Looking for property

Hi All,
I sold my personal residence and am looking for a home in either Folsom or El Dorado Hills.  1800-2500 sq.ft. 4 bedroom, 3 car garage. $400,000 max.  Let me know if you have anything available. Will be closed first of February.
Thanks
Gidget

Mortgage Success

 


February 27, 2013

Last Week in Review

The debate within the Fed about whether to continue their latest round of bond buying, known as Quantitative Easing, continues.


Table Source: Mortgage Success Source


What is Quantitative Easing?
Quantitative Easing is the concept of the Fed becoming a buyer of Treasuries and bonds to try to stimulate the economy.

Why does the Fed do Quantitative Easing?
Often, the Fed does Quantitative Easing to create inflation and avoid a deflationary economy. It’s also used to help lower the unemployment rate and boost stock prices. For this latest round, the Fed especially wanted to help stimulate the housing market and our economy overall.

The housing market has shown signs of improvement lately. While housing starts in January declined overall, single family housing starts rose to their highest rate since July 2008. Building permits, a sign of future construction, also came in above expectations. These reports were the latest in a series of reports showing that the housing market is recovering.

Last week, the minutes from the Fed’s January meeting of the Federal Open Market Committee noted that several Fed members would like to halt the Quantitative Easing program sooner than planned, because they are concerned about inflation. However, it’s important to note that last week’s Producer and Consumer Price Index Reports showed that inflation at both the wholesale and consumer levels remained moderate in January.

On the reverse side, other Fed members are concerned that halting the program too soon could end the recovery in the housing market, and hinder our economic recovery overall.

The biggest take away is that home loan rates continue to remain near historic lows.

Forecast for the week

A busy week of reports is ahead, with news on housing, manufacturing, consumer sentiment, U.S. growth and inflation.

  • The week starts and ends with a measure of how the consumer is feeling with yesterday’s Consumer Confidence Report and last week’s Consumer Sentiment Index.
  • Look for Pending Home Sales today.
  • We’ll get a sense of how the economy is doing with today’s Durable Goods Orders, which measures orders for products used for an extended period of time, and this week’s Gross Domestic Product, the biggest picture of economic activity.
  • Also later this week Weekly Initial Jobless Claims will be reported.
  • Late in the week also brings Personal Consumption Expenditures, the Fed’s favorite measure of inflation, along with Personal Income and Spending and the ISM Index.
Remember: Weak economic news normally causes money to flow out of stocks and into bonds, helping bonds and home loan rates improve, while strong economic news normally has the opposite result.
 
As you can see in the chart below and as mentioned above, inflation continues to remain moderate. Remember that inflation negatively affects bonds because it hurts the value of fixed investments like bonds.

Our Listings in Galt, CA

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$0 - $325,000
MLS ID: 19049992 | Status: Active
Outstanding business opportunity in Downtown Galt! This .65 acre lot is zoned commercial and ready for your business vision! This area is up and coming area with lots of revitalization already started. Lots this size are difficult to find - don't let this one slip away! Per seller utilities are to the property. Curb cut provides easy access to the property.
Listing provided courtesy of RE/MAX Gold Galt
$309,900
Beds: 3 | Bath: 2.5 | Sq Ft: 1265 | Acres: 0.08 | Built: 1993 | MLS ID: 19066206 | Status: Active
Nice contemporary home conveniently located on the east side of Galt close to freeway access, parks and shopping. Open floor plan features 1/2 bath downstairs and 2 full baths upstairs. Spacious master bedroom with double doors and walk in closet. No neighbors facing front of home!
Listing provided courtesy of RE/MAX Gold Galt
$320,000
Beds: 3 | Bath: 2 | Sq Ft: 1429 | Acres: 0.15 | Built: 1992 | MLS ID: 1907000573 | Status: Active
Opportunity for investor, this property is strictly an AS-IS Condition sale, A/C is not working, need TLC inside and outside, windows and roof, this property offer 3 bed and 2 bath great neighborhood
$325,000
Acres: 0.66 | MLS ID: 19049985 | Status: Active
Outstanding business opportunity in Downtown Galt! This .65 acre lot is zoned commercial and ready for your business vision! This area is up and coming area with lots of revitalization already started. Lots this size are difficult to find - don't let this one slip away! Per seller utilities are to the property. Curb cut provides easy access to the property.
Listing provided courtesy of RE/MAX Gold Galt
$348,888
Beds: 3 | Bath: 2 | Sq Ft: 1248 | Acres: 0.16 | Built: 1991 | MLS ID: 1906001298 | Status: Active
Back up the moving truck and unload. Move in ready, nothing to do but unpack! Picture perfect home for 1st time home buyer or family looking to downsize. Gorgeous concrete counters, recessed lighting, new HVAC, built ins inside closets, and updated throughout! Enjoy the summer in your fully landscaped backyard with lighting. A real dream come true!
$368,800
Beds: 3 | Bath: 2 | Sq Ft: 1720 | Acres: 0.15 | Built: 1999 | MLS ID: 19055105 | Status: Active
REDUCED FOR QUICK SALE!!! Attractive Single Story Home on the East Side of Galt. Colorful Flowers Surround and Highlight Two Front Trees. Comfortable Porch for Evening Relaxation. Entry Way Leads to Nice Size Living Room, Cozy Dining Room for Your Family or Entertaining Pleasure. Kitchen with Pantry Overlooks Great Room has Cozy Fireplace with Decorator Touches. Alcove has Shelves and Its Own Light. Lots of Windows add to an Open Airy Feeling. Two Bedrooms near Main Hall. Separate Master Suite, Walk-In Closet, Plus Fan Lights in Bedrooms and Great Room. Custom Patio and Walkway to Storage Unit and Landscaped Yard. Enjoy the Roses & Garden-Ready Area for Planting Your Vegetables. Upgraded Finished Garage Plus Possibility of RV Parking on the
Listing provided courtesy of RE/MAX Gold Lodi
$374,900
Beds: 4 | Bath: 2 | Sq Ft: 1450 | Acres: 0.16 | Built: 1992 | MLS ID: 1907000462 | Status: Active
Beautiful and spacious home features 4 bedrooms, 2 baths, open floor plan, updated bathrooms, modern interior paint, dark laminate flooring, tile flooring in kitchen and baths, tile roof, cozy back porch, gardener's delight with several raised planters for your veggies, herbs or flowers yet plenty of room for all your toys with convenient RV access and low maintenance backyard.
$390,000
Beds: 3 | Bath: 2 | Built: 1996 | MLS ID: 1908001363 | Status: Contingent-Show
MUST SEE!! Move in ready 3 bed 2 bath home. Gorgeous home featuring wood floor, rock fp, H2O softener, RV access and .27 acre lot. Beautiful upgraded kitchen with granite counter tops. Enjoy the large sunroom with the view of the beauiful backyard. Wait until you see the backyard with the STUNNING pool. This home is perfect for entertaining with family and friends. Hurry! This gem won't last.
$399,000
Beds: 3 | Bath: 2 | Sq Ft: 2539 | Acres: 0.36 | Built: 1950 | MLS ID: 19063974 | Status: Active
Spacious, Ranch-Style, Single Story Home on Huge .36 Acre Lot with Swimming Pool! UPDATED KITCHEN has white cabinetry with Soft-close drawers and black Granite Counters, Stainless gas range and hood, and is open to the nook/dining areas. Fireplaces in BOTH the Living room and separate Family room, you'll be cozy throughout the cooler months! Dual Pane Windows. Bring your RV/Boat/Toys, there's Room to PARK them with RV ACCESS! Spacious Indoor laundry room. Separate Storage/Mud Room with door to rear yard is perfect for pets! Rear yard has Fruit and Nut trees, plenty or room for vegetable and flower Gardens or additional trees, you name it! Lot's of CHARACTER in this home you don't see often today! EZ Freeway Access; Close to Downtown
Listing provided courtesy of RE/MAX Gold Laguna
$450,000
Beds: 7 | Bath: 4 | Acres: 0.28 | Built: 1972 | MLS ID: 1811000076 | Status: Active
ATTENTION!!!! TRIPLEX!!! READY TO SALE.... One unit has 3 bedrooms with 2 baths GREAT BACKYARD!!! other 2 units are 2 bedrooms with 1 bath Each. The potential is WOW!! here...GREAT investment. QUIET LOCATION. You can even bring your family together as one, each can have their own little Unit to live in. The potential is endless Some TLC and this can be the one to shine. Let the income flow in with LONG TERM tenants in place, that would like to stay if agreed. HURRY!! Dont let this one slip away
$465,000
Beds: 5 | Bath: 3 | Sq Ft: 2307 | Acres: 0.17 | Built: 1996 | MLS ID: 1906000064 | Status: Active
Well maintained home located on a cul-de-sac - these don't come around much! This lovely home features over 2,300 square feet of living space; 5 bedrooms; 3 full baths and a large back yard. There is a bed and full bath downstairs - great for guests, in-laws, or even an office; 4 bedrooms and 2 full baths (including master) located upstairs. Bonus bedroom is large and could easily fit two beds - don't need that 5th bedroom? how about a game room - possibilities are endless. Large backyard is great for family gatherings and has room for a pool. Home is well maintained and move in ready!
$469,900
Beds: 5 | Bath: 3 | Sq Ft: 2686 | Acres: 0.15 | Built: 2008 | MLS ID: 1907000190 | Status: Active
Beautiful quality home built by Kimball Homes. This homes has many upgrades, quartz counter tops, upgraded designer cabinets and beautiful back splash. The master suite has a very, very large walk in closet, the master bath has an over sized soaking tub. There is a downstairs bedroom, formal dining room, den/office and a full bath.
$476,000
Beds: 4 | Bath: 3 | Sq Ft: 2142 | Acres: 0.27 | Built: 1997 | MLS ID: 19059245 | Status: Active
Back on the market no fault of the home or sellers. THE LISTING AGENT IS OFFERING $1,000 CREDIT TOWARDS THE BUYERS CLOSING COSTS. Welcome Home!!! To this beautiful 4 (possible 5) bedroom, 3 bath, 2142 sq ft home on a large lot 11,631 sq ft (which is just over 1/4 acre) on a desired cul-de-sac. Located with in walking distance to schools and easy access to the freeway. Spend the warm days and evenings by the oasis style pool and your winters by an outdoor fireplace. The backyard is low maintenance with artificial turf. This home has lots of extras such as a second master suite, new HVAC, new windows and new patio cover.
Listing provided courtesy of RE/MAX Gold
$569,888
Beds: 6 | Bath: 3.5 | Sq Ft: 3148 | Acres: 0.17 | Built: 2013 | MLS ID: 19067474 | Status: Active
Gorgeous home in the MEADOWS Subdivision in Galt. This is the ORCHID, the largest floor plan in the neighborhood. It features a Large Master Suite with separate retreat area, and a Junior Suite downstairs with it's own private bathroom. Nicely appointed with Granite Slab Kitchen Countertops, Stainless Steel Whirlpool Appliances, Ceiling Fans 3-Car Garage and Energy Efficient Tankless Water Heater. There is approx. 15' side access to the large rear yard. RV parking allowed. East access to the freeway. Clean slate for your future dream backyard. Great, excellent quiet neighborhood. A must see!!
Listing provided courtesy of RE/MAX Gold Laguna
CAMETROLIST
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Information provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
CAMETROLIST is current as of 10/22/2019.

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