Looking for property

Hi All,
I sold my personal residence and am looking for a home in either Folsom or El Dorado Hills.  1800-2500 sq.ft. 4 bedroom, 3 car garage. $400,000 max.  Let me know if you have anything available. Will be closed first of February.
Thanks
Gidget

Mortgage Success

 


February 27, 2013

Last Week in Review

The debate within the Fed about whether to continue their latest round of bond buying, known as Quantitative Easing, continues.


Table Source: Mortgage Success Source


What is Quantitative Easing?
Quantitative Easing is the concept of the Fed becoming a buyer of Treasuries and bonds to try to stimulate the economy.

Why does the Fed do Quantitative Easing?
Often, the Fed does Quantitative Easing to create inflation and avoid a deflationary economy. It’s also used to help lower the unemployment rate and boost stock prices. For this latest round, the Fed especially wanted to help stimulate the housing market and our economy overall.

The housing market has shown signs of improvement lately. While housing starts in January declined overall, single family housing starts rose to their highest rate since July 2008. Building permits, a sign of future construction, also came in above expectations. These reports were the latest in a series of reports showing that the housing market is recovering.

Last week, the minutes from the Fed’s January meeting of the Federal Open Market Committee noted that several Fed members would like to halt the Quantitative Easing program sooner than planned, because they are concerned about inflation. However, it’s important to note that last week’s Producer and Consumer Price Index Reports showed that inflation at both the wholesale and consumer levels remained moderate in January.

On the reverse side, other Fed members are concerned that halting the program too soon could end the recovery in the housing market, and hinder our economic recovery overall.

The biggest take away is that home loan rates continue to remain near historic lows.

Forecast for the week

A busy week of reports is ahead, with news on housing, manufacturing, consumer sentiment, U.S. growth and inflation.

  • The week starts and ends with a measure of how the consumer is feeling with yesterday’s Consumer Confidence Report and last week’s Consumer Sentiment Index.
  • Look for Pending Home Sales today.
  • We’ll get a sense of how the economy is doing with today’s Durable Goods Orders, which measures orders for products used for an extended period of time, and this week’s Gross Domestic Product, the biggest picture of economic activity.
  • Also later this week Weekly Initial Jobless Claims will be reported.
  • Late in the week also brings Personal Consumption Expenditures, the Fed’s favorite measure of inflation, along with Personal Income and Spending and the ISM Index.
Remember: Weak economic news normally causes money to flow out of stocks and into bonds, helping bonds and home loan rates improve, while strong economic news normally has the opposite result.
 
As you can see in the chart below and as mentioned above, inflation continues to remain moderate. Remember that inflation negatively affects bonds because it hurts the value of fixed investments like bonds.

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$0 - $64,500
Acres: 0.43 | MLS ID: 18000654 | Status: Active
Serene, almost half acre lot located in a quiet neighborhood in the heart of Cameron Park! Build your dream home on this great lot within minutes to both town and award winning schools!
Listing provided courtesy of RE/MAX Gold Cameron Park
$395,000
Acres: 20.60 | MLS ID: 18067459 | Status: Active
THIS IS A TERRIFFIC 20+ ACRE PARCEL IN A GATED RURAL ESTATE SUBDIVISION. MOST HOMESITES ARE 5 ACRE IN SIZE. THIS PARCEL HAS FRONTAGE ON LARIAT LANE AND FALLEN LEAF LANE, SHOULD PERMIT SPLITTING THIS LOT TO 4 HOMESITES. THIS IS A UNIQUE OPPORTUNITY TO BUILD YOUR OWN HOME THEN DIVIDE THE PARCEL AND SELL THE NEWLY CREATED LOTS. THIS SHOULD BE A TERRIFIC INVESTMENT OR GREAT LARGE HOMESITE.
Listing provided courtesy of RE/MAX Gold Laguna
$415,000
Beds: 4 | Bath: 3 | Sq Ft: 1836 | Acres: 0.06 | Built: 1998 | MLS ID: 18064772 | Status: Active
Charming Victorian with views of Cameron Park Lake. Imagine enjoying these cozy evenings sitting on the porch sipping your wine, relaxing in the hot tub or strolling around the lake. This 1836 sq.ft. home has 4 bedrooms, 3 full baths, one downstairs bedroom & full bath ideal for guests. The master suite has an extra room for that secret getaway. For those who like to cook you will love the stainless steel convection oven and microwave.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
$439,000
Beds: 3 | Bath: 2 | Sq Ft: 1811 | Acres: 0.37 | Built: 1977 | MLS ID: 18073559 | Status: Active
3 Bedroom/2 Bath, 1811sf, Well Maintained Home in Cameron Park! Freshly Painted, Newer Front Deck, Air Conditioning, Gas Fireplace, Water Heater, Kitchen Counters (Quartz) and More! Abundance of Storage Opportunities! Boat or RV Parking with Septic Clean Out. Nicely Landscaped with Local Views and Easy Access to Hwy 50!
Listing provided courtesy of RE/MAX Gold El Dorado Hills
$439,000
Beds: 3 | Bath: 2 | Sq Ft: 1811 | Acres: 0.37 | Built: 1977 | MLS ID: 1811000024 | Status: Active
3 Bedroom/2 Bath, 1811sf, Well Maintained Home in Cameron Park! Freshly Painted, Newer Front Deck, Air Conditioning, Gas Fireplace, Water Heater, Kitchen Counters (Quartz) and More! Abundance of Storage Opportunities! Boat or RV Parking with Septic Clean Out. Nicely Landscaped with Local Views and Easy Access to Hwy 50!
$499,000
Beds: 4 | Bath: 3 | Sq Ft: 2449 | Acres: 0.25 | Built: 1990 | MLS ID: 19000894 | Status: Active
Located in the desirable Bar J Ranch, this home features new interior paint, freshly installed carpet, newer Heat/Air system and a pest clearance. First time on market in 19 yrs! Fantastic neighborhood, walking distance to Blue Oak / Camerado Schools and Community Center! 1 Bdrm and full Bath on lower level. Formal living/dining rooms with gas fireplace and wet bar. 3-car garage with additional side yard for RV / Recreational parking. Large backyard! Many possibilities, close to all amenities
Listing provided courtesy of RE/MAX Gold Cameron Park
$504,000
Beds: 4 | Bath: 2 | Sq Ft: 2270 | Acres: 0.26 | Built: 1984 | MLS ID: 18080360 | Status: Active
A view property with a large private yard and plenty of room for gardening or kids to play. Gorgeous sunsets! Offering a functional floor plan to provide opportunities for any lifestyle. The amenities include a remote master sweet with adjoining loft for the perfect place for a home office or workout room. Also enjoy the open family room and kitchen area with fireplace. Separate living room or bonus room. Extensive decking for taking in the views.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
$509,900
Beds: 3 | Bath: 2.5 | Sq Ft: 2326 | Acres: 0.27 | Built: 1970 | MLS ID: 18077082 | Status: Active
Elevated with expansive surrounding views, this knolltop home has been lovingly cared for and is looking for a new owner! Tri-level home with open living & dining, updated kitchen with Corian counters, newer ref & double ovens. Short flight of stairs to bedrooms & spacious master suite. Updated hall bath. Oversized window show off far reaching Cameron Park views. Cozy downstairs family room with rock fireplace & slider to access to backyard. Back lawn & beautiful rock outcropping.3-car garage
Listing provided courtesy of RE/MAX Gold
$1,298,000
Beds: 3 | Bath: 3.5 | Sq Ft: 3429 | Acres: 5.00 | Built: 2015 | MLS ID: 18064691 | Status: Active
CLICK ON VIRTUAL MEDIA LINK TO VIEW A SHORT VIDEO OF THIS FABULOUS PROPERTY! Gated Cameron Estates - Contractor's Home! 3400+ SF One Story Craftsman Style. 1100 SF 4+ Car Garage. Finest Quality Custom Construction in 2015. 5 Spectacular Acres overlooking a year round creek with massive rock outcroppings & trees! Complete Privacy, yet minutes to grocery stores, restaurants, Starbucks, GOLF & Private Airport. Staycation at home - enjoy the dramatic dreamlike setting, sunset views & local wildlife.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
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