Looking for property

Hi All,
I sold my personal residence and am looking for a home in either Folsom or El Dorado Hills.  1800-2500 sq.ft. 4 bedroom, 3 car garage. $400,000 max.  Let me know if you have anything available. Will be closed first of February.

Mortgage Success


February 27, 2013

Last Week in Review

The debate within the Fed about whether to continue their latest round of bond buying, known as Quantitative Easing, continues.

Table Source: Mortgage Success Source

What is Quantitative Easing?
Quantitative Easing is the concept of the Fed becoming a buyer of Treasuries and bonds to try to stimulate the economy.

Why does the Fed do Quantitative Easing?
Often, the Fed does Quantitative Easing to create inflation and avoid a deflationary economy. It’s also used to help lower the unemployment rate and boost stock prices. For this latest round, the Fed especially wanted to help stimulate the housing market and our economy overall.

The housing market has shown signs of improvement lately. While housing starts in January declined overall, single family housing starts rose to their highest rate since July 2008. Building permits, a sign of future construction, also came in above expectations. These reports were the latest in a series of reports showing that the housing market is recovering.

Last week, the minutes from the Fed’s January meeting of the Federal Open Market Committee noted that several Fed members would like to halt the Quantitative Easing program sooner than planned, because they are concerned about inflation. However, it’s important to note that last week’s Producer and Consumer Price Index Reports showed that inflation at both the wholesale and consumer levels remained moderate in January.

On the reverse side, other Fed members are concerned that halting the program too soon could end the recovery in the housing market, and hinder our economic recovery overall.

The biggest take away is that home loan rates continue to remain near historic lows.

Forecast for the week

A busy week of reports is ahead, with news on housing, manufacturing, consumer sentiment, U.S. growth and inflation.

  • The week starts and ends with a measure of how the consumer is feeling with yesterday’s Consumer Confidence Report and last week’s Consumer Sentiment Index.
  • Look for Pending Home Sales today.
  • We’ll get a sense of how the economy is doing with today’s Durable Goods Orders, which measures orders for products used for an extended period of time, and this week’s Gross Domestic Product, the biggest picture of economic activity.
  • Also later this week Weekly Initial Jobless Claims will be reported.
  • Late in the week also brings Personal Consumption Expenditures, the Fed’s favorite measure of inflation, along with Personal Income and Spending and the ISM Index.
Remember: Weak economic news normally causes money to flow out of stocks and into bonds, helping bonds and home loan rates improve, while strong economic news normally has the opposite result.
As you can see in the chart below and as mentioned above, inflation continues to remain moderate. Remember that inflation negatively affects bonds because it hurts the value of fixed investments like bonds.

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Acres: 0.28 | MLS ID: 17068466 | Status: Active
Lovely, Affordable lot in Grizzly Park 02. Property cleared, water meter is in, previous owner had plans ready to go.
Listing provided courtesy of RE/MAX Gold
Acres: 0.74 | MLS ID: 18018186 | Status: Active
Build your dream home in this well established neighborhood!! Piped in mountain spring water, paved county maintained roads, utilities at the street. Close to recreational activities, and the wine country. Come and take a look!!!
Listing provided courtesy of RE/MAX Gold
Acres: 0.65 | MLS ID: 20180211 | Status: Active
This is almost certainly the best and one of the largest lots available in this subdivision. It is almost level, cleared of brush and trees and sits at the highest point. With paved access, power at the lot, community water so no well drilling needed this lot is in-expensive to develop. Plus the seller has already had soils testing for a septic done. Seller is also offering a set of engineered house plans for a 2 bedroom plus office home with garage. The land also features a 30 foot cleared fire break at the rear. You can walk to Lake Frances for a swim or canoe or kayak trip in 5 minutes. The location is excellent, only 40 minutes to Nevada City/Grass Valley, 40 minutes to beautiful Downieville, 35 minutes to Yuba City, and 10 minutes to B
Acres: 3.58 | MLS ID: 18041355 | Status: Active
A private parcel close to down town Placerville. This parcel is long an narrow. Bring your imagination and start planning your new home.
Listing provided courtesy of RE/MAX Gold
Acres: 0.75 | MLS ID: LC16759237 | Status: Active
Nice views and lots of privacy!4 lots are included in this sale, 12334, 12336, 12338, 12340 Lakeview Dr. Home on property burned down. Water meter on property. Septic system on property, unknown of condition, was working before home burned down.
Acres: 1.08 | MLS ID: 18033032 | Status: Active
Beautiful tranquil manicured building parcel at the gateway to the El Dorado National Forest. Expect some snow and sierra foothill style change of seasons. Great place to call home or build your cabin retreat. Quiet community with many recreational activities nearby. Including the Fairplay and Amador Wine Regions.
Listing provided courtesy of RE/MAX Gold
Acres: 0.22 | MLS ID: 17078005 | Status: Active
Vacant large Corner lot. Once had a home on it, so it has all the utilities. Great area not far from the lake.
Listing provided courtesy of RE/MAX Gold Laguna
Acres: 1.28 | MLS ID: 18039469 | Status: Active
These views are just waiting for your custom home. HOA dues are optional which provide access to the clubhouse,pool and other discounts. Outdated septic designs in Listing office.
Listing provided courtesy of RE/MAX Gold Lodi
Beds: 2 | Bath: 2 | Sq Ft: 1056 | Built: 1986 | MLS ID: 20172053 | Status: Pending Contingency-AUC
Freshly painted and move-in ready in Mill Villa Mobile Home Park. A little piece of heaven close to town. Clean, 2 bedroom, 2 full bathrooms. Nice size kitchen with lots of cabinets. The Master bedroom has a spacious bathroom with extra closet space. The front porch is covered and has a beautiful shaded walkway to the landscaped backyard. The washer and dryer hook ups are near the kitchen and away from the living areas in the home. The carport also has room for two vehicles. This is priced to sell!!
Acres: 5.98 | MLS ID: 504908 | Status: Active
Affordable foothill property. Only 30 minutes from Clovis, Native oaks. This property is just under 6 acres and you won't believe the view! It also has two dirt/gravel frontage roads and has two seasonal streams.
MLS ID: LC16746376 | Status: Active
Opportunity awaits! Located in the quaint creekside community of Anderson Springs, this oversized lot is the perfect investment for future building of your vacation or full-time residence! Water hookup is in, just needs meter to be installed & activated and hooked into main line. Approved soils analysis already on file for a standard septic system, or there may be a community-wide sewer system coming to the area soon as well. Come and take a look while prices are still low!
Beds: 2 | Bath: 2 | Sq Ft: 800 | MLS ID: 201801610 | Status: Active
MOVE-IN READY! Updated and remodeled Kitchen and Bathrooms. Freshly painted, new flooring and in a Great family park.
Acres: 1.16 | MLS ID: 17068468 | Status: Active
Lovely oak and pine studded, 1+ acre lot with water meter in. Cleared and ready to build.
Listing provided courtesy of RE/MAX Gold
Acres: 0.96 | MLS ID: 18018187 | Status: Active
Residential corner lot located in Grizzly Flats. Build your dream home and take in the majestic towering pines, enjoy the peaceful surroundings of Grizzly Flats. Piped in mountain spring water, paved county maintained roads, utilities at the street. Close to recreational activities, and the wine country. Come and take a look!!!
Listing provided courtesy of RE/MAX Gold
Acres: 1.21 | MLS ID: 17015772 | Status: Active
Prime, private & peaceful 1+ ac. parcel. Surrounded by nice homes. Property in process of being groomed. Utilities and water to site. Meter needed.
Listing provided courtesy of RE/MAX Gold
Beds: 2 | Bath: 2 | Sq Ft: 1440 | MLS ID: 17078367 | Status: Active
Really nice 2bed / 2bath home in quiet, but fun, mobile home community right in between Lodi and Stockton. This home is perfectly located in the park with guest parking and all new landscaping and new putting green right across the road. You're going LOVE that! There's also a built-in pool, recreation room w/library and social area right there. You'll appreciate how meticulously this home has been taken care of. There's a covered porch as well as a nice gardening area and easy care backyard.
Listing provided courtesy of RE/MAX Gold Lodi
Acres: 10.06 | MLS ID: 18046645 | Status: Active
The property has an easement but it's currently fenced so there's no access. Attached is the prelim report in MLS for more information. There is no sign or pics of the property at this point. This is an unimproved parcel.
Listing provided courtesy of RE/MAX Gold
Beds: 2 | Bath: 1 | Built: 1970 | MLS ID: 21817335 | Status: Active
Cozy mobile home with 2 bedrooms and 1 large bathroom. Kitchen is bright with newer tile floors, newer double pane windows. Living room and hallways have laminate floors, newer laundry hook ups, & enclosed patio to enjoy the outdoors. Two designated parking spaces. Near the shopping center and restaurants. Hurry this house will not last.
Listing provided courtesy of RE/MAX Gold Elite
Acres: 4.46 | MLS ID: 502003 | Status: Active
Great location to build a home in Prather only minutes from super market, CVS, Post Office and more. Great view from the elevated building site. Native oaks and pine. call for free map...
Beds: 3 | Bath: 2 | Sq Ft: 1368 | MLS ID: 18048238 | Status: Active
Beautiful, Bright and in Pristine conditions house for SALE! Move in ready to this lovely home that features 3 bedroom 2 bath with newer floors, fresh paint inside and outside, refinish kitchen cabinets and with new sink. Bathtub, shower and fixtures have been recently replace. Spacious kitchen, living room and master bedroom! Long and wide driveway that can fit up to 4 cars and an storage room for extra space. Come and see it today!
Listing provided courtesy of RE/MAX Gold Midtown
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