Looking for property

Hi All,
I sold my personal residence and am looking for a home in either Folsom or El Dorado Hills.  1800-2500 sq.ft. 4 bedroom, 3 car garage. $400,000 max.  Let me know if you have anything available. Will be closed first of February.
Thanks
Gidget

Mortgage Success

 


February 27, 2013

Last Week in Review

The debate within the Fed about whether to continue their latest round of bond buying, known as Quantitative Easing, continues.


Table Source: Mortgage Success Source


What is Quantitative Easing?
Quantitative Easing is the concept of the Fed becoming a buyer of Treasuries and bonds to try to stimulate the economy.

Why does the Fed do Quantitative Easing?
Often, the Fed does Quantitative Easing to create inflation and avoid a deflationary economy. It’s also used to help lower the unemployment rate and boost stock prices. For this latest round, the Fed especially wanted to help stimulate the housing market and our economy overall.

The housing market has shown signs of improvement lately. While housing starts in January declined overall, single family housing starts rose to their highest rate since July 2008. Building permits, a sign of future construction, also came in above expectations. These reports were the latest in a series of reports showing that the housing market is recovering.

Last week, the minutes from the Fed’s January meeting of the Federal Open Market Committee noted that several Fed members would like to halt the Quantitative Easing program sooner than planned, because they are concerned about inflation. However, it’s important to note that last week’s Producer and Consumer Price Index Reports showed that inflation at both the wholesale and consumer levels remained moderate in January.

On the reverse side, other Fed members are concerned that halting the program too soon could end the recovery in the housing market, and hinder our economic recovery overall.

The biggest take away is that home loan rates continue to remain near historic lows.

Forecast for the week

A busy week of reports is ahead, with news on housing, manufacturing, consumer sentiment, U.S. growth and inflation.

  • The week starts and ends with a measure of how the consumer is feeling with yesterday’s Consumer Confidence Report and last week’s Consumer Sentiment Index.
  • Look for Pending Home Sales today.
  • We’ll get a sense of how the economy is doing with today’s Durable Goods Orders, which measures orders for products used for an extended period of time, and this week’s Gross Domestic Product, the biggest picture of economic activity.
  • Also later this week Weekly Initial Jobless Claims will be reported.
  • Late in the week also brings Personal Consumption Expenditures, the Fed’s favorite measure of inflation, along with Personal Income and Spending and the ISM Index.
Remember: Weak economic news normally causes money to flow out of stocks and into bonds, helping bonds and home loan rates improve, while strong economic news normally has the opposite result.
 
As you can see in the chart below and as mentioned above, inflation continues to remain moderate. Remember that inflation negatively affects bonds because it hurts the value of fixed investments like bonds.

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$105,000
Sq Ft: 1800 | Acres: 0.04 | MLS ID: 21819175 | Status: Contingent - Release
Well established business in Calistoga. Breakfast Lunch and Dinner. Great opportunity for owner operator. Beer and wine. Outside dining. Game room. Burgers,Ice cream and other treats.
Listing provided courtesy of RE/MAX Gold Napa
$107,000
Beds: 3 | Bath: 2 | Sq Ft: 873 | MLS ID: 19066447 | Status: Active
Superb 3 Bedroom, 2 Bath mobile home. Great room is open to kitchen and dining area. Private master with walk-in closet. The other two bedrooms and full bath are on opposite end from master. Large covered carport with space for two cars. Spacious backyard patio for entertaining. Great family home park in El Dorado Hills, walking distance to Town Center. Check with Gay Willard, park manager, for current space rent.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
$109,000
Acres: 5.00 | MLS ID: 18045929 | Status: Active
Beautiful 5 acre parcel with lots of character! Potentially easy build lot and end of the road privacy! The parcel has several significant rock outcroppings and give the property so much personality. EID and PG&E are along perimeter of parcel!
Listing provided courtesy of RE/MAX Gold El Dorado Hills
$109,000
Acres: 5.11 | MLS ID: 18032113 | Status: Active
Privacy, seclusion yet close to town on this beautiful 5 acres. Build your dream home, plant vineyards and bring the animals. Some of best wineries in El Dorado County are just minutes away. Located close to the Consumnes River for rafting, floating or fishing. Great location to enjoy all four seasons!
Listing provided courtesy of RE/MAX Gold El Dorado Hills
$109,000
Sq Ft: 267894 | Acres: 6.15 | MLS ID: 20190906 | Status: Active
PRICE REDUCED! Looking for a place to build your forever home? This is it! 6.15 Acres of gorgeousness! Oh, and as an added bonus, Curtis Creek could be in your backyard! This beautifully treed parcel is perfect in so many ways. It sits at the ideal elevation and is centrally located to everything you could ever want or need. District water is a short ways away and can be connected to. Don't let this slice of heaven get away!
$109,900
Beds: 2 | Bath: 2 | Sq Ft: 1104 | Acres: 0.75 | Built: 1962 | MLS ID: 201803322 | Status: Active
Fantastic Opportunity! The renovation of this 2 bedroom, 2 bath, 1104 square foot home was started, it just needs to be completed. The home is situated on a .75 acre parcel that is almost fully fenced, and down a private road. The location offers amazing privacy and is ideal for those looking for country living at an affordable price. The exterior is stucco. There are newer dual pane windows installed. There is also newer cabinetry and laminate flooring. This property has spectacular potential!
$110,000
Acres: 9.10 | MLS ID: 19056260 | Status: Active
Pictureque buildable parcel over 9 acres in a water front subdivision on the Lake! Unsurpassed views of Lake Tulloch and the Sierra's. Located in the subdivision of Black Jack Bluffs. Driveway is cut in and has two building pads cut out. Boat launch, docks, and deeded boat slip #28 is included. Enjoy the little beach and and park with covered tables and BBQ area at the boat launch. Very private property and gated community makes this a must have, to build your dream home. Ask me about a construction loan!
Listing provided courtesy of RE/MAX Gold Lodi
$110,000
Sq Ft: 392040 | Acres: 9.00 | MLS ID: 20191461 | Status: Active
Pictureque buildable parcel over 9 acres with unsurpassed VIEWS of Lake Tulloch and the sierra's. Located in the subdivision of Jack Black Bluffs. Driveway is cut in and has two building spots cut out. Boat launch, docks and deeded boat slip #28 is included. Enjoy the little beach and park with covered tables and BBQ area. Very private property and gated community makes this a must have, to build your dream home. Ask me about a construction loan! ****** This is a " lake front community " BUT "NOT LAKE FRONT LOT". It is lake view and deeded boat slip at the docks on Lake Tulloch ******
$115,500
Acres: 5.00 | MLS ID: 520437 | Status: Active
Shaver Springs is a very family friendly subdivision. This 5 acre parcel is the hart of the area with the land formation going from the baseball diamond to about 2/3 of the second pond. Two possible building sites each having its own easement from Shaver Springs Rd. Seasonal spring runs though the property feeding about an acre pond that is shared with neighboring property. This is a very rare opportunity to own such a nice parcel of land including a pond. Water well drilled on property owner has county information from texting. Not part of the HOA but small fee to HOA for road maintenance. With all the water this year its great time to see how beautiful this property really is.
$119,000
Beds: 2 | Bath: 1 | Sq Ft: 795 | Built: 1970 | MLS ID: 19071000 | Status: Active
Move-in ready, 2 bedrooms front downstair unit is the most popular plan in the community. The Kitchen is open to the spacious living room. Brand new laminate floors. PERFECT FOR A FIRST-TIME HOME-BUYER OR INVESTOR! Close to freeway, shopping, schools and restaurants.
Listing provided courtesy of RE/MAX Gold Laguna
$119,000
Beds: 4 | Bath: 1 | Sq Ft: 792 | Acres: 0.24 | MLS ID: 20191942 | Status: Active
This charming four bedroom cabin sits on a nice flat lot with open space to the rear. Lots of potential here but needs work so bring your hammers and a vision! PLEASE NOTE: Buyers should not enter the property without a real estate agent. Property is in disrepair. Enter at your own risk. This property will not qualify for bank financing unless it is a construction loan. Buyer must be willing to assume the removal of all remaining garbage, debris, personal property, etc. This is an AS IS sale.
$119,900
Beds: 3 | Bath: 2 | Sq Ft: 1065 | MLS ID: 201803230 | Status: Active
BRAND NEW custom built home for the price of a fixer. Park is being upgraded to provide secure and exclusive living in a quiet area. Property is completely fenced (no gate on entrance). All new landscaping is also included! 1st home at discounted price; future home prices will increase. Grab this bargain while you can!
$119,900
Beds: 3 | Bath: 2 | Sq Ft: 1065 | Built: 2018 | MLS ID: 201803327 | Status: Active
BRAND NEW custom built home for the price of a fixer. Park is being upgraded to provide secure and exclusive living in a quiet area. Property is completely fenced (no gate on entrance). All new landscaping is also included! Park is being updated to a new community. Discount on first unit, prices will be going up! Get yours now!!!
$121,500
Acres: 4.75 | MLS ID: 496674 | Status: Active
Now is the time to build your dream home. Our residential lot is minutes from the city of Madera one direction and another direction we're less than an hour from the mountains. This lot is surrounded by beautiful semi custom homes. Take a drive on a Sunday afternoon and come check us out.
$125,000
Acres: 0.12 | MLS ID: 522190 | Status: Active
Build your dream cabin here! Prime West Village Lot. Gentle slope walking distance to restaurants and the lake, easy access.
$125,000
Acres: 2.53 | MLS ID: 18074752 | Status: Active
tentative map with 12 lots. Attached is the conditions for the map. At this price one might just prefer to build a house and in-law unit.
Listing provided courtesy of RE/MAX Gold
$125,000
Acres: 5.00 | MLS ID: 19046310 | Status: Active
Great location for foothills country beauty, for easy access to Coloma, and only 15-20 minutes from Hwy 50. One of three parcels located behind the gate. This property has lovely trees, local views, and underground power to the property. Close to Sutter Mill Elementary School.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
$125,000
Acres: 1.99 | MLS ID: 19069049 | Status: Active
NICELY SECLUDED PARCEL IN NEW DEVLEOPMENT, DOWNTOWN PLACERVILLE. HEAVILY TREED WITH WONDERFUL LOCAL VIEWS. SEVERAL GREAT BUILDING SITES. SEWER AND WATER STUBBED AT PROPERTY. ROADS ARE PAVED TO THE PARCEL. THIS IS A MUST SEE.
Listing provided courtesy of RE/MAX Gold
$125,000
Acres: 10.24 | MLS ID: 19029228 | Status: Active
Nice parcel with capped well. only 2 miles from Hwy. 49. Very usable with an easy approach. Slight uphill building site. Road cut into the top of property on South End.
Listing provided courtesy of RE/MAX Gold
$125,000
Acres: 3.47 | MLS ID: 19035891 | Status: Active
End of the road privacy, nearly 3.5 acres of forested, gently slope setting. Beautiful homesite in Kingswood Estates. Property was surveyed when owners purchased it, survey and perc design available. Build your mountain dream home here!
Listing provided courtesy of RE/MAX Gold
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