Looking for property

Hi All,
I sold my personal residence and am looking for a home in either Folsom or El Dorado Hills.  1800-2500 sq.ft. 4 bedroom, 3 car garage. $400,000 max.  Let me know if you have anything available. Will be closed first of February.
Thanks
Gidget

Mortgage Success

 


February 27, 2013

Last Week in Review

The debate within the Fed about whether to continue their latest round of bond buying, known as Quantitative Easing, continues.


Table Source: Mortgage Success Source


What is Quantitative Easing?
Quantitative Easing is the concept of the Fed becoming a buyer of Treasuries and bonds to try to stimulate the economy.

Why does the Fed do Quantitative Easing?
Often, the Fed does Quantitative Easing to create inflation and avoid a deflationary economy. It’s also used to help lower the unemployment rate and boost stock prices. For this latest round, the Fed especially wanted to help stimulate the housing market and our economy overall.

The housing market has shown signs of improvement lately. While housing starts in January declined overall, single family housing starts rose to their highest rate since July 2008. Building permits, a sign of future construction, also came in above expectations. These reports were the latest in a series of reports showing that the housing market is recovering.

Last week, the minutes from the Fed’s January meeting of the Federal Open Market Committee noted that several Fed members would like to halt the Quantitative Easing program sooner than planned, because they are concerned about inflation. However, it’s important to note that last week’s Producer and Consumer Price Index Reports showed that inflation at both the wholesale and consumer levels remained moderate in January.

On the reverse side, other Fed members are concerned that halting the program too soon could end the recovery in the housing market, and hinder our economic recovery overall.

The biggest take away is that home loan rates continue to remain near historic lows.

Forecast for the week

A busy week of reports is ahead, with news on housing, manufacturing, consumer sentiment, U.S. growth and inflation.

  • The week starts and ends with a measure of how the consumer is feeling with yesterday’s Consumer Confidence Report and last week’s Consumer Sentiment Index.
  • Look for Pending Home Sales today.
  • We’ll get a sense of how the economy is doing with today’s Durable Goods Orders, which measures orders for products used for an extended period of time, and this week’s Gross Domestic Product, the biggest picture of economic activity.
  • Also later this week Weekly Initial Jobless Claims will be reported.
  • Late in the week also brings Personal Consumption Expenditures, the Fed’s favorite measure of inflation, along with Personal Income and Spending and the ISM Index.
Remember: Weak economic news normally causes money to flow out of stocks and into bonds, helping bonds and home loan rates improve, while strong economic news normally has the opposite result.
 
As you can see in the chart below and as mentioned above, inflation continues to remain moderate. Remember that inflation negatively affects bonds because it hurts the value of fixed investments like bonds.

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$149,900
Acres: 6.52 | MLS ID: LC19228980 | Status: Active
6.5+/- Acres in beautiful and secluded Clover Valley near historic old west town of Upper Lake. Parcel is located on a hilltop just off the county road. At one time there was an inhabited trailer located on the property Seller states that there was a spring, power and old driveway . Bring your contractor and check this one out!
$149,950
Acres: 7.86 | MLS ID: 19000154 | Status: Active
Seller will consider reasonable owner financing terms and creative trades! Privacy with views of the Sierras! The possibilities are endless, perfect building site location with forever views, another great area for pasture, possible vineyard or bring your green thumb and grow your own garden! New capped well, many oak trees, beautiful rock outcroppings. Sounds of nature makes this the perfect place to enjoy the magic of all four seasons. Builder referrals available to help you design your perfect home for this site.
Listing provided courtesy of RE/MAX Gold Cameron Park
$150,000
Acres: 3.62 | MLS ID: 18015032 | Status: Active
Expired Tentative Map completed with 18 lot planned development. Gorgeous all usable, easily accessible 3.62 acre parcel. Water and sewer run on side of property. Power and phone nearby. Lovely pastoral oaks and local views. Split into 18, or split into 4 with less dev. cost.
Listing provided courtesy of RE/MAX Gold
$150,000
Acres: 9.79 | MLS ID: LC19240946 | Status: Active
Sellers state that property is 12+/- acres ready to build your dream home. With power, water, septic ,driveway and building pad already there and waiting for your contractor. Magnificent mountain and valley parcel with views of agriculture, wildlife and country views as far as the eye can see! Original home burned in 2018
$150,000
Acres: 5.35 | MLS ID: 20190792 | Status: Active
Hilltop land with expansive 360 degree long range views and lots of infrastructure such as a working well, power, a septic that may be useable, and useable foundations according to Yuba County. There's also county approved house plans that come with the property. This land offers lots of privacy and yet is located via county maintained roads quite close to local services like shopping, Collins Lake, Bullards bar dam lake, the post office and schools. The possibilities abound including building that little house whose plans are already drawn and approved, or custom designing a home to fit on the existing slab, or placing a manufactured home on the land. The savings will be huge as the utilities are there. And the views will always inspire!
$150,000
Acres: 0.52 | MLS ID: 19059714 | Status: Active
Great end of the street location with view of Cameron Park Lake and surrounding hills. Gently sloping multi-family lot in area of nice townhouses. Most utilities in the street.
Listing provided courtesy of Re/Max Gold Fair Oaks
$150,000
Acres: 0.25 | MLS ID: 19050160 | Status: Active
Gorgeous mountain views from this FLAT/USEABLE .25 acre parcel located on a court within the subdivision/HOA of Gold Ridge Forest and moments from Jenkinson Lake and the Sly Park Rec Area. Property is connected to EID water. Homeowners enjoy use of a lodge and recreational facilities. A rare find within this well established community.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
$150,000
Sq Ft: 138085 | Acres: 3.17 | MLS ID: 20181710 | Status: Active
One of THREE hot on the market undeveloped acreage lots in desireable Apple Valley Ranches ( also see MLS#'s 20181709 & 20181705 ) This scenic 3.17 acre lot overlooks the organic orchards of Indigeny Reserves while providing beautiful level or down sloped building sites for the next "dream home" to be built in upscale Apple Valley Ranches. *This is actually one of the sites the original developer of Apple Valley had selected as the site for their personal residence before this subdivision was even created! Step out your future back door and stroll to the creek for a morning of fishing ... throw on those sneakers and take a walk or a run along miles of paths and country lanes ... see whats up at Indegeny where you can do a free tasting of O
$150,000
Sq Ft: 130680 | Acres: 3.00 | MLS ID: 20181709 | Status: Active
This beautiful 3 acre home site overlooks the organic orchards of Indigeny Reserves while providing beautiful level or downsloped building sites for the next "dream home" to be built in upscale Apple Valley Ranches. *This is actually one of the sites the original developer of Apple Valley had selected as the site for their personal residence before this subdivision was even created! Step out your future back door and stroll to the creek for a morning of fishing ... throw on those sneakers and take a walk or a run along miles of paths and country lanes ... see whats up at Indegeny where you can do a free tasting of Organic Ciders, take a tour, enjoy a picnic or participate in one of their seasonal activities ...Apple Valley is less than 10
$150,000
Beds: 1 | Bath: 0.5 | Sq Ft: 384 | Acres: 5.10 | Built: 1976 | MLS ID: 19060132 | Status: Active
f your looking to build unforgettable memories here's your chance to buy a darling cabin in the woods! On a little over 5 acres amongst lots of trees and shrubs with seasonal stream is a studio type cabin decked out in knotty pine and laminate flooring. Has all your kitchen needs and cabinets and a warm cozy wood burning stove for the winter months. Has water and electricity and outdoor outhouse for the bathroom . There is a gathering area with picnic table and fire pit for those fun family nights . Property boast a big metal container with cabinets for storage and brand new well . New roof was installed in April. Gated across the front the driveway of the property. Cabin has been updated. ****There is not a bathroom inside cabin. Great Reh
Listing provided courtesy of RE/MAX Gold Lodi
$150,000
Acres: 7.84 | MLS ID: 201900159 | Status: Active
Very nice location right off of Oro Bangor Hwy, although your house can sit further back from the gate giving you some privacy. Gravel driveway leads you to the pad where there once sat a 60' mobile home and now there is only a shed. Towards the back of the property there runs a seasonal creek, majority of the property is wired fence. Septic and electricity at the property, per seller, there is a well that is approximately 14ft deep with a newer pump. Come by and see if this is the right location for you!
$150,000
Acres: 5.05 | MLS ID: 520449 | Status: Active
Beautiful 5.05 acres with well, and nearby power. Huge building pad and room for large shop.
$150,000
Acres: 5.34 | MLS ID: 520450 | Status: Active
Beautiful 5.34 acres with well, pad, and nearby power. Panoramic views. Close to post office and local shopping.
$150,000
Beds: 2 | Bath: 1 | Sq Ft: 1060 | Acres: 0.16 | Built: 1946 | MLS ID: 1910000243 | Status: Active
2 bedroom home on a corner lot in need of extensive TLC. Fixer-needs repairs. But after repairs this home could be a great starter home or investment opportunity. Garage conversion starter but not completed.
$151,050
Beds: 2 | Bath: 2 | Sq Ft: 1440 | Built: 1971 | MLS ID: 21919686 | Status: Active
Best 55+ Mobile home park in Yountville. Meet new friends and attend social events at the large club house and community center. Stroll on the walking/bike path. Close to market, Veterans home and 5 Star restaurants. Enjoy nightly wine tasting at various high quality local wineries. Two bedroom two bath double wide in good condition. City water, PG&E, new space rent $795/mo. Upgraded dual pane windows.
Listing provided courtesy of RE/MAX Gold Napa
$154,000
Acres: 4.26 | MLS ID: 18025215 | Status: Active
If you're looking for VIEWS, look no further! Lot with easement for road and utilities has prime location on paved road. Close to HWY 50, shopping and dining yet has that country feel. Fantastic schools!!!
Listing provided courtesy of RE/MAX Gold Cameron Park
$155,000
Beds: 2 | Bath: 2 | Sq Ft: 960 | Built: 2017 | MLS ID: 21917678 | Status: Active
Stunning 2017 Clayton Manufactured Home, with keyless entry, conveniently located in One of the best All AGE'', well maintained Parks in Santa Rosa. Enjoy the beautiful grounds with a seasonal in ground swimming pool and a club house,easy access to shopping, public transportation and Hwy 101. This home features 2 bedrooms and 2 full baths, spacious kitchen with island and soft close cabinet drawers. Home is move- in ready. All it needs is you!
Listing provided courtesy of RE/MAX Gold
$155,000
Beds: 3 | Bath: 2 | Sq Ft: 1568 | Built: 1990 | MLS ID: LC19185984 | Status: Active
THIS IS YOUR DREAM HOME..TOTALLY BEAUTIFUL THROUGH OUT..WELL LOCATED MOBILE HOME PARK NEAR LAKE ,SHOPPING,DINING..COVERED PARKING ..THIS HOME HAS A WONDERFUL MAN/WOMAN CAVE OR WORK SHOP..OPEN FLOOR PLAN EASY TO ENTERTAIN YOUR FAMILY OR FRIENDS..A WALKING PATH SURROUNDS PARK FOR EXERCISE OR WALKING YOUR PET.
$155,000
Beds: 2 | Bath: 2 | Sq Ft: 892 | Acres: 0.04 | Built: 1985 | MLS ID: 1908000415 | Status: Active
Remodeled first floor 2 bath 2 bed condo with inside laundry closet, new wood look laminate floors, new carpet in the master bedroom, new bath vanity, brick fireplace with electric remote controlled insert, custom paint, galley style kitchen with upgraded counters, SS refrigerator, alarm system, and enclosed patio area. Move in ready appearance and close to Old Town Folsom, American River, biking, shopping and so much more!
$157,500
MLS ID: 19023253 | Status: Active
Business Opportunity For Sale in Placerville, CA. Unique opportunity to own a landmark business in the heart of Placerville's business district. Tree House has something for everyone. The light-hearted will discover the perfect timeless treasure, the home decorator will find whimsical to elegant decor for home and garden, and for the holidays the entire store is transformed into a festive wonderland!
Listing provided courtesy of RE/MAX Gold
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