Looking for property

Hi All,
I sold my personal residence and am looking for a home in either Folsom or El Dorado Hills.  1800-2500 sq.ft. 4 bedroom, 3 car garage. $400,000 max.  Let me know if you have anything available. Will be closed first of February.
Thanks
Gidget

Mortgage Success

 


February 27, 2013

Last Week in Review

The debate within the Fed about whether to continue their latest round of bond buying, known as Quantitative Easing, continues.


Table Source: Mortgage Success Source


What is Quantitative Easing?
Quantitative Easing is the concept of the Fed becoming a buyer of Treasuries and bonds to try to stimulate the economy.

Why does the Fed do Quantitative Easing?
Often, the Fed does Quantitative Easing to create inflation and avoid a deflationary economy. It’s also used to help lower the unemployment rate and boost stock prices. For this latest round, the Fed especially wanted to help stimulate the housing market and our economy overall.

The housing market has shown signs of improvement lately. While housing starts in January declined overall, single family housing starts rose to their highest rate since July 2008. Building permits, a sign of future construction, also came in above expectations. These reports were the latest in a series of reports showing that the housing market is recovering.

Last week, the minutes from the Fed’s January meeting of the Federal Open Market Committee noted that several Fed members would like to halt the Quantitative Easing program sooner than planned, because they are concerned about inflation. However, it’s important to note that last week’s Producer and Consumer Price Index Reports showed that inflation at both the wholesale and consumer levels remained moderate in January.

On the reverse side, other Fed members are concerned that halting the program too soon could end the recovery in the housing market, and hinder our economic recovery overall.

The biggest take away is that home loan rates continue to remain near historic lows.

Forecast for the week

A busy week of reports is ahead, with news on housing, manufacturing, consumer sentiment, U.S. growth and inflation.

  • The week starts and ends with a measure of how the consumer is feeling with yesterday’s Consumer Confidence Report and last week’s Consumer Sentiment Index.
  • Look for Pending Home Sales today.
  • We’ll get a sense of how the economy is doing with today’s Durable Goods Orders, which measures orders for products used for an extended period of time, and this week’s Gross Domestic Product, the biggest picture of economic activity.
  • Also later this week Weekly Initial Jobless Claims will be reported.
  • Late in the week also brings Personal Consumption Expenditures, the Fed’s favorite measure of inflation, along with Personal Income and Spending and the ISM Index.
Remember: Weak economic news normally causes money to flow out of stocks and into bonds, helping bonds and home loan rates improve, while strong economic news normally has the opposite result.
 
As you can see in the chart below and as mentioned above, inflation continues to remain moderate. Remember that inflation negatively affects bonds because it hurts the value of fixed investments like bonds.

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$1,695 for rent
Beds: 1 | Bath: 1 | Sq Ft: 728 | Acres: 0.02 | Built: 1977 | MLS ID: 21826934 | Status: Active
1 bedroom condo, upstairs end unit condo in Benicia! New appliances, remodeled bath, walk in closet and 2 extra closets in hallway. Tile kitchen floor, carpet, extra windows in living room and bedroom because it is an end unit. Large balcony, water and garbage are included! 1 Covered carport and 1 assigned uncovered included as well! Walking distance to Raley's Shopping Center. Pool on property!
Listing provided courtesy of RE/MAX Gold
$1,895 for rent
Beds: 2 | Bath: 2 | Sq Ft: 1014 | Acres: 0.02 | Built: 1992 | MLS ID: 21827363 | Status: Active
Fantastic upstairs end unit 2 bedroom condo at Glen Cove Landing! Courtyard grass view with a peek a boo water view from upstairs patio! carpeting and tile flooring, Washer and dryer included in the condo, all kitchen appliances as well. Fireplace and extra windows! 1 car garage and water, garbage and sewer are included! Pool, spa, fitness center and club house too!
Listing provided courtesy of RE/MAX Gold
$2,100 for rent
Beds: 2 | Bath: 2 | Sq Ft: 1014 | Acres: 0.02 | Built: 1992 | MLS ID: 21827211 | Status: Active
Stunning unobstructed VIEWS of the water and Mount Diablo! This 2 bedroom 2 bath downstairs end unit in Glen Cove has been remodeled with laminate wood flooring throughout, crown moulding, granite in kitchen and baths, walk in closets, large front patio, inside laundry room with washer and dryer included. Garage, clubhouse with pool, hot tub and gym! Water, garbage and sewer is included with rent.
Listing provided courtesy of RE/MAX Gold
$2,750 for rent
Beds: 3 | Bath: 2 | Sq Ft: 1710 | Acres: 0.20 | Built: 1995 | MLS ID: 21827206 | Status: Active
Green Valley Lake, Single Story, 3 car garage. GREAT SCHOOLS! Gated park, pool, spa, tennis courts, and lake access for residents. No rear neighbors, large lot, remodeled kitchen. Barn door accent in master bedroom. Newer flooring.
Listing provided courtesy of RE/MAX Gold Elite
$3,200 for rent
Beds: 4 | Bath: 3 | Sq Ft: 2479 | Acres: 0.21 | Built: 1989 | MLS ID: 21826391 | Status: Active
Beautiful spacious home that backs up to open space. Main level bedroom with full bath, remodeled kitchen with eat in breakfast area. Ample, but low maintenance yard with spacious deck to enjoy Benicia wildlife. Master suite private and tucked away from other bedrooms....A real dream house.
Listing provided courtesy of Jordan Real Estate Group - RE/MAX
$4,977 for rent
Built: 2006 | MLS ID: 18035548 | Status: Active
Office Warehouse for lease. Approximately 1,447 sf, two story office and approx. 1,871 sf warehouse which includes a lab area. Rare, newer office-warehouse opportunity in North Natomas. Immediately off the freeway, Great condition, move-in ready.
Listing provided courtesy of RE/MAX Gold
$7,500 for rent
Beds: 4 | Bath: 5 | Sq Ft: 4566 | Acres: 2.25 | Built: 2008 | MLS ID: 21825967 | Status: Active
Wine country living at its best. Enjoy all of the modern amenities in this custom built home in the heart of the wine country. Top of the line stainless steel chef's kitchen with center island is joined with the family room, boasting sweeping views of your own private hobby vineyard, managed on your behalf. Multiple decks leading to outdoor spaces make this home perfect for entertaining. Split master ensuite, exec office, game/pool table room.
Listing provided courtesy of RE/MAX Gold
$10,000
Acres: 5.00 | MLS ID: 20183294 | Status: Active
Five pristine acres of land on a hillside. The real value is in the adjoining five acres that has a well and water storage tank. See 16115 Vierra road, this parcel should be bought together with 16115 Vierra road.
$12,000
Acres: 0.23 | MLS ID: 201801820 | Status: Active
If you are looking to have a small piece of property in the hills but yet close to town these are the parcels that you are looking for. These lots give you the feeling of country living, but yet close proximity to shopping and Hospital. This lot is 52'X 100'and the second lot is 47'x100', waiting to be developed. Sale includes APN#042-341-06-00, Both parcels are to be sold together. Combined these two lots and it would give you a great home site. No Utilities on lot. Use parcel map to locate lot.
$12,000
Acres: 0.24 | MLS ID: 201801821 | Status: Active
This lot gives you the feeling of country living, but yet close proximity to shopping and Hospital. This lot is 53'X 100' times two, waiting to be developed. Sale includes APN#042-341-09-00, Both parcels are to be sold together. Combined these two lots and it would give you a great home site. No Utilities on lot. Use parcel map to locate lot.
$15,000
Acres: 0.35 | MLS ID: 21810263 | Status: Active
Beautiful views of the mountain and valley! Build-able lot in Napa County with water, sewer access and electricity at pole. Only a few miles to Lake Berryessa and Putah Creek. A great lot to put a modular or stick built home for that vacation home or primary residence! A steal at this price!
Listing provided courtesy of RE/MAX Gold
$15,000
Acres: 0.33 | MLS ID: 20925811 | Status: Active
Nice build able lot in court location.
Listing provided courtesy of RE/MAX Gold Napa
$15,000
Acres: 0.12 | MLS ID: 18066695 | Status: Active
Build your Country living Home!!!!.....Located in Somerset....Peaceful living.
Listing provided courtesy of RE/MAX Gold Laguna
$17,500
Acres: 0.20 | MLS ID: 20162562 | Status: Active
A great solution to the lack of affordable houses in the Foothills, build your own! Watch the youtube video, see the beautiful lake! Watch the Youtube video! https://youtu.be/qJXnWIye9LU This lot will be inexpensive to develop, water from the private water system is right there at the property, no need for a well drilling. Power is right there at the property, paved road access. Only minutes to Lake Frances, post office and restaurant and school. This could be an investor opportunity as well! This is the least expensive lot for sale for miles around!
$17,500
Acres: 0.20 | MLS ID: 20162562 | Status: Active
A great solution to the lack of affordable houses in the Foothills, build your own! Watch the youtube video, see the beautiful lake! Watch the Youtube video! https://youtu.be/qJXnWIye9LU This lot will be inexpensive to develop, water from the private water system is right there at the property, no need for a well drilling. Power is right there at the property, paved road access. Only minutes to Lake Frances, post office and restaurant and school. This could be an investor opportunity as well! This is the least expensive lot for sale for miles around!
$19,000
Acres: 0.25 | MLS ID: 18003898 | Status: Active
Wow! What a great place to build your very own mountain retreat! Live here year round, or build your vacation home dream! This beautiful area has piped spring water and all utilities at the street! Numerous trees, nature's wonderland right at your doorstep, and close to all El Dorado County recreation! What an incredible value! BUY THIS LOT today!
Listing provided courtesy of RE/MAX Gold Fair Oaks
$20,000
Acres: 0.36 | MLS ID: 18025452 | Status: Active
Live among the trees! Nice lot to build your vacation home. Within walking distance to the El Dorado National Forest. Perc tested.
Listing provided courtesy of RE/MAX Gold
$22,500
Acres: 0.17 | MLS ID: 494538 | Status: Active
Shaver Springs subdivision just a short 15 minute drive to Shaver Lake. Great area for families to raise kids or build your retirement home. The lot is slightly down hill with good southern exposure. A couple nice large oak trees that a new home could placed without removal. Best part is it backs U.S.Forestry land that offers a nondestructive view looking south at mountain ranges and slight valley lights at night. Community water and sewer makes it easy to get started building. Take advantage of this low price and opportunity to own property in the Shaver Lake area.
$23,900
Acres: 0.26 | MLS ID: 17069199 | Status: Active
A Great Corner lot in a quiet neighborhood. The site lays out well and property is great for many building options! Gorgeous variety of stately trees.
Listing provided courtesy of RE/MAX Gold Laguna
$24,900
Acres: 0.20 | MLS ID: 18025932 | Status: Active
Level lot in the mountains is a rare find! A great place to build your perm home or a get-away cabin; you are right in the mountains at 4,000 ft, but not so high where the snow accumulates too much. Close to the quaint mountain village where shops/restaurants are available, but yet away from the hustle of city life. Enjoy the freshness of the mountain air, the sounds of the wildlife, and the smells of the pines. You've been dreaming it, and with this price, you can make those dreams come true!
Listing provided courtesy of RE/MAX Gold El Dorado Hills
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