Looking for property

Hi All,
I sold my personal residence and am looking for a home in either Folsom or El Dorado Hills.  1800-2500 sq.ft. 4 bedroom, 3 car garage. $400,000 max.  Let me know if you have anything available. Will be closed first of February.
Thanks
Gidget

Mortgage Success

 


February 27, 2013

Last Week in Review

The debate within the Fed about whether to continue their latest round of bond buying, known as Quantitative Easing, continues.


Table Source: Mortgage Success Source


What is Quantitative Easing?
Quantitative Easing is the concept of the Fed becoming a buyer of Treasuries and bonds to try to stimulate the economy.

Why does the Fed do Quantitative Easing?
Often, the Fed does Quantitative Easing to create inflation and avoid a deflationary economy. It’s also used to help lower the unemployment rate and boost stock prices. For this latest round, the Fed especially wanted to help stimulate the housing market and our economy overall.

The housing market has shown signs of improvement lately. While housing starts in January declined overall, single family housing starts rose to their highest rate since July 2008. Building permits, a sign of future construction, also came in above expectations. These reports were the latest in a series of reports showing that the housing market is recovering.

Last week, the minutes from the Fed’s January meeting of the Federal Open Market Committee noted that several Fed members would like to halt the Quantitative Easing program sooner than planned, because they are concerned about inflation. However, it’s important to note that last week’s Producer and Consumer Price Index Reports showed that inflation at both the wholesale and consumer levels remained moderate in January.

On the reverse side, other Fed members are concerned that halting the program too soon could end the recovery in the housing market, and hinder our economic recovery overall.

The biggest take away is that home loan rates continue to remain near historic lows.

Forecast for the week

A busy week of reports is ahead, with news on housing, manufacturing, consumer sentiment, U.S. growth and inflation.

  • The week starts and ends with a measure of how the consumer is feeling with yesterday’s Consumer Confidence Report and last week’s Consumer Sentiment Index.
  • Look for Pending Home Sales today.
  • We’ll get a sense of how the economy is doing with today’s Durable Goods Orders, which measures orders for products used for an extended period of time, and this week’s Gross Domestic Product, the biggest picture of economic activity.
  • Also later this week Weekly Initial Jobless Claims will be reported.
  • Late in the week also brings Personal Consumption Expenditures, the Fed’s favorite measure of inflation, along with Personal Income and Spending and the ISM Index.
Remember: Weak economic news normally causes money to flow out of stocks and into bonds, helping bonds and home loan rates improve, while strong economic news normally has the opposite result.
 
As you can see in the chart below and as mentioned above, inflation continues to remain moderate. Remember that inflation negatively affects bonds because it hurts the value of fixed investments like bonds.

Our Listings in El Dorado Hills

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$0 - $965,000
Acres: 10.00 | MLS ID: 18017986 | Status: Active
Opportunity Awaits! Proposed Development - Bass Lake Development Specific Plan. Zoned MPD (Medium Planned Density) = 1.5 dwellings per acre. Downtown * Coastal Mountain * Serrano Views - included on this parcels' higher elevations. Seasonal creek runs through.
Listing provided courtesy of RE/MAX Gold Cameron Park
$158,000
Acres: 0.49 | MLS ID: 18078048 | Status: Active
Fabulous 0.490 acre lot with a Folsom Lake view from the front of the lot. This property features a wooded setting and is one of the best values on the market. Must See!
Listing provided courtesy of RE/MAX Gold El Dorado Hills
$175,000
Acres: 1.73 | MLS ID: 18002958 | Status: Active
CLOSE UP views of Folsom Lake from this private end of the road waterfront lot in prestigious Southpointe. One of the most serene and tranquil lots left in El Dorado County sits above New York Cove where boaters escape from the busier main lake and calmer waters. House plans available. Adjoining lot listing #18002961 also for sale. Purchase price for both is $300,000. Possible Owner Financing!!! Google parcel map inaccurate, see attached prelim map.
Listing provided courtesy of RE/MAX Gold Cameron Park
$175,000
Acres: 1.37 | MLS ID: 18002961 | Status: Active
CLOSE UP views of Folsom Lake from this private end of the road waterfront lot in prestigious Southpointe. One of the most serene and tranquil lots left in El Dorado County sits above New York Cove where boaters escape from the busier main lake and calmer waters. Adjoining lot listing #18002958 also for sale. Purchase price for both is $300,000. Possible Owner Financing!!! Google parcel map inaccurate, see attached prelim map.
Listing provided courtesy of RE/MAX Gold Cameron Park
$184,950
Acres: 0.42 | MLS ID: 18078828 | Status: Active
One of the lowest price view lots in the Sac area! Own in the gated neighborhood of Villadoro. Close to Folsom's shopping yet above the city. Take advantage of spectacular Sac Valley views. Own incredible sunsets over downtown Sac, or see the night sky away from most of Folsom's city lights. Build that open concept with the finishes you envision. Whatever your dream, here is the opportunity to create your perfect home. If you prefer the best internet, fiber optic high speed internet included!
Listing provided courtesy of RE/MAX Gold El Dorado Hills
$199,000
Acres: 0.52 | MLS ID: 1811000172 | Status: Active
This more than half-acre sized parcel backs to a greenbelt and is located in prestigious gated Serrano. Minimal downslope lot with beautiful local views of the hills and of oak trees.
$214,000
Acres: 1.22 | MLS ID: 18081502 | Status: Active
Fabulous 1.22 acre lot. This oak studded parcel captures Folsom Lake views from the back portion of lot. Serene seasonal stream creates the perfect setting. This is Lot #106 and it shares a paved driveway with Lot #107 which is also for sale. Must see this special property with private setting.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
$219,000
Acres: 1.06 | MLS ID: 18081497 | Status: Active
Fabulous 1.06 acre lot. This oak studded parcel captures Folsom Lake views on the back portion of lot. Serene seasonal stream creates the perfect setting. This is Lot #107 and it shares a paved driveway with Lot #106 which is also for sale. Must see this special property with private setting.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
$235,000
Acres: 0.51 | MLS ID: 18016652 | Status: Active
Beautiful .5 acre lot. Build your dream home among the native Oak trees. Beautiful area of custom homes!
Listing provided courtesy of RE/MAX Gold El Dorado Hills
$235,000
Acres: 0.47 | MLS ID: 18016845 | Status: Active
Beautiful large parcel. Build your dream home among the native oak trees. Beautiful area of custom homes.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
$235,000
Acres: 0.49 | MLS ID: 18016848 | Status: Active
Large nice parcel. Heart of El Dorado Hills. Nice area of custom homes
Listing provided courtesy of RE/MAX Gold El Dorado Hills
$235,000
Acres: 0.46 | MLS ID: 18016956 | Status: Active
Large nice parcel, Heart of El Dorado Hills. Nice area of custom homes
Listing provided courtesy of RE/MAX Gold El Dorado Hills
$245,000
Acres: 0.49 | MLS ID: 18025002 | Status: Active
Build your dream home on this near level lot situated among other high end custom homes on a beautiful parcel in the exclusive guard gated Serrano Golf Course & CC.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
$275,000
Acres: 1.10 | MLS ID: 18017084 | Status: Active
Large beautiful piece in the Heart Of El Dorado Hills.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
$314,000
Acres: 1.29 | MLS ID: 18017030 | Status: Active
Beautiful property with city light views. Must see to appreciate
Listing provided courtesy of RE/MAX Gold El Dorado Hills
$349,000
Acres: 0.97 | MLS ID: 18021018 | Status: Active
Beautiful estate sized acre lot in prestigious Serrano Golf and Country Club. Spectacular views of Sacramento Valley, Lake Folsom and beyond. Build your custom dream home situated amongst multi-million dollar homes. Architectural plans available. Serrano is truly a place you can call home. With its gated villages and quiet streets, Serrano offers both serenity and security. Serrano provides friendly neighborhoods, miles of hiking trails, on-site and nearby schools & a private country club.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
$350,000
Acres: 0.59 | MLS ID: 18070014 | Status: Active
Fabulous 0.590 acre lot with superb Folsom Lake views and a greenbelt area across the street for added privacy and view protection. Build your dream home on this serene and picture perfect setting. Must see this special parcel in the Heart of Serrano's custom section.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
$499,800
Beds: 3 | Bath: 2 | Sq Ft: 2014 | Acres: 0.24 | Built: 1987 | MLS ID: 18081485 | Status: Active
This charming single story, 3 bedroom, 2 bath home located in the desirable Stonegate Village is the popular Brisbane Model and is ready for a fresh new look. Living room, master bedroom and the 18x20 ft. bonus room have tall ceilings and lots of natural light throughout. Kitchen opens to the dining/family room with it's cozy wood burning fireplace and access to the private and serene backyard which has a vineyard and multiple fruit trees. No Mello Roos or HOA's! A wonderful place to call home!
Listing provided courtesy of RE/MAX Gold El Dorado Hills
$549,900
Beds: 2 | Bath: 2 | Sq Ft: 1703 | Acres: 0.16 | Built: 2005 | MLS ID: 19000206 | Status: Active
Beautifully upgraded Sausalito Model located on a corner lot in the Four Seasons Adult 55+ Community. Within the last 5 years the HVAC system, Water Heater, Counter tops (Granite), and appliances have been replaced. Remodeling includes new Pantry Cabinets, Master Tub, Front and Rear metal screen Doors, Exterior/Interior Painting, Toilets, Living Room Carpeting, and light fixtures. Back yard is nicely landscaped with many fruit trees and plants overlooking common area via wrought-iron fencing.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
$549,900
Beds: 2 | Bath: 2 | Sq Ft: 1703 | Acres: 0.16 | Built: 2005 | MLS ID: 1901000328 | Status: Active
Beautifully upgraded Sausalito Model located on a corner lot in the Four Seasons Adult 55+ Community. Within the last 5 years the HVAC system, Water Heater, Counter tops (Granite), and appliances have been replaced. Remodeling includes new Pantry Cabinets, Master Tub, Front and Rear metal screen Doors, Exterior/Interior Painting, Toilets, Living Room Carpeting, and light fixtures. Back yard is nicely landscaped with many fruit trees and plants overlooking common area via wrought-iron fencing.
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