Looking for property

Hi All,
I sold my personal residence and am looking for a home in either Folsom or El Dorado Hills.  1800-2500 sq.ft. 4 bedroom, 3 car garage. $400,000 max.  Let me know if you have anything available. Will be closed first of February.

Mortgage Success


February 27, 2013

Last Week in Review

The debate within the Fed about whether to continue their latest round of bond buying, known as Quantitative Easing, continues.

Table Source: Mortgage Success Source

What is Quantitative Easing?
Quantitative Easing is the concept of the Fed becoming a buyer of Treasuries and bonds to try to stimulate the economy.

Why does the Fed do Quantitative Easing?
Often, the Fed does Quantitative Easing to create inflation and avoid a deflationary economy. It’s also used to help lower the unemployment rate and boost stock prices. For this latest round, the Fed especially wanted to help stimulate the housing market and our economy overall.

The housing market has shown signs of improvement lately. While housing starts in January declined overall, single family housing starts rose to their highest rate since July 2008. Building permits, a sign of future construction, also came in above expectations. These reports were the latest in a series of reports showing that the housing market is recovering.

Last week, the minutes from the Fed’s January meeting of the Federal Open Market Committee noted that several Fed members would like to halt the Quantitative Easing program sooner than planned, because they are concerned about inflation. However, it’s important to note that last week’s Producer and Consumer Price Index Reports showed that inflation at both the wholesale and consumer levels remained moderate in January.

On the reverse side, other Fed members are concerned that halting the program too soon could end the recovery in the housing market, and hinder our economic recovery overall.

The biggest take away is that home loan rates continue to remain near historic lows.

Forecast for the week

A busy week of reports is ahead, with news on housing, manufacturing, consumer sentiment, U.S. growth and inflation.

  • The week starts and ends with a measure of how the consumer is feeling with yesterday’s Consumer Confidence Report and last week’s Consumer Sentiment Index.
  • Look for Pending Home Sales today.
  • We’ll get a sense of how the economy is doing with today’s Durable Goods Orders, which measures orders for products used for an extended period of time, and this week’s Gross Domestic Product, the biggest picture of economic activity.
  • Also later this week Weekly Initial Jobless Claims will be reported.
  • Late in the week also brings Personal Consumption Expenditures, the Fed’s favorite measure of inflation, along with Personal Income and Spending and the ISM Index.
Remember: Weak economic news normally causes money to flow out of stocks and into bonds, helping bonds and home loan rates improve, while strong economic news normally has the opposite result.
As you can see in the chart below and as mentioned above, inflation continues to remain moderate. Remember that inflation negatively affects bonds because it hurts the value of fixed investments like bonds.

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Beds: 3 | Bath: 2 | Sq Ft: 1660 | Acres: 0.15 | Built: 2012 | MLS ID: 15036367 | Status: Sold
Beautiful Stone Harbor single story home! If you rate the home from 1-10? This is a 12! Tastefully decorated wood & tile floors throughout! Sub Zero in kitchen, stainless steel kitchen with granite counters - Don't Wait! Owners have pool plans for the right buyer.
Listing provided courtesy of Lyon Real Estate LP
Beds: 2 | Bath: 2 | Sq Ft: 1440 | MLS ID: 15027995 | Status: Sold
Enjoy your privacy on this corner lot surrounded by lush landscaping & greenbelt...trees and gorgeous plants with automatic drip system. Freshly painted exterior! Spacious kitchen and built-in bar; Spacious Master Bath. Washer/Dryer & Refrigerator stay. Formal Dining and Gas Fireplace. Enclosed carpeted patio with door to garden. Includes a covered patio & shed! Community clubhouse, swimming pool, RV Storage, too many features to mention! Contingent upon Park rental application approval.
Listing provided courtesy of NorCalWest Realty
Beds: 3 | Bath: 2 | Sq Ft: 1344 | Acres: 2.57 | Built: 1966 | MLS ID: 15003458 | Status: Sold
Beautiful little bit of country living. Horse property, riding area, round pin, plenty of storage space. Older home with lots of possibility.
Listing provided courtesy of Port City Realty, Inc
Beds: 3 | Bath: 2 | Sq Ft: 1434 | Acres: 0.17 | Built: 1953 | MLS ID: 15026305 | Status: Sold
Upgrades Galore with this Garden of the Gods beauty! Home boasts travertine floors in the bathrooms and kitchen along with beautiful subway tiles in bath. All new circuits and electrical throughout the house and all new copper plumbing. Sellers buried the power lines leading into the house from the power pole in the backyard and replaced the main sewer line. New sprinkler system and Roof as well. This house will not disappoint, Come See Today! Priced to Sell!
Listing provided courtesy of RE/MAX Gold El Dorado Hills
Beds: 3 | Bath: 2.5 | Sq Ft: 1812 | Acres: 0.23 | Built: 1969 | MLS ID: 15012966 | Status: Sold
Greenhaven Beauty! Come and check out this corner lot home with amazing views.This neutral 3 bed / 2 bath home has picture perfect windows in living room.Cozy double sided fireplace in family room tat overlooks the patio and backyard. Gourmet kitchen has been recently updated with granite counter tops. This home won't last long. Fha/Va welcome.. New price..
Listing provided courtesy of RE/MAX Gold Laguna
Beds: 3 | Bath: 2 | Sq Ft: 1023 | Acres: 0.19 | Built: 1974 | MLS ID: 15007972 | Status: Sold
Wonderful property around the corner from an elementary school. This is a great opportunity for a first-time homeowner. Huge lot with RV access. Hurry before it's gone!
Listing provided courtesy of Keller Williams Realty
Beds: 2 | Bath: 1 | Sq Ft: 812 | Acres: 0.27 | Built: 1957 | MLS ID: 15018511 | Status: Sold
Fair Oaks Charmer! Come see this updated and energy efficient cottage located on a quiet dead end street! Lots of potential and sits on over a 1/4 of an acre! New roof, New HVAC, tankless water heater, New water pipes and New hardwood floors! This bungalow is priced to sell and won't last long!! Come see today :)
Listing provided courtesy of RE/MAX Gold El Dorado Hills
Beds: 4 | Bath: 2 | Sq Ft: 1554 | Acres: 0.24 | Built: 1971 | MLS ID: 15009907 | Status: Sold
Pride of ownership shines throughout this wonderful property, From the pristine landscaping to the fresh interior and exterior paint, as well as all new carpet. Recently updated kitchen with Kenmore Elite appliences. Both baths updated. Oversized yard with RV access separate from yard with two storage sheds and a fenced garden area. Plenty of trees abound the property and provide ample shade that helps to reduce energy cost all summer long. Two year new comp roof, near new dual pane windows
Listing provided courtesy of Coldwell Banker-Res R E Srv
Beds: 2 | Bath: 1 | Sq Ft: 1111 | Acres: 0.07 | Built: 1908 | MLS ID: 15002941 | Status: Sold
Really cute 2 bedroom Tudor cottage with 1,111 well apportioned square feet. Up the front steps, under an archway, to a lovely covered front porch with room to hangout! Then enter a light and bright home with beautiful hardwood floors, fresh tasteful paint and dual pane windows throughout. Nice living room, spacious dining area, great breakfast nook, newer appliances & inside laundry room. Detached 1-car garage. This is a great neighborhood! Don't miss out! Refrigerator, washer & dryer included.
Listing provided courtesy of Lyon RE Downtown
Beds: 3 | Bath: 2 | Sq Ft: 1405 | Acres: 0.11 | Built: 1993 | MLS ID: 15004968 | Status: Sold
Great home with so many updated features. Perfect for the 1st, 2nd, or 3rd time home buyer. Whether you are looking to purchase you 1st home or downgrade into a smaller single story this is the home for you. Beautiful tile flooring throughout, low maintenance backyard, upgraded bathrooms, a great sun room which is essentially another living area. Come see this one. Ask your agent for the attached upgrades list. Definitely one of a kind home come see for yourself.
Listing provided courtesy of Keller Williams Realty Folsom
Beds: 3 | Bath: 2 | Sq Ft: 1605 | Acres: 0.36 | Built: 1959 | MLS ID: 14063688 | Status: Sold
What a find! Great location! 3 bed 2 bath, single story with over 1600 sqft home in Folsom on a huge lot UNDER 350k, large pebble tech pool, stamped concrete in the back yard, two covered patios, RV/boat access. Waking distance to REC parks, schools, shopping and dining. Dual pane windows, newer laminate flooring, newer paint in and out. YOU MUST SEE THIS HOUSE, CALL YOUR REALTOR NOW!
Listing provided courtesy of Keller Williams Realty Folsom
Beds: 3 | Bath: 1.5 | Sq Ft: 1001 | Acres: 0.16 | Built: 1959 | MLS ID: 14035730 | Status: Sold
Charming remodeled home in the heart of desired Folsom Close to shopping, restaurants, schools, parks and public transportation. Must see this darling home that is move in ready. Kitchen was beautifully remodeled to suit the pickiest buyers, maple cabinetry, granite counter tops, gorgeous hardwood laminate floors, living room has a nice cozy fireplace for the winter evenings. Home sits on a large lot with plenty of room for a pool and much more. Perfect first time home buyer. Wont last long!
Listing provided courtesy of RE/MAX Gold El Dorado Hills
Beds: 3 | Bath: 2 | Sq Ft: 2253 | Acres: 0.28 | Built: 2007 | MLS ID: 14069529 | Status: Sold
Huge corner lot, RV access possible, backs up to a green belt, single story, tile floors, granite counters, separate family and living room, formal dining area, upgraded master bathroom, walk-in closet, great floor plan. All you need to do is put an offer on this home, do a bit of painting and new carpet and your new home would be PERFECT!
Listing provided courtesy of Lyon RE Natomas
Beds: 3 | Bath: 2.5 | Sq Ft: 1312 | Acres: 0.05 | Built: 2005 | MLS ID: 14068010 | Status: Sold
BEAUTIFUL 3 bedroom & 3 bath home in a great area! Bamboo floors, granite counter-tops in Kitchen, beautiful back patio, fantastic Master bedroom. This home has a great floor plan and is move in ready.
Listing provided courtesy of Lyon RE Sierra Oaks
Beds: 4 | Bath: 2 | Sq Ft: 1744 | Acres: 0.22 | Built: 1984 | MLS ID: 14069211 | Status: Sold
Charming home in the Perfect location & perfect for first time home buyer. Close to shopping, restaurants,schools,parks & public transportation.This cozy home sits on a big lot with a nice sparkling pool.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
Beds: 3 | Bath: 2.5 | Sq Ft: 1319 | Acres: 0.05 | Built: 2012 | MLS ID: 14047366 | Status: Sold
Beautiful home in desired Folsom, Move in ready perfect for first time home buyers there is nothing left out in this home. Features; 16 seer HVAC,roof radiant barrier,energy efficient home. Kitchen has upgraded cabinets, granite counters, tile floors, stainless steel upgraded appliances. Custom painted bathroom wall in the downstairs bathroom. House has lots of natural light. must see to really appreciate the upgrades. Close to shopping, restaurants & entertainment.close to award winning school
Listing provided courtesy of RE/MAX Gold El Dorado Hills
Beds: 3 | Bath: 2.5 | Sq Ft: 1886 | Acres: 0.18 | Built: 1980 | MLS ID: 14056935 | Status: Sold
Cute home perfect for a first time home owner. Large corner lot with a beautiful pool. lots room for kids to play in the park like back yard. RV access or boat parking. Lots of potential. MUST SEE TO APPRECIATE.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
Beds: 4 | Bath: 3.5 | Sq Ft: 4000 | Acres: 0.28 | Built: 1995 | MLS ID: 14041533 | Status: Sold
Stunning home in the sought after Parkview Heights , this home will WOW you! NO HOAs or Mello Roos! 4000 SQ. FT. 4 possibly 5 bedrooms 3 1/2 bathrooms private guest quarters with separate access. Downstairs features bedroom/bonus room, wine cellar with room to entertain a large group and wine taste all night long. Gourmet kitchen with stainless steel appl. Master and additional bedroom on main floor. Views are spectacular. Deck out back is serenity at its best. This home will not disappoint.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
Beds: 4 | Bath: 3 | Sq Ft: 3095 | Acres: 0.18 | Built: 2001 | MLS ID: 14022187 | Status: Sold
Gorgeous Empire Ranch Golf course views come standard with this lovely home! Spacious and well appointed, this home features formal and informal living spaces. Dream kitchen w/tons of counter & storage space opens to the family room. Downstairs bed & full bath. True Master retreat w/attached office, nursery or work out room plus walk in closet & soaking tub. Private end lot w/lush landscaping, outdoor kitchen w/built in BBQ, patio & golf course views! Supreme location near many conveniences!
Listing provided courtesy of Lyon RE Cameron Park
Beds: 4 | Bath: 3 | Sq Ft: 3154 | Acres: 0.13 | Built: 2005 | MLS ID: 14049772 | Status: Sold
Gorgeous home in the desired Bridgeway Lakes short drive to all freeways, shopping & restaurants. Home features gorgeous hardwood floors in family room, kitchen & master bedroom. kitchen has granite counters, island, black appliances. Great house with lots of upgrades must see to really appreciate. Back yard is so relaxing and huge local views gate to walking trail behind house. This house will not last long.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
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