Looking for property

Hi All,
I sold my personal residence and am looking for a home in either Folsom or El Dorado Hills.  1800-2500 sq.ft. 4 bedroom, 3 car garage. $400,000 max.  Let me know if you have anything available. Will be closed first of February.
Thanks
Gidget

Mortgage Success

 


February 27, 2013

Last Week in Review

The debate within the Fed about whether to continue their latest round of bond buying, known as Quantitative Easing, continues.


Table Source: Mortgage Success Source


What is Quantitative Easing?
Quantitative Easing is the concept of the Fed becoming a buyer of Treasuries and bonds to try to stimulate the economy.

Why does the Fed do Quantitative Easing?
Often, the Fed does Quantitative Easing to create inflation and avoid a deflationary economy. It’s also used to help lower the unemployment rate and boost stock prices. For this latest round, the Fed especially wanted to help stimulate the housing market and our economy overall.

The housing market has shown signs of improvement lately. While housing starts in January declined overall, single family housing starts rose to their highest rate since July 2008. Building permits, a sign of future construction, also came in above expectations. These reports were the latest in a series of reports showing that the housing market is recovering.

Last week, the minutes from the Fed’s January meeting of the Federal Open Market Committee noted that several Fed members would like to halt the Quantitative Easing program sooner than planned, because they are concerned about inflation. However, it’s important to note that last week’s Producer and Consumer Price Index Reports showed that inflation at both the wholesale and consumer levels remained moderate in January.

On the reverse side, other Fed members are concerned that halting the program too soon could end the recovery in the housing market, and hinder our economic recovery overall.

The biggest take away is that home loan rates continue to remain near historic lows.

Forecast for the week

A busy week of reports is ahead, with news on housing, manufacturing, consumer sentiment, U.S. growth and inflation.

  • The week starts and ends with a measure of how the consumer is feeling with yesterday’s Consumer Confidence Report and last week’s Consumer Sentiment Index.
  • Look for Pending Home Sales today.
  • We’ll get a sense of how the economy is doing with today’s Durable Goods Orders, which measures orders for products used for an extended period of time, and this week’s Gross Domestic Product, the biggest picture of economic activity.
  • Also later this week Weekly Initial Jobless Claims will be reported.
  • Late in the week also brings Personal Consumption Expenditures, the Fed’s favorite measure of inflation, along with Personal Income and Spending and the ISM Index.
Remember: Weak economic news normally causes money to flow out of stocks and into bonds, helping bonds and home loan rates improve, while strong economic news normally has the opposite result.
 
As you can see in the chart below and as mentioned above, inflation continues to remain moderate. Remember that inflation negatively affects bonds because it hurts the value of fixed investments like bonds.

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$79,250
Beds: 3 | Bath: 2 | Sq Ft: 1200 | Built: 2001 | MLS ID: 21820031 | Status: Active
5 MONTHS PAID SPACE FEE. Seller willing to pay for the first 5 months of space fee, a $4675 value. Napa home, without the Napa price tag. Only 30 minutes north of downtown Napa and only 10 minutes to Lake Berryessa. This 2001 double wide host a spacious 1200 square feet of living space. On hot days the pool is only steps away.
Listing provided courtesy of RE/MAX Gold Napa
$99,000
Acres: 0.43 | MLS ID: 21805289 | Status: Active
Privacy, and serenity, build your own brand new home on this lot with building pad already in place along with blueprints already in place.
Listing provided courtesy of RE/MAX Gold Napa
$299,000
Acres: 41.73 | MLS ID: 21818597 | Status: Active
Nice building parcel in Napa Co. Creek runs through parcel. Oaks Madrones and Pine trees. Wildlife and within mins. of Lake Berryessa.
Listing provided courtesy of RE/MAX Gold Napa
$359,999
Beds: 2 | Bath: 2 | Sq Ft: 958 | Acres: 0.02 | Built: 1972 | MLS ID: 21820947 | Status: Contingent-Show
2 story condo in highly sought after North Napa complex. Main level features on open floor plan with easy flow between the kitchen, dining, and living spaces. The upstairs offers complete privacy for both bedrooms and a full bath. Enjoy Napa Valley evenings on your private, fenced patio. Walk to the complex pool, shopping or dining. All of this while only blocks from Queen of the Valley Hospital. The condo includes an assigned parking space.
Listing provided courtesy of RE/MAX Gold Napa
$399,999
Beds: 2 | Bath: 2 | Sq Ft: 1168 | Acres: 0.02 | Built: 2006 | MLS ID: 21820602 | Status: Active
Exceptional Napa Valley investment. Stunning 2 bedroom 2 bath nicely maintained unit in desirable Valley Oak neighborhood. Private backyard, 2 car garage, Granite Counters, wood floors, recessed lighting. Studio potential for downstairs suite. Natural light makes this exceptional town home nice and bright. This complex is a PUD.
Listing provided courtesy of RE/MAX Gold Napa
$428,000
Beds: 2 | Bath: 3 | Sq Ft: 1301 | Acres: 0.02 | Built: 1993 | MLS ID: 21821401 | Status: Active
Great location in a wonderful complex this unit is on the south east corner with only one shared wall. Move in ready with a gas fireplace and a tandem 2 car garage. Available now.
Listing provided courtesy of RE/MAX Gold Napa
$442,000
Beds: 2 | Bath: 3 | Sq Ft: 1717 | Acres: 0.02 | Built: 1993 | MLS ID: 21824743 | Status: Active
This Pear tree condo has just been freshly carpeted and fronts on to the garden courtyard. A great opportunity to get this location that rarely comes up. this property is ready for occupancy.
Listing provided courtesy of RE/MAX Gold Napa
$465,000
Beds: 2 | Bath: 1 | Sq Ft: 954 | Acres: 0.13 | Built: 1942 | MLS ID: 1803001917 | Status: Active
Location! Location! Location ! Fabulous area and street, corner lot with lots of parking. Home needs work however what a darling home this could be. 2 Blocks from BOTTLEROCK and OXBOW and DOWNTOWN NAPA. Very sought after area. Darling park up the street perfect for play.
$469,000
Beds: 3 | Bath: 2 | Sq Ft: 1134 | Acres: 0.16 | Built: 1957 | MLS ID: 1803000651 | Status: Active
Great location near Redwood Middle School. Quiet street with nice size yard. Perfect home for first time homebuyer or even investor. Put your finishing touches on this cute 3 bedroom 2 bath home. Harwood floors in living area. Bonus office area off of the kitchen.
$509,900
Beds: 2 | Bath: 3 | Sq Ft: 1682 | Acres: 0.05 | Built: 2005 | MLS ID: 1808000592 | Status: Active
Gracious front entrance on a private courtyard with lovely trees, Ground level has full suite w walk in closet, Middle Level has Kitchen, Spacious Open Living Room and Dining area with Fireplace, 1/2 Bath and Laundry. Upper level suite with office/retreat area and view! Two car garage with interior access. Turn key condition ready now! EZ commute location close shopping and less than a mile to new restaurants, gym, theater & Food Trucks!
$550,000
Beds: 4 | Bath: 2 | Sq Ft: 1546 | Acres: 0.16 | Built: 1968 | MLS ID: 21818590 | Status: Contingent-Show
Welcome to Briarwood, This 4bdrm/2 bath 1546 sq ft home. Home is in need of upgrading. This is an As Is sale.
Listing provided courtesy of RE/MAX Gold Napa
$550,000
Beds: 3 | Bath: 2 | Sq Ft: 1066 | Acres: 0.15 | Built: 1955 | MLS ID: 21824205 | Status: Active
Single Story Napa Gem, Fully Remodeled and ready to move in. Located on a corner lot in the desirable Pueblo Park in beautiful Napa Valley. 3 Bed, 2 Bath, 1,066 sqft beauty new floors, new kitchen countertops, new roof, new paint and great location. Close to shopping at Redwood Plaza. Walking distance to beautiful Sutherland Park, churches, elementary and middle school.
Listing provided courtesy of RE/MAX Gold Elite
$550,000
Beds: 3 | Bath: 2 | Sq Ft: 1066 | Acres: 0.15 | Built: 1955 | MLS ID: 1809000654 | Status: Active
Single Story Napa Gem, Fully Remodeled and ready to move in. Located on a corner lot in the desirable Pueblo Park in beautiful Napa Valley. 3 Bed, 2 Bath, 1,066 sqft beauty new floors, new kitchen countertops, new roof, new paint and great location. Close to shopping at Redwood Plaza. Walking distance to beautiful Sutherland Park, churches, elementary and middle school.
$575,000
Acres: 10.49 | MLS ID: 21819499 | Status: Active
Endless Eastern valley views. This 10.49 acre wooded parcel sets in one of the most pristine and quiet Napa Valley locations. While the original house was damaged in the fires, the site has been cleaned up and certified by the EPA. The building pad is in place with septic, spring, well, and water all on site. See pre fire photos for reference.
Listing provided courtesy of RE/MAX Gold Napa
$575,000
Beds: 3 | Bath: 1 | Sq Ft: 1078 | Acres: 0.91 | Built: 1955 | MLS ID: 1808001461 | Status: Active
Located down a private country lane. Property is just under an acre with multiple uses. On City water, Septic Tank, & PGE. There are 10 Olive trees on the property. Home is in poor shape check with County for all uses for build out and additional units.
$579,000
Beds: 3 | Bath: 2 | Sq Ft: 1442 | Acres: 0.14 | Built: 1965 | MLS ID: 1806001225 | Status: Active
This adorable white picket fence home features 3 bedrooms 1 1/2 baths and nearly 1,500 square feet. Plenty of open space to bring your style to life. Backs to Shurtleff Park with access via gate in the backyard. Close to everything you want in Napa. Lots of privacy. Home has been well taken care of and loved over the years.Bright and Sunny!! Come start your dream...
$599,000
Beds: 4 | Bath: 2 | Sq Ft: 1806 | Acres: 0.13 | Built: 1962 | MLS ID: 1806001187 | Status: Active
Rare single story 4 bedroom 2 bath in a great north Bel Aire neighborhood on quiet street. Close to schools, shopping, hwy 29. Add your personal touch to this wonderful home. Hardwood floors, new windows, upgraded kitchen with stainless steel appliances. 2 car attached garage with Yoga studio.
$599,000
Beds: 3 | Bath: 2 | Sq Ft: 2048 | Acres: 0.22 | Built: 1995 | MLS ID: 21816826 | Status: Active
Wow! Newly priced means this home won't last.Looking to drive away from the daily noise of the city and crowded nature of the suburbs? Want to see a million stars at night? Be in total serenity with the natural elements? Want to be mesmerized by the incredible views that continually draw you in? This home has it! Also, this home is completely upgraded in bedrooms, bathrooms, kitchens, everywhere, with high-end appliances that stay.Wow!
Listing provided courtesy of RE/MAX Gold of Fairfield
$630,000
Beds: 3 | Bath: 3 | Sq Ft: 2051 | Acres: 0.16 | Built: 1971 | MLS ID: 1803001940 | Status: Active
DeVita Built 2 story 2051 sq.ft. home on large corner lot. Great Bones, open living space, high ceilings, spacious master suite downstairs. 3 bedroom 2.5 bath. Original hardwood floors with new carpet installed. Stone tile in the kitchen and downstairs bath. Out door patio with trellis to enjoy the Napa lifestyle. Add your own personal touches and you are Home!!
$639,000
Beds: 3 | Bath: 2 | Sq Ft: 1470 | Acres: 0.19 | Built: 1979 | MLS ID: 1805005679 | Status: Active
Fantastic location! This 3 bedroom 2 bath home is situated on a large lot in a quiet cul-de-sac. Fresh interior and exterior paint. New carpet. Just unpack your boxes and put your personal touch on this already beautiful home.
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