed first of February.

Mortgage Success


February 27, 2013

Last Week in Review

The debate within the Fed about whether to continue their latest round of bond buying, known as Quantitative Easing, continues.

Table Source: Mortgage Success Source

What is Quantitative Easing?
Quantitative Easing is the concept of the Fed becoming a buyer of Treasuries and bonds to try to stimulate the economy.

Why does the Fed do Quantitative Easing?
Often, the Fed does Quantitative Easing to create inflation and avoid a deflationary economy. It’s also used to help lower the unemployment rate and boost stock prices. For this latest round, the Fed especially wanted to help stimulate the housing market and our economy overall.

The housing market has shown signs of improvement lately. While housing starts in January declined overall, single family housing starts rose to their highest rate since July 2008. Building permits, a sign of future construction, also came in above expectations. These reports were the latest in a series of reports showing that the housing market is recovering.

Last week, the minutes from the Fed’s January meeting of the Federal Open Market Committee noted that several Fed members would like to halt the Quantitative Easing program sooner than planned, because they are concerned about inflation. However, it’s important to note that last week’s Producer and Consumer Price Index Reports showed that inflation at both the wholesale and consumer levels remained moderate in January.

On the reverse side, other Fed members are concerned that halting the program too soon could end the recovery in the housing market, and hinder our economic recovery overall.

The biggest take away is that home loan rates continue to remain near historic lows.

Forecast for the week

A busy week of reports is ahead, with news on housing, manufacturing, consumer sentiment, U.S. growth and inflation.

  • The week starts and ends with a measure of how the consumer is feeling with yesterday’s Consumer Confidence Report and last week’s Consumer Sentiment Index.
  • Look for Pending Home Sales today.
  • We’ll get a sense of how the economy is doing with today’s Durable Goods Orders, which measures orders for products used for an extended period of time, and this week’s Gross Domestic Product, the biggest picture of economic activity.
  • Also later this week Weekly Initial Jobless Claims will be reported.
  • Late in the week also brings Personal Consumption Expenditures, the Fed’s favorite measure of inflation, along with Personal Income and Spending and the ISM Index.
Remember: Weak economic news normally causes money to flow out of stocks and into bonds, helping bonds and home loan rates improve, while strong economic news normally has the opposite result.
As you can see in the chart below and as mentioned above, inflation continues to remain moderate. Remember that inflation negatively affects bonds because it hurts the value of fixed investments like bonds.

My Recent Transactions

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Beds: 3 | Bath: 2 | Sq Ft: 1738 | Acres: 0.22 | Built: 1985 | MLS ID: 16025423 | Status: Sold
LOCATION! LOCATION! LOCATION!Beautiful SINGLE story 3-bedroom 2-bath home located in the highly desired Cirby Ranch neighborhood. Some of the features include Corian counters, maple cabinets, updated appliances and a beautifully landscaped back-yard great for entertaining! Not to mention this home sits on almost a quarter acre lot! Don't miss out on this perfect family home. Major Plus:(HVAC system is LESS than 1 yr old & Roof is less than 9 yrs old)
Listing provided courtesy of Haney Garcia Realty Group
Beds: 3 | Bath: 2 | Sq Ft: 1248 | Acres: 10.00 | Built: 1992 | MLS ID: 15050566 | Status: Sold
Darling home on 10 fantastic acres! The great open floor plan makes the home feel large,and there is a nice slider that opens to the deck from which to enjoy the views.The deck is the length of the home and is like having another living space. Updated bathrooms and the nice kitchen with newer cabinetry give the home a newer feel.There is even a central vacuum with toe kick vac! A separate structure that could be turned into another dwelling, a nice chicken coop and plenty of yard!
Listing provided courtesy of Bella Real Estate
Beds: 4 | Bath: 3 | Sq Ft: 1523 | Acres: 0.17 | Built: 1971 | MLS ID: 16013377 | Status: Sold
Adorable 4 bedroom 3 bath home. on a huge lot with RV parking, a great patio area for BBQ's This home Features; New carpet in the bedrooms and beautiful wood like laminate flooring in the living room, freshly painted walls. Newer roof, beautiful kitchen cabinets white in color, grey speckled granite counters, kitchen nook area with bench, tile floors. Close to shopping restaurants. This is perfect for a family & first time home buyers.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
Beds: 4 | Bath: 2 | Sq Ft: 2216 | Acres: 5.00 | Built: 1985 | MLS ID: 16003013 | Status: Sold
This is a remarkable property with lots to offer. Home needs some work but lots of potential. This home sits at the end of the court on top of the mountain on 5 acres can be utilized for horse property if you like. Home features 4 bedrooms 2 baths.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
Beds: 4 | Bath: 3 | Sq Ft: 3095 | Acres: 0.18 | Built: 2001 | MLS ID: 15061248 | Status: Sold
Gorgeous sought after Empire Ranch home with golf course views! Features a chef's dream kitchen, tons of counter space & huge pantry. Beautiful granite island, stainless 5 burner gas cook top, B/I microwave, Bosch dishwasher opens up to the family room. Downstairs bedroom and full bath. Master retreat with a soaking tub. Full gym upstairs/bonus room. Private end lot w/lush landscaping, outdoor kitchen w/built in BBQ, patio, golf course views. Close to shopping, restaurants & great schools.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
Beds: 4 | Bath: 2 | Sq Ft: 1536 | Acres: 20.56 | Built: 1989 | MLS ID: 16004022 | Status: Sold
Stunning home on top of a mountain with beautiful local views on 20 plus acres. Private/secluded country living yet only 20 minutes to Hwy 50, shopping & restaurants. Property Features: usable land with pig stalls or turn them into horse stalls with a little const. 2 sheds, 1200 gal water storage tank, 2 wells Domestic & irrigation. Orchard Grove with several different fruits trees, grapevines. Easement RD to walking trail/quad that leads to Consumnes River. Too many wonderful points to list.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
Beds: 2 | Bath: 2 | Sq Ft: 1018 | Built: 2007 | MLS ID: 16003270 | Status: Sold
Darling Condo on the 3rd story, Corner Unit in the desired Empire Ranch Community, Walking distance to shopping & restaurants. New carpet & paint. Light & open floor plan. Kitchen features Granite counters beautiful cabinetry. This condo includes refrigerator, washer & dryer. HOA takes care of roof, ext. maint, insurance on bldg. Garbage pick up, plus a sparkling pool and rec facility. Highly rated Russell Ranch Elementary & Vista Del Lago High School near by.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
Beds: 3 | Bath: 2 | Sq Ft: 1232 | Acres: 0.18 | Built: 1988 | MLS ID: 15052918 | Status: Sold
Completely remolded Beautifully done Home. Bring your pickiest buyers to this home. Close to shopping,restaurants and much more. KITCHEN FEATURES: Granite counters,Hickory Wood Cabinetry, Soft Close Doors,extra eating bar, Frigidaire Appliances, Pantry Closet, Beautiful laminate Wood Flooring. MASTER SUITE FEATURES: Access to the darling back yard utilizing french doors going out, 2 closets one walk in MASTER BATH FEATURES: Nice walk in shower, sink with cabinet, all bathrooms motion lights.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
Beds: 3 | Bath: 2 | Sq Ft: 2244 | Acres: 0.18 | Built: 2002 | MLS ID: 15037554 | Status: Sold
Exquisite sought after home in Clarke Farms. This home has all the bells and whistles from hardwood floors through out. Kitchen has white appliances, oak cabinetry, granite counters. All appliances stay with the property including the washer & dryer. Back yard has a sparkling salt water pool heated with solar. astro turf low maintenance back yard beautifully done covered patio with fan nice and relaxing. 3 car garage with epoxy floors
Listing provided courtesy of RE/MAX Gold El Dorado Hills
Beds: 2 | Bath: 2 | Sq Ft: 1060 | MLS ID: 15026835 | Status: Sold
WONT LAST LONG AT THIS PRICE! Home for sale in desirable Pinebrook Village, an Active Adult community nestled in beautiful Folsom with amenities too numerous to list. Darling home very clean move in ready. Nice porch to sit out on and say hello to your neighbors walking by.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
Beds: 5 | Bath: 4 | Sq Ft: 3560 | Acres: 0.17 | Built: 2000 | MLS ID: 15029663 | Status: Sold
Luxurious home in the desired Empire Ranch Upgrades, Spacious, Well-Maintained, 2-story, Home boasts tile floors throughout downstairs, plantation shutters, 3,560 sq-ft, 5-bed, 4 full Baths bedroom & bath down stairs :Gourmet Kitchen w/ granite island w/sink, open to family room, Gorgeous backyard: built in pool & spa pool heated. Rear yard backs to peaceful greenbelt, Serenity at its best, Shows beautifully! Close to shopping, restaurants & golfing. Empire Oaks Elementary & Vista High School
Listing provided courtesy of RE/MAX Gold El Dorado Hills
Beds: 3 | Bath: 2.5 | Sq Ft: 2570 | Acres: 0.29 | Built: 1976 | MLS ID: 15042912 | Status: Sold
Dream Big. Great home surrounded among oak trees on nearly a third acre level lot. 3-4bd/3ba home equipped w/formal living room w/wood burning fireplace, formal dining w/built in lighted cabinetry. Entertain in the large kitchen w/tile flooring, granite countertops w/countertop seating,warming drawer,and a flex/office space. Lower level office/possible bedroom. Upstairs Master w/balcony, tiled flooring and vanity and a large walk in closet. Four-sided uncovered atrium entry.Too much to list.
Listing provided courtesy of Century 21 Select Real Estate
Beds: 3 | Bath: 2 | Sq Ft: 1402 | Acres: 0.20 | Built: 1976 | MLS ID: 15040971 | Status: Sold
Updated with a great floor plan. Features include updated kitchen and baths, new flooring and much more. Clear pest included.
Listing provided courtesy of Contempo Realty
Beds: 3 | Bath: 1 | Sq Ft: 1064 | Acres: 0.20 | Built: 1959 | MLS ID: 15040572 | Status: Sold
Welcome Home! Completely updated throughout with POOL! New wood floors, gorgeous leathered granite counter tops with subway tiles to accent. Tile throughout in bathroom and new interior paint. The above ground pool is summer ready and perfect for kids! There is also a pergola in the backyard with a built in BBQ, perfect for some backyard gatherings. Possible RV storage as well. Come see today!!
Listing provided courtesy of RE/MAX Gold El Dorado Hills
Beds: 2 | Bath: 2 | Sq Ft: 1624 | Acres: 0.05 | Built: 1980 | MLS ID: 15002630 | Status: Sold
Entertain in this Open Concept Great Room w/ vaulted ceiling,pellet stove,expansive views out to the large deck + 17th Green in Rancho Murieta .And take your friends for a ride in the Golf Cart that's included in the sale! SINGLE STORY formal dining area kitchen w/ skylight,newer appliances, large pantry and eating nook.Large Master Bedroom with Vaulted Ceiling has view of the golf course, master bath with walk in closet.Hall bath with granite counter.Lots of Storage.2 Car Garage.A GREAT BUY!
Listing provided courtesy of Town and Country Real Estate
Beds: 4 | Bath: 3 | Sq Ft: 2256 | Acres: 0.16 | Built: 1989 | MLS ID: 15018022 | Status: Sold
Beautiful Home in the Desired Willow Creek Estates. Excellent Folsom Neighborhood. Close to shopping, restaurants, bike trails, HWY 50, Golfing, Folsom Lake, schools & more. Bright & open 4BD 3BTH with an elegant master suite with cozy fireplace, living rm, Family Rm with fireplace, Formal dining rm, 1 bed & full bath downstairs perfect for guest. Kitchen has an island, wood laminate flooring, Beautiful oak cabinets. Private backyard nicely landscaped patio great for entertaining. Move in ready
Listing provided courtesy of RE/MAX Gold El Dorado Hills
Beds: 4 | Bath: 2 | Sq Ft: 1307 | Acres: 0.16 | Built: 1986 | MLS ID: 15037190 | Status: Sold
Great for first time home buyer. Cute home ready for a nice family to call home. Huge back yard with shed.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
Beds: 3 | Bath: 1.5 | Sq Ft: 1102 | Acres: 0.51 | Built: 2001 | MLS ID: 15015865 | Status: Sold
Beautiful Home with a private driveway that leads to a little bit of heaven. Home sits on top of the hill with spectacular local views. Pride of ownership shown throughout. Beautifully landscaped grounds with many trees. Huge lot with large outbuilding for storage. The home features: newer carpet, drapes, paint, porcelain tile in entry, kitchen, and dining area, vinyl flooring and fixtures in bathrooms. Property is at the end of the road - no through traffic. Perfect for first-time buyer.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
Beds: 3 | Bath: 2 | Sq Ft: 1213 | Acres: 0.15 | Built: 1976 | MLS ID: 15038084 | Status: Sold
Adorable move in ready home perfect for first time home buyers. Kitchen boast oak cabinetry, pergo floors. nice comfortable back yard with built in BBQ for summer night get together's. Garden Paradise. Quick access to HWY 50 and close to shopping & Restaurants.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
Beds: 2 | Bath: 1 | Sq Ft: 864 | Acres: 0.18 | Built: 1957 | MLS ID: 15030727 | Status: Sold
Immaculate knotty pine cabin in the Tahoe Island Drive area! Just in time for summer this property is centrally located near shopping and the bike path leading to the pristine shores of Lake Tahoe and Fallen Leaf Lake. This upgraded cabin has a newer metal roof, double pane vinyl windows, updated bathrooms, and new carpet. The tall open beam ceilings, gas fireplace with rock surround, and knotty pine accents give this cabin the Tahoe character you have been waiting for. Selling Furnished as well
Listing provided courtesy of RE/MAX Gold El Dorado Hills
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