Looking for property

Hi All,
I sold my personal residence and am looking for a home in either Folsom or El Dorado Hills.  1800-2500 sq.ft. 4 bedroom, 3 car garage. $400,000 max.  Let me know if you have anything available. Will be closed first of February.

Mortgage Success


February 27, 2013

Last Week in Review

The debate within the Fed about whether to continue their latest round of bond buying, known as Quantitative Easing, continues.

Table Source: Mortgage Success Source

What is Quantitative Easing?
Quantitative Easing is the concept of the Fed becoming a buyer of Treasuries and bonds to try to stimulate the economy.

Why does the Fed do Quantitative Easing?
Often, the Fed does Quantitative Easing to create inflation and avoid a deflationary economy. It’s also used to help lower the unemployment rate and boost stock prices. For this latest round, the Fed especially wanted to help stimulate the housing market and our economy overall.

The housing market has shown signs of improvement lately. While housing starts in January declined overall, single family housing starts rose to their highest rate since July 2008. Building permits, a sign of future construction, also came in above expectations. These reports were the latest in a series of reports showing that the housing market is recovering.

Last week, the minutes from the Fed’s January meeting of the Federal Open Market Committee noted that several Fed members would like to halt the Quantitative Easing program sooner than planned, because they are concerned about inflation. However, it’s important to note that last week’s Producer and Consumer Price Index Reports showed that inflation at both the wholesale and consumer levels remained moderate in January.

On the reverse side, other Fed members are concerned that halting the program too soon could end the recovery in the housing market, and hinder our economic recovery overall.

The biggest take away is that home loan rates continue to remain near historic lows.

Forecast for the week

A busy week of reports is ahead, with news on housing, manufacturing, consumer sentiment, U.S. growth and inflation.

  • The week starts and ends with a measure of how the consumer is feeling with yesterday’s Consumer Confidence Report and last week’s Consumer Sentiment Index.
  • Look for Pending Home Sales today.
  • We’ll get a sense of how the economy is doing with today’s Durable Goods Orders, which measures orders for products used for an extended period of time, and this week’s Gross Domestic Product, the biggest picture of economic activity.
  • Also later this week Weekly Initial Jobless Claims will be reported.
  • Late in the week also brings Personal Consumption Expenditures, the Fed’s favorite measure of inflation, along with Personal Income and Spending and the ISM Index.
Remember: Weak economic news normally causes money to flow out of stocks and into bonds, helping bonds and home loan rates improve, while strong economic news normally has the opposite result.
As you can see in the chart below and as mentioned above, inflation continues to remain moderate. Remember that inflation negatively affects bonds because it hurts the value of fixed investments like bonds.

My Recent Transactions

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Beds: 3 | Bath: 2 | Sq Ft: 1213 | Acres: 0.15 | Built: 1976 | MLS ID: 14044564 | Status: Sold
This is a Darling home in Rosemont that has been Completeley Remodled this is perfect for your first time home buyer. Move in ready with a nice size back yard with lots of trees a nice porch to relax on. Kitchen is huge with granite counters stainless steal appliances except for the dishwasher. Newer heating and air unit. floors are all tile. Must see to appreciate.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
Beds: 3 | Bath: 1.5 | Sq Ft: 1030 | Acres: 0.15 | Built: 1964 | MLS ID: 14041379 | Status: Sold
Nice home in quiet neighborhood with access to the American River. Nice open concept with updated kitchen and wood stove in living room. Screened in patio, wood floors and dual pane windows. Good sized fenced backyard with fruit trees.
Listing provided courtesy of Arrow Realty
Beds: 4 | Bath: 2 | Sq Ft: 1634 | Acres: 0.21 | Built: 1999 | MLS ID: 14038788 | Status: Sold
Cute home move in ready
Listing provided courtesy of RE/MAX Gold El Dorado Hills
Beds: 4 | Bath: 2.5 | Sq Ft: 2523 | Acres: 0.18 | Built: 2004 | MLS ID: 14035713 | Status: Sold
Beautiful move-in ready Single Story home in the sought after Lincoln Crossing, easy access to freeways, shopping and much more! Home features lg. open kitchen into the family room with nice eating bar, huge pantry, Beautiful Oak Cabinets, island 4Bedrooms 2 1/2 Baths, Family room with a cozy fireplace. Spacious master bedroom retreat. Back yard is very low maintenance with custom concrete patio. Walking distance to parks & school, Community .pool, clubhouse, gym, high speed internet MUST SEE
Listing provided courtesy of RE/MAX Gold El Dorado Hills
Beds: 1 | Bath: 1 | Sq Ft: 763 | Built: 2005 | MLS ID: 14014694 | Status: Sold
Fabulous bottom level end unit in Amara. One bedroom and one bath condominium with formal living and dining room areas. Granite kitchen with dining bar. Wonderful patio area off common living space. Building 11 has a great interior location within the complex. Amenities include a central pool area, gym facilities, and a clubhouse. Close proximity to walking paths.
Listing provided courtesy of Coldwell Banker-Res R E Srv
Beds: 2 | Bath: 1 | Sq Ft: 840 | Acres: 0.05 | Built: 1971 | MLS ID: 14019704 | Status: Sold
Very clean Condo Perfect for first time home buyer or investor who wants a residual income. House features custom cabinetry in kitchen, shared garage with storage. Close to the community pool for those hot summer days. This is a MUST SEE!
Listing provided courtesy of RE/MAX Gold El Dorado Hills
Beds: 2 | Bath: 2 | Sq Ft: 1339 | Acres: 0.20 | Built: 1953 | MLS ID: 14017590 | Status: Sold
Rare Find East Sacto Charmer in the most desired location walking distance to everything your heart desires, Sacramento State University, McKinley Park, Restaurants, Compton Mkt. Home sits on a quite St. excellent neighborhood with a huge lot with lots of room to add on.2 Bedrooms 2 full vintage baths, indoor laundry, spacious bright open living area with a cozy fireplace, formal dining, huge kitchen with eat in area, new carpet & paint through out. Exquisite back yard with art studio/bonus room
Listing provided courtesy of RE/MAX Gold El Dorado Hills
Beds: 3 | Bath: 2 | Sq Ft: 1410 | Acres: 5.45 | Built: 9999 | MLS ID: 14019602 | Status: Sold
Listing provided courtesy of Dynamo Realty
Beds: 3 | Bath: 1 | Sq Ft: 1025 | Acres: 0.18 | Built: 1977 | MLS ID: 14011527 | Status: Sold
FOLSOM CUTIE. Features include: Kitchen with newer appliances, maple cabinetry, granite countertops/eating bar, oversized deep double sink & tile flooring. Dual pane windows, laminate flooring, crown molding, ceiling fans in all rooms, raised panel doors, custom paint, newer fixtures/hardware. Pool sized yard has access for RV or boat, large patio area, outbuilding for storage and an oversized 1 car garage. Close to schools and park.
Listing provided courtesy of Burke Realty Group, Inc.
Beds: 4 | Bath: 2.5 | Sq Ft: 2518 | Acres: 0.21 | Built: 2003 | MLS ID: 13060029 | Status: Sold
Luxury at its best in the sought after Stonebriar Community. This community has No HOA's. Located within miles of the popular Oak Ridge High School for those of you who want to keep your kids in the same school. HOUSES FEATURES: 4 bedrooms 2 1/2 baths, living room and huge entertaining family room that flows into gourmet kitchen with a big island, Pre wired for surround sound. Brand new carpet. Boat or small RV Prk. Back yard Oasis with a gorgeous built in pool and patio area
Listing provided courtesy of RE/MAX Gold El Dorado Hills
Beds: 3 | Bath: 2.5 | Sq Ft: 1997 | Acres: 0.08 | Built: 2010 | MLS ID: 13059722 | Status: Sold
This gorgeous home features beautifully chosen, custom interior paint, stainless steel appliances, recessed and elegant lighting, ceiling fans in all rooms, privacy in a large exterior lot, many builder upgrades, and more! The home lies on a large, corner lot in the exclusive Courtyards community with full rights of use to the Lincoln Crossing Clubhouse and amenities. Don't miss out!
Listing provided courtesy of Keller Williams Realty
Beds: 2 | Bath: 2.5 | Sq Ft: 1501 | Built: 2007 | MLS ID: 13044153 | Status: Sold
Rivage Condo: Most desired John Laing Model located in the desirable Parkway Master Planned Community across the street to Empire Ranch Golf Coarse. Walking distance to shopping, Bike & walking trail & the Beautiful Folsom Lake. This home is Energy Efficient. Features: Living, Dining Room w/Fireplace,& 1/2 bath downstairs. Kitchen Features: Granite counters, upgraded maple cabinets, breakfast bar, stainless appliances except for the fridge. Warm paint colors throughout home. Move in ready.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
Beds: 4 | Bath: 2 | Sq Ft: 2159 | Acres: 0.43 | Built: 1972 | MLS ID: 13067301 | Status: Sold
Great home in Cameron Park in fabulous neighborhood! Featuring 4 Bedroom 2 Baths with 2 car garage + RV parking, updated kitchen with granite counters, center island, new interior and exterior paint, new carpet, large back deck perfect for entertaining!
Listing provided courtesy of Affiniti Real Estate
Beds: 3 | Bath: 2 | Sq Ft: 2012 | Acres: 2.73 | Built: 1976 | MLS ID: 13045183 | Status: Sold
Beautiful home located in the Desired Mount Echo Ranch Subdivision & in the Heart of Wine Country. For all you wine lovers that have always wanted their own vineyard This home sits on just under 3 acres and has so much potential. Has a huge garage & workshop. The workshop could be turned into a wine tasting room & to top it off this property has 2 working well for plenty of water for a vineyard. MUST SEE! This home has pride of ownership.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
Acres: 3.60 | MLS ID: 13046198 | Status: Sold
Come build your dream home here! Gorgeous 3.6 acre parcel just minutes from Sutter Creek. Several building sites have been identified. Property has been partially brushed. Private road. Seasonal creek at lower end of property. Shed on property stays. Beautiful sunset views. Owner financing available.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
Beds: 4 | Bath: 3 | Sq Ft: 2426 | Acres: 0.17 | Built: 1990 | MLS ID: 13052483 | Status: Sold
Lovely Lexington Hills home set on a quiet interior street. Open flowing design. Formal living rm w/dining area. Kitchen has loads of counter space. Texas-sized family room w/built-in entertainment unit, wet bar & cozy brick fireplace. Downstairs BR and full bath. Oversized Master BR with large bath area with deep walk-in closet. Relax & enjoy the sparkling built in Tahoe Blue swimming pool on hot summer days. Ample patio and lawn area. Home is move-in ready with new exterior & interior paint.
Listing provided courtesy of Hoffman Realty Group, Inc
Beds: 3 | Bath: 2.5 | Sq Ft: 1419 | Acres: 0.10 | Built: 1986 | MLS ID: 13049948 | Status: Sold
Price just reduced for fast sell Don't wait go & show. Darling home with lots of potential. Perfect for first time home buyers. This home features 3 bedrooms with possible 4th bedroom if you convert the loft area. Big back yard lots of room for kids to play or put in a pool. Living room has a cozy fireplace for those cool. evenings.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
Beds: 2 | Bath: 1 | Sq Ft: 1314 | Acres: 0.78 | MLS ID: 13047447 | Status: Sold
Darling Country Home that needs a little updating but perfect for a first time home buyer or investor. This home sits on a huge lot just under an acres. It has a workshop and tool shed on the property. If you like the country living but want to be close to town as well this is perfect for you, it is really close to the Sacramento river. Don't miss this great opportunity it WONT last long.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
Beds: 3 | Bath: 2 | Sq Ft: 1981 | Acres: 0.17 | Built: 1999 | MLS ID: 13035722 | Status: Sold
Serrano home with Solar heated, saltwater Pool & personal spa; 6.1 Kw Photovoltaic System; Tankless Water Heater; Sunscreens on all windows with southern and western exposure. Wood shutters. Fresh Exterior paint; some fresh interior paint. Kitchen & Hall Bath Counters are tile; Master Bath Counter is Glass; flooring Tile & Carpet. Beautifully remodeled & updated Master Bath 9/12; has large shower with multiple shower heads; see photos. Elementary through High School within 2 short blocks
Listing provided courtesy of William Zimmerman, Broker
Beds: 4 | Bath: 2 | Sq Ft: 1127 | Acres: 0.16 | Built: 1979 | MLS ID: 12047209 | Status: Sold
Good starter or investment property. Kitchen remodeled with oak cabinets, granite counters and tile floors. Huge covered patio. Large storage building in rear. Off street parking for R.V. or boat. Possible to park them behind fence also. Microwave and garage door opener does not work. Lots of cabinets in garage.
Listing provided courtesy of Century 21 Select Real Estate
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