Looking for property

Hi All,
I sold my personal residence and am looking for a home in either Folsom or El Dorado Hills.  1800-2500 sq.ft. 4 bedroom, 3 car garage. $400,000 max.  Let me know if you have anything available. Will be closed first of February.
Thanks
Gidget

Mortgage Success

 


February 27, 2013

Last Week in Review

The debate within the Fed about whether to continue their latest round of bond buying, known as Quantitative Easing, continues.


Table Source: Mortgage Success Source


What is Quantitative Easing?
Quantitative Easing is the concept of the Fed becoming a buyer of Treasuries and bonds to try to stimulate the economy.

Why does the Fed do Quantitative Easing?
Often, the Fed does Quantitative Easing to create inflation and avoid a deflationary economy. It’s also used to help lower the unemployment rate and boost stock prices. For this latest round, the Fed especially wanted to help stimulate the housing market and our economy overall.

The housing market has shown signs of improvement lately. While housing starts in January declined overall, single family housing starts rose to their highest rate since July 2008. Building permits, a sign of future construction, also came in above expectations. These reports were the latest in a series of reports showing that the housing market is recovering.

Last week, the minutes from the Fed’s January meeting of the Federal Open Market Committee noted that several Fed members would like to halt the Quantitative Easing program sooner than planned, because they are concerned about inflation. However, it’s important to note that last week’s Producer and Consumer Price Index Reports showed that inflation at both the wholesale and consumer levels remained moderate in January.

On the reverse side, other Fed members are concerned that halting the program too soon could end the recovery in the housing market, and hinder our economic recovery overall.

The biggest take away is that home loan rates continue to remain near historic lows.

Forecast for the week

A busy week of reports is ahead, with news on housing, manufacturing, consumer sentiment, U.S. growth and inflation.

  • The week starts and ends with a measure of how the consumer is feeling with yesterday’s Consumer Confidence Report and last week’s Consumer Sentiment Index.
  • Look for Pending Home Sales today.
  • We’ll get a sense of how the economy is doing with today’s Durable Goods Orders, which measures orders for products used for an extended period of time, and this week’s Gross Domestic Product, the biggest picture of economic activity.
  • Also later this week Weekly Initial Jobless Claims will be reported.
  • Late in the week also brings Personal Consumption Expenditures, the Fed’s favorite measure of inflation, along with Personal Income and Spending and the ISM Index.
Remember: Weak economic news normally causes money to flow out of stocks and into bonds, helping bonds and home loan rates improve, while strong economic news normally has the opposite result.
 
As you can see in the chart below and as mentioned above, inflation continues to remain moderate. Remember that inflation negatively affects bonds because it hurts the value of fixed investments like bonds.

Our Listings in El Dorado Hills

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$169,000
Acres: 0.51 | MLS ID: 18022730 | Status: Active
This half acre lot is located in the prestigious Summit development, a few lots from stunning homes with Folsom lake views. Wonderful solar exposure with morning sun and afternoon shade towards rear of home site. Great opportunity to get into this impressive neighborhood at an attractive price. All utilities; water, sewer, power, gas, phone and cable are at site. WATER AND SEWER ARE PAID!!! Seller has completed topo and building envelope determination.
Listing provided courtesy of RE/MAX Gold Cameron Park
$175,000
Acres: 1.73 | MLS ID: 18002958 | Status: Active
CLOSE UP views of Folsom Lake from this private end of the road waterfront lot in prestigious Southpointe. One of the most serene and tranquil lots left in El Dorado County sits above New York Cove where boaters escape from the busier main lake and calmer waters. House plans available. Adjoining lot listing #18002961 also for sale. Purchase price for both is $300,000. Possible Owner Financing!!! Google parcel map inaccurate, see attached prelim map.
Listing provided courtesy of RE/MAX Gold Cameron Park
$175,000
Acres: 1.37 | MLS ID: 18002961 | Status: Active
CLOSE UP views of Folsom Lake from this private end of the road waterfront lot in prestigious Southpointe. One of the most serene and tranquil lots left in El Dorado County sits above New York Cove where boaters escape from the busier main lake and calmer waters. Adjoining lot listing #18002958 also for sale. Purchase price for both is $300,000. Possible Owner Financing!!! Google parcel map inaccurate, see attached prelim map.
Listing provided courtesy of RE/MAX Gold Cameron Park
$214,000
Acres: 1.22 | MLS ID: 18063829 | Status: Active
Fabulous 1.22 acre lot. This oak studded parcel captures Folsom Lake views from the back portion of lot. Serene seasonal stream creates the perfect setting. This is Lot #106 and it shares a paved driveway with Lot #107 which is also for sale. Must see this special property with private setting.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
$219,000
Acres: 1.06 | MLS ID: 18063825 | Status: Active
Fabulous 1.06 acre lot. This oak studded parcel captures Folsom Lake views on the back portion of lot. Serene seasonal stream creates the perfect setting. This is Lot #107 and it shares a paved driveway with Lot #106 which is also for sale. Must see this special property with private setting.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
$225,000
Acres: 0.49 | MLS ID: 18017025 | Status: Active
Beautifully treed parcel with seasonal stream
Listing provided courtesy of RE/MAX Gold El Dorado Hills
$235,000
Acres: 0.51 | MLS ID: 18016652 | Status: Active
Beautiful .5 acre lot. Build your dream home among the native Oak trees. Beautiful area of custom homes!
Listing provided courtesy of RE/MAX Gold El Dorado Hills
$235,000
Acres: 0.51 | MLS ID: 1803000873 | Status: Active
Beautiful .5 acre lot. Build your dream home among the native Oak trees. Beautiful area of custom homes!
$235,000
Acres: 0.47 | MLS ID: 18016845 | Status: Active
Beautiful large parcel. Build your dream home among the native oak trees. Beautiful area of custom homes.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
$235,000
Acres: 0.47 | MLS ID: 1803000888 | Status: Active
Beautiful large parcel. Build your dream home among the native oak trees. Beautiful area of custom homes.
$235,000
Acres: 0.49 | MLS ID: 18016848 | Status: Active
Large nice parcel. Heart of El Dorado Hills. Nice area of custom homes
Listing provided courtesy of RE/MAX Gold El Dorado Hills
$235,000
Acres: 0.46 | MLS ID: 18016956 | Status: Active
Large nice parcel, Heart of El Dorado Hills. Nice area of custom homes
Listing provided courtesy of RE/MAX Gold El Dorado Hills
$239,000
Acres: 0.98 | MLS ID: 18028744 | Status: Active
Fabulous lot in Montecito Custom Estates for you to design and build your dream home. Panoramic 100 mile, 120 degree view with Folsom Lake views to the North and West. Highest lot in the village. Complete view control with no buildable lots behind you. Buildable 1:3 slope, 90 foot drop over 300 feet. Utilities are installed to the property line. Located on a quiet cul-de-sac in the highly desirable gated community of the Promontory.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
$245,000
Acres: 0.49 | MLS ID: 18025002 | Status: Active
Build your dream home on this near level lot situated among other high end custom homes on a beautiful parcel in the exclusive guard gated Serrano Golf Course & CC.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
$259,000
Acres: 0.89 | MLS ID: 18063143 | Status: Active
One of the best lots available in exclusive gated Kalithea subdivision in the Promontory. This fabulous 0.88 acre parcel captures great local views and is located in a prime cul-de-sac. Build your dream home on this choice parcel. Must See
Listing provided courtesy of RE/MAX Gold El Dorado Hills
$265,000
Acres: 2.26 | MLS ID: 18022278 | Status: Active
Watermark! Dramatic Unobstructed 180+ Degree Views of pristine oak-studded foothills & Folsom Lake. Choice 2.26 Acre Lot at end of a private cul-de-sac in one of El Dorado Hills' finest gated estate developments. Building pad already in place, but may build almost anywhere on parcel. Very private serene setting. Property backs to Forest Service Land adjoining lake. Water Meter & Electricity on site. You Must Walk This One to Fully Appreciate. Exception value here. SELLER FINANCING AVAILABLE!!!
Listing provided courtesy of RE/MAX Gold El Dorado Hills
$275,000
Acres: 1.10 | MLS ID: 18017084 | Status: Active
Large beautiful piece in the Heart Of El Dorado Hills.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
$279,000
Acres: 1.23 | MLS ID: 18048963 | Status: Active
HERE IS ONE OF THE LAST LOTS IN THIS HIGH END EL DORADO HILLS SUBDIVISION. SURROUNDED BY ESTATE HOMES. FRONT OF LOT IS FLAT PROVIDING ROOM TO ANCHOR A HOME THAT COULD BE MULTI LEVEL OVER LOOKING AN OAK CANOPY OF MATURE OAK TREES. A FUTURE HOME SITE WORTH VIEWING!
Listing provided courtesy of RE/MAX Gold Laguna
$280,000
Acres: 0.58 | MLS ID: 18024320 | Status: Active
Gorgeous lot offering a park-like setting with beautiful oaks. Beautiful homes built on each side, assuring in advance, that your neighbor's homes are attractive! Nicely situated on desirable Greenview Dr. in Serrano. Build the one or two story home of your dreams in one of El Dorado Hills most prestigious communities. The Serrano Country Club offers a clubhouse with pool, golf, tennis, events, and miles of hiking trails. Top Schools and abundant infrastructure!
Listing provided courtesy of RE/MAX Gold El Dorado Hills
$314,000
Acres: 1.29 | MLS ID: 1803000917 | Status: Active
Beautiful property with city light views. Must see to appreciate
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