Looking for property

Hi All,
I sold my personal residence and am looking for a home in either Folsom or El Dorado Hills.  1800-2500 sq.ft. 4 bedroom, 3 car garage. $400,000 max.  Let me know if you have anything available. Will be closed first of February.
Thanks
Gidget

Mortgage Success

 


February 27, 2013

Last Week in Review

The debate within the Fed about whether to continue their latest round of bond buying, known as Quantitative Easing, continues.


Table Source: Mortgage Success Source


What is Quantitative Easing?
Quantitative Easing is the concept of the Fed becoming a buyer of Treasuries and bonds to try to stimulate the economy.

Why does the Fed do Quantitative Easing?
Often, the Fed does Quantitative Easing to create inflation and avoid a deflationary economy. It’s also used to help lower the unemployment rate and boost stock prices. For this latest round, the Fed especially wanted to help stimulate the housing market and our economy overall.

The housing market has shown signs of improvement lately. While housing starts in January declined overall, single family housing starts rose to their highest rate since July 2008. Building permits, a sign of future construction, also came in above expectations. These reports were the latest in a series of reports showing that the housing market is recovering.

Last week, the minutes from the Fed’s January meeting of the Federal Open Market Committee noted that several Fed members would like to halt the Quantitative Easing program sooner than planned, because they are concerned about inflation. However, it’s important to note that last week’s Producer and Consumer Price Index Reports showed that inflation at both the wholesale and consumer levels remained moderate in January.

On the reverse side, other Fed members are concerned that halting the program too soon could end the recovery in the housing market, and hinder our economic recovery overall.

The biggest take away is that home loan rates continue to remain near historic lows.

Forecast for the week

A busy week of reports is ahead, with news on housing, manufacturing, consumer sentiment, U.S. growth and inflation.

  • The week starts and ends with a measure of how the consumer is feeling with yesterday’s Consumer Confidence Report and last week’s Consumer Sentiment Index.
  • Look for Pending Home Sales today.
  • We’ll get a sense of how the economy is doing with today’s Durable Goods Orders, which measures orders for products used for an extended period of time, and this week’s Gross Domestic Product, the biggest picture of economic activity.
  • Also later this week Weekly Initial Jobless Claims will be reported.
  • Late in the week also brings Personal Consumption Expenditures, the Fed’s favorite measure of inflation, along with Personal Income and Spending and the ISM Index.
Remember: Weak economic news normally causes money to flow out of stocks and into bonds, helping bonds and home loan rates improve, while strong economic news normally has the opposite result.
 
As you can see in the chart below and as mentioned above, inflation continues to remain moderate. Remember that inflation negatively affects bonds because it hurts the value of fixed investments like bonds.

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$135,000
Beds: 2 | Bath: 1 | Sq Ft: 924 | Acres: 0.19 | Built: 1970 | MLS ID: 1907000744 | Status: Active
Great condo in the Whispering woods community where you can enjoy the community picnic tables, swimming pool and community park! This move-in ready 2 bedroom, 1 bath unit has new flooring, paint, and appliances. Kitchen counters and tub surround have been resurfaced. Single story upper unit. 1 car garage, storage and shared laundry room. On-site property management is available. Only minutes from Highway 99 and Vintage Fair Mall.
$135,000
Beds: 2 | Bath: 2 | Sq Ft: 1248 | Built: 1975 | MLS ID: 21922893 | Status: Contingent-Show
Adorable 1248 Sq Ft Double Wide / 2 Bedroom 2 Bath / Open Floor Plan / Newer Carpet Throughout / Newer Cook Top Stove / Premium Court Location Near the Creek!! / Wood Board Siding / Central Heat & Air / Dual Pane / Enclosed Patio Room / Laundry Room / 2 Car Carport / Low Maintenance / Large Front Yard / Shed / No Age Restrictions. Community: Swimming Pool & Spa, Exercise Room, Recreation Hall, Basketball Court, Barbecue Pits, Horse Shoe Pit, Library, Billiards & Book Club. Centrally Located near TAFB
Listing provided courtesy of RE/MAX Gold
$138,000
Beds: 2 | Bath: 1 | Sq Ft: 772 | Acres: 0.09 | Built: 1938 | MLS ID: 527189 | Status: Active
Live year round or make it your weekend getaway before heading to Shaver & Huntington for skiing, fishing and more! This charming home in the cedar woods at Meadow Lakes. New windows, new flooring, new doors,  & new Insulation in walls. Electrical in the attic has been upgraded & brand new water heater. Septic system and leach lines are also new. Beautiful wood paneling. Relax on the cedar deck at about 4,600 ft elevation. Common area includes clubhouse, pond, & picnic area. Come check out this quiet cutie.
$139,000
Beds: 3 | Bath: 2 | Sq Ft: 1352 | Acres: 1.93 | Built: 1925 | MLS ID: 1812001041 | Status: Active
Charming Ranch home in Auberry. Home needs TLC but has a great vintage charm. Knotty Pine plank walls, large bedrooms, and indoor utility. Detached Carport/Garage with green house and shed. Large Deck overlooks the all usable 2 acres. Come check out this investor special.
$139,000
Acres: 1.03 | MLS ID: 1903001099 | Status: Active
Build your dream home on this amazing 1 ac parcel with Sierra Views. This lot is located in the lovely community of Long View Estates which features custom homes on estate size parcels. Water, sewer and power are all in.
$139,000
Sq Ft: 121532 | Acres: 2.79 | MLS ID: 20190515 | Status: Active
Location, location, location. Here is a great opportunity to have close to 3 acres of land in the great community of Ridgewood. Build your dream home with views facing west. Just minutes to Highway 108. Now is the perfect time to start living your dream. ***Possible Seller Financed***
$139,000
Acres: 24.87 | MLS ID: 18008812 | Status: Active
Great Location and views Galore! Don't miss out on this 24.87 acres with WELL in beautiful Apple Hill Country! There's a perfect space on the upper portion with gorgeous views of the canyon to build your dream home plus a road running through the mid section to the back of the property with path going to your own 1000 feet access to Iowa Creek and 7 waterfalls! With creativity a person could make their own oasis here. There are so many possibilities!
Listing provided courtesy of RE/MAX Gold
$139,900
Beds: 3 | Bath: 2 | Sq Ft: 1248 | MLS ID: 19035447 | Status: Active
Adorable 3 bedroom, 2 bath newer manufactured home with newly painted interior, new carpet, waterproof flooring throughout. Open floor plan, located in a well maintained Senior Prk. NEW ROOF & PEST CLEARANCE, Hm. inspection, NEW DISHWASHER, NEW GARBAGE DISPOSAL, NEW B/I MICROWAVE! Reasonable rents, friendly atmosphere, pool, community center in a lovely country setting! Quick close possible.
Listing provided courtesy of RE/MAX Gold
$139,900
Beds: 2 | Bath: 1 | Sq Ft: 772 | Acres: 0.09 | Built: 1938 | MLS ID: 1907000867 | Status: Active
Live year round or make it your weekend getaway before heading to Shaver & Huntington for skiing, fishing and more! This charming home in the cedar woods at Meadow Lakes. New windows, new flooring , new doors, new Insulation in walls. Electrical in the attic has been upgraded & brand new water heater. Septic system and leach lines are also new. Beautiful wood paneling. Relax on the cedar deck at about 4,600 ft elevation. Common area includes clubhouse, pond, & picnic area. Come check out this quiet cutie.
$140,000
Beds: 3 | Bath: 2 | Sq Ft: 1593 | MLS ID: 19058849 | Status: Active
Almost new and beautifully maintained 3 bed 2 bath spacious home located on a premium lot in the Country Fair Estates all ages park. Home was built 2017 and purchased June 2018. The home features gorgeous country kitchen cabinets and stainless steel appliances. Owner has added a 14'x30' Duralum manufactured carport and custom built 9'x13' shed with 6' rollup door on concrete floor with storage shelves and work bench installed. The home is located on a premium size lot which provides a large grass area and additional parking space potential if desired.
Listing provided courtesy of RE/MAX Gold Woodland
$140,000
Acres: 10.00 | MLS ID: 19018325 | Status: Active
Build your dream home on this beautiful 10 acre parcel with Sierra Views in Rescue! Surrounded by custom built homes in a quiet neighborhood yet close to services!
Listing provided courtesy of RE/MAX Gold Cameron Park
$140,000
Beds: 2 | Bath: 2 | Sq Ft: 1440 | Built: 1977 | MLS ID: 1904004440 | Status: Active
Looking for a quiet place to call home? Spacious open floor plan. 2 bedrooms, 2 baths, with inside laundry room. Refrigerator and washer, dryer convey with home. Bookcases stay with mobile.
$145,000
Acres: 2.07 | MLS ID: 512458 | Status: Active
2.07 Acres with Big Sandy Creek frontage on the property. Nice easy existing access off Lodge road. Property needs brush clearing with a chain saw to see the potential of the buildings sites that would have views of the creek and the large parcel of open land that it borders. Electric power pole is on the property. Adjacent 2.86 is also for sale. Possible Owner Carry.
$145,000
Acres: 2.86 | MLS ID: 512457 | Status: Active
2.86 Acres with Big Sandy Creek frontage. Property Access will be thought adjacent five acres that has same owner. You will cross the bridge at the Napa store and a easement will be described to access the property. Nice private building site that will have view of the creek. Property needs clearing with a chain saw to see all the large boulders in the creek area. Electrical power is close or on the property. Very interesting parcel with some development of easement it will be easily accessible and private. Adjacent 2.07 acres is for sale and also borders large parcel that makes it private for its location. Possible Owner Carry.
$145,000
Acres: 0.55 | MLS ID: 19006808 | Status: Active
Wonderful premier lot located in beautiful Darkhorse Community! Building Plans available (see attached) for a single story, 4 bedroom, 3800 sf home. Lot 93 is an easy to build level area with mature oaks and across from the 18th hole. Quiet street surrounded by fabulous estate homes. Perfect location to build your dream home!!!
Listing provided courtesy of RE/MAX Gold
$145,000
Acres: 5.01 | MLS ID: 520448 | Status: Active
Beautiful 5.01 acre parcel with well, pad, and power is nearby. Great well. Call for details
$148,000
Acres: 57.59 | MLS ID: LC19081922 | Status: Active
MAGESTIC MOUNTAIN VISTAS.... located at the end of a private lane sits this 57+ acre mountain top retreat. Build your own Ponderosa here. There is a large level building site that will capture the views from your new home. There is a good well too!
$149,000
Acres: 10.40 | MLS ID: 19022154 | Status: Active
End of road privacy.Be king of the hill. Vista forested views. Be surrounded by nature and privacy and silence. 7 minutes to the freeway. Minutes to Auburn. Less than hour from Boreal skiing.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
$149,000
Acres: 2.50 | MLS ID: 16069841 | Status: Active
Beautiful oversized 2.5 acre treed parcel of land located in prestigious Winchester Golf and Country Club. Photos coming soon.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
$149,000
Acres: 10.24 | MLS ID: 1905019917 | Status: Active
Nice parcel with capped well. only 2 miles from Hwy. 49. Very usable with an easy approach. Slight uphill building site. Road cut into the top of property on South End.
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