Looking for property

Hi All,
I sold my personal residence and am looking for a home in either Folsom or El Dorado Hills.  1800-2500 sq.ft. 4 bedroom, 3 car garage. $400,000 max.  Let me know if you have anything available. Will be closed first of February.

Mortgage Success


February 27, 2013

Last Week in Review

The debate within the Fed about whether to continue their latest round of bond buying, known as Quantitative Easing, continues.

Table Source: Mortgage Success Source

What is Quantitative Easing?
Quantitative Easing is the concept of the Fed becoming a buyer of Treasuries and bonds to try to stimulate the economy.

Why does the Fed do Quantitative Easing?
Often, the Fed does Quantitative Easing to create inflation and avoid a deflationary economy. It’s also used to help lower the unemployment rate and boost stock prices. For this latest round, the Fed especially wanted to help stimulate the housing market and our economy overall.

The housing market has shown signs of improvement lately. While housing starts in January declined overall, single family housing starts rose to their highest rate since July 2008. Building permits, a sign of future construction, also came in above expectations. These reports were the latest in a series of reports showing that the housing market is recovering.

Last week, the minutes from the Fed’s January meeting of the Federal Open Market Committee noted that several Fed members would like to halt the Quantitative Easing program sooner than planned, because they are concerned about inflation. However, it’s important to note that last week’s Producer and Consumer Price Index Reports showed that inflation at both the wholesale and consumer levels remained moderate in January.

On the reverse side, other Fed members are concerned that halting the program too soon could end the recovery in the housing market, and hinder our economic recovery overall.

The biggest take away is that home loan rates continue to remain near historic lows.

Forecast for the week

A busy week of reports is ahead, with news on housing, manufacturing, consumer sentiment, U.S. growth and inflation.

  • The week starts and ends with a measure of how the consumer is feeling with yesterday’s Consumer Confidence Report and last week’s Consumer Sentiment Index.
  • Look for Pending Home Sales today.
  • We’ll get a sense of how the economy is doing with today’s Durable Goods Orders, which measures orders for products used for an extended period of time, and this week’s Gross Domestic Product, the biggest picture of economic activity.
  • Also later this week Weekly Initial Jobless Claims will be reported.
  • Late in the week also brings Personal Consumption Expenditures, the Fed’s favorite measure of inflation, along with Personal Income and Spending and the ISM Index.
Remember: Weak economic news normally causes money to flow out of stocks and into bonds, helping bonds and home loan rates improve, while strong economic news normally has the opposite result.
As you can see in the chart below and as mentioned above, inflation continues to remain moderate. Remember that inflation negatively affects bonds because it hurts the value of fixed investments like bonds.

My Recent Transactions

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Beds: 3 | Bath: 2 | Sq Ft: 1248 | Acres: 0.16 | Built: 1962 | MLS ID: 12069436 | Status: Sold
This attractive, well-maintained 3-bedroom home exemplifies pride of ownership. The house was renovated in 2000 and the kitchen updated again in 2008 with Silestone countertops and at the same time premium wood floors were added throughout the house. The home has a bathroom skylight, dual pane windows, ceiling fans, as well as a whole house fan for energy efficiency. It also features a 2-car tandem garage with a front and back garage door, which allows drive-through access to the backyard.
Listing provided courtesy of Better Homes and Gardens RE Mason
Beds: 4 | Bath: 3 | Sq Ft: 2006 | Acres: 0.15 | Built: 1982 | MLS ID: 12068528 | Status: Sold
This home has it all..NOT a Short Sale or Bank Owned !!!! *** Beautiful home in Sunriver on a Cul-De-Sac! Home features 4 Bedrooms 2.5 Bath with one bedroom on main level. Large open floor plan, nice backyard with pool and hot tub. Newer Heater/AC, Tile Roof. Remodeled Kitchen with Granite and beautiful cabinets. Bathrooms remodeled with granite, tiled floor and shower enclosures, Jetted tubs in both bathrooms. Don't miss this opportunity...Won't last !!
Listing provided courtesy of RE/MAX Gold El Dorado Hills
Beds: 3 | Bath: 2 | Sq Ft: 1513 | Acres: 0.12 | Built: 1955 | MLS ID: 12016454 | Status: Sold
Cute updated home. This is a GREAT first time home buyer house. Move in ready. Low maintence back yard close to freeway access and plublic transportation. Must see the inside to appreciate the love and care of this home.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
Beds: 4 | Bath: 3.5 | Sq Ft: 2859 | Acres: 0.24 | Built: 2002 | MLS ID: 12032743 | Status: Sold
Beautiful Mather Home on a quit street Perfect for a family. This house features a huge bonus room for entertaining. Backyard Paradise, BIG LOT with trees, huge patio, swimming pool for hot summer nights to cool down in.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
Beds: 2 | Bath: 2 | Sq Ft: 890 | Built: 1995 | MLS ID: 12035672 | Status: Sold
Cute little remodeled condo. MUST SEE to appreciate. Great for a first time home buyer or investor.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
Beds: 5 | Bath: 3 | Sq Ft: 3596 | Acres: 0.30 | Built: 2001 | MLS ID: 11082692 | Status: Sold
Great buy on this 3600 sq. ft, 5 bd. 3 ba., w/pool. Nice size lot, w/boat or R.V. storage, backing to greenbelt. The floorplan is very spacious and desireable w/greatroom, separate living room + wonderful, upstairs game room. Fantastic kitchen w/island/serve bar & walk-in pantry. Master suite has private balcony w/local & sunset views + spacious bathroomw/separate tub, large shower & huge walk-in closet. Backyard features this newer, free form pool, lawn area + the R.V. storage w/double gates
Listing provided courtesy of RE/MAX Gold Cameron Park
Beds: 3 | Bath: 2 | Sq Ft: 1440 | Acres: 0.15 | Built: 1990 | MLS ID: 12049900 | Status: Sold
Wow, Private Gated Property, Secluded Jewel in Carmichael. Close to Ancil Hoffman Park. Recently renovated, New Roof, Fresh Paint, New Flooring, Granite Counters, New Appliances. Not a short sale. Not bank owned.
Listing provided courtesy of Your Property Connection
Beds: 4 | Bath: 4 | Sq Ft: 2888 | Acres: 10.01 | Built: 1992 | MLS ID: 12034328 | Status: Sold
This is a Gorgeous Home sitting on 10 acres. This home features Granit Counters, Hard wood Floors,4 Bedrooms 2 Master Suites, Fireplaces in one of the Master Suites and one in another bedroom and one in the den/study, great room. Plus a Bonus Room + Loft Area. This house has the back yard paradise Outdoor Kitchen, Sparkling solar heated pool with a beautiful waterfall, out door volleyball court with net. A gardeners delight. TOO MUCH TO LIST! Agents this house wont last long on the market.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
Beds: 2 | Bath: 1 | Sq Ft: 932 | Acres: 0.18 | Built: 1950 | MLS ID: 12010771 | Status: Sold
Fabulous Hollywood Park Charmer! Sac Magazine named Hollywood Park one of its top ten Best Kept Secrets. With classic ranch homes, tree-lined streets, affordability & surrounding 3 schools, it's definitely a Sacto jewel. Custom remodel includes NEW roof, HVAC & dual pane windows. Gorgeous hardwood floors & custom texture! Complete kitchen remodel with beautiful cabinetry, granite w/ mosaic backsplash & stainless appliances. Spacious remodeled bathroom. Big yd with patio,fruit trees & RV Access
Listing provided courtesy of Keller Williams Realty
Beds: 4 | Bath: 3 | Sq Ft: 2479 | Acres: 0.15 | Built: 1995 | MLS ID: 12003792 | Status: Sold
Okay, are you ready for this Beautiful owner occupied, not a short sale, not a foreclosure, and beautifully maintained home. This popular JMC model features 4 bedrooms, 3 full baths, formal living/dinig room, separate family room, large bonus room,Plantation shutters, built in pool, 3 car garage and more... The home has been updated with carpets,tile and hardwood floors, granite kitchen and recessed lighting. This property is a true gem.
Listing provided courtesy of Keller Williams Realty Elk Grove
Beds: 3 | Bath: 2.5 | Sq Ft: 1494 | Acres: 1.00 | Built: 1985 | MLS ID: 12001237 | Status: Sold
Listing provided courtesy of RE/MAX Gold El Dorado Hills
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