Looking for property

Hi All,
I sold my personal residence and am looking for a home in either Folsom or El Dorado Hills.  1800-2500 sq.ft. 4 bedroom, 3 car garage. $400,000 max.  Let me know if you have anything available. Will be closed first of February.
Thanks
Gidget

Mortgage Success

 


February 27, 2013

Last Week in Review

The debate within the Fed about whether to continue their latest round of bond buying, known as Quantitative Easing, continues.


Table Source: Mortgage Success Source


What is Quantitative Easing?
Quantitative Easing is the concept of the Fed becoming a buyer of Treasuries and bonds to try to stimulate the economy.

Why does the Fed do Quantitative Easing?
Often, the Fed does Quantitative Easing to create inflation and avoid a deflationary economy. It’s also used to help lower the unemployment rate and boost stock prices. For this latest round, the Fed especially wanted to help stimulate the housing market and our economy overall.

The housing market has shown signs of improvement lately. While housing starts in January declined overall, single family housing starts rose to their highest rate since July 2008. Building permits, a sign of future construction, also came in above expectations. These reports were the latest in a series of reports showing that the housing market is recovering.

Last week, the minutes from the Fed’s January meeting of the Federal Open Market Committee noted that several Fed members would like to halt the Quantitative Easing program sooner than planned, because they are concerned about inflation. However, it’s important to note that last week’s Producer and Consumer Price Index Reports showed that inflation at both the wholesale and consumer levels remained moderate in January.

On the reverse side, other Fed members are concerned that halting the program too soon could end the recovery in the housing market, and hinder our economic recovery overall.

The biggest take away is that home loan rates continue to remain near historic lows.

Forecast for the week

A busy week of reports is ahead, with news on housing, manufacturing, consumer sentiment, U.S. growth and inflation.

  • The week starts and ends with a measure of how the consumer is feeling with yesterday’s Consumer Confidence Report and last week’s Consumer Sentiment Index.
  • Look for Pending Home Sales today.
  • We’ll get a sense of how the economy is doing with today’s Durable Goods Orders, which measures orders for products used for an extended period of time, and this week’s Gross Domestic Product, the biggest picture of economic activity.
  • Also later this week Weekly Initial Jobless Claims will be reported.
  • Late in the week also brings Personal Consumption Expenditures, the Fed’s favorite measure of inflation, along with Personal Income and Spending and the ISM Index.
Remember: Weak economic news normally causes money to flow out of stocks and into bonds, helping bonds and home loan rates improve, while strong economic news normally has the opposite result.
 
As you can see in the chart below and as mentioned above, inflation continues to remain moderate. Remember that inflation negatively affects bonds because it hurts the value of fixed investments like bonds.

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$45,000
Acres: 5.98 | MLS ID: 504908 | Status: Active
Affordable foothill property. Only 30 minutes from Clovis, native oaks. This property is just under 6 acres and you won't believe the view! It also has two dirt/gravel frontage roads and has two seasonal streams.
$0 - $39,000
Acres: 1.21 | MLS ID: 17015772 | Status: Active
Prime, private & peaceful 1+ ac. parcel. Surrounded by nice homes. Property in process of being groomed. Utilities and water to site. Meter needed.
Listing provided courtesy of RE/MAX Gold
$47,000
Acres: 0.37 | MLS ID: 506779 | Status: Active
Single family home lot with views above Millerton Lake
$49,500
Beds: 2 | Bath: 2 | Sq Ft: 744 | MLS ID: 201804258 | Status: Pending
Move-in ready! Newly remodeled throughout inside and outside. This single wide manufactured home has been updated with new flooring, lighting, paint throughout plus full kitchen and bathroom remodel. Walk inside and be amazed with this warm welcoming home...this can be yours!
$49,900
Beds: 2 | Bath: 2 | Sq Ft: 1040 | MLS ID: 18062505 | Status: Active
Move in ready double wide mobile in gated senior park. Spacious living space with 2 bedroom 2 bath 1040 sq ft. Park has clubhouse with pool, spa, exercise room, game room, close to public transportation and shopping.
Listing provided courtesy of RE/MAX Gold Midtown
$49,950
Acres: 0.41 | MLS ID: 18049805 | Status: Active
Perfect potential for a home in Pollock Pines' desirable Gold Ridge Forest area, this sloped lot offers all the amenities of the community. Close to Jenkinson Lake with access to 2 pools, clubhouse, picnic grounds, hiking trails and tennis courts, this location is a land of opportunity.
Listing provided courtesy of Re/Max Gold Fair Oaks
$49,950
Beds: 2 | Bath: 2 | Sq Ft: 1440 | MLS ID: 18073105 | Status: Active
This beautiful home has an open floor plan with a sunken tub in the master bedroom & separate shower! Please bring your most pickiest buyers! Lots of room for a garden or patio furniture in the backyard! A covered porch makes for a nice relaxing place to enjoy your mornings. Close to the club house for tennis, work out room or heated pool & hot tub! Guest parking is just around the corner! Walking distance to shopping across the street! The washer/dryer & fridge stays with the home. Enjoy!!
Listing provided courtesy of RE/MAX Gold Lodi
$49,999
Acres: 0.20 | MLS ID: 21618017 | Status: Active
Beautiful waterfront parcel, great location, sewer and water in, Home which was originally there burnt down. Located on dead-end street in very nice neighborhood, over 60ft. of water front. One of the nicest channels in the Keys
Listing provided courtesy of RE/MAX Gold
$50,000
Acres: 5.87 | MLS ID: 19000681 | Status: Active
Private secluded parcel, beautiful local view, Build your dream home in the mountains. Close to Jenkinson Lake and 1 hour to Lake Tahoe.
Listing provided courtesy of RE/MAX Gold
$54,000
Beds: 2 | Bath: 2 | MLS ID: 18064676 | Status: Active
Great opportunity to get into The Oaks senior 55+ mobile home park. This home features 2 bedroom and 2 full baths and is close to the community clubhouse which features a pool, billiards, library and fitness rooms. This property also includes washer,dryer and refrigerator. Conveniently located to Hwy 99, restaurants, shopping and public transportation.
Listing provided courtesy of Re/Max Gold Fair Oaks
$54,900
Acres: 5.01 | MLS ID: 20170041 | Status: Active
Why is this one of the nicest vacant parcels in the whole area? It is level, has paved road access, Meter base and phone line installed on property, located in an area of good wells, and has nice local views and is entirely walk-able with little brush. It's fenced on two sides. It's certainly rural but also close to the post office, store, community center and local lakes and streams. Imagine your dream home here in affordable Yuba county on a parcel with lower development costs.
$54,900
Acres: 5.01 | MLS ID: 20170041 | Status: Active
Why is this one of the nicest vacant parcels in the whole area? It is level, has paved road access, Meter base and phone line installed on property, located in an area of good wells, and has nice local views and is entirely walk-able with little brush. It's fenced on two sides. It's certainly rural but also close to the post office, store, community center and local lakes and streams. Imagine your dream home here in affordable Yuba county on a parcel with lower development costs.
$55,000
Acres: 1.20 | MLS ID: 18041437 | Status: Active
There is a graded area where Seller was going to put a home but the county rezoned and now requires some type of commercial on the property before allowing any residential. Investigate with county to find allowable uses.
Listing provided courtesy of RE/MAX Gold Cameron Park
$55,000
Acres: 1.00 | MLS ID: 18068993 | Status: Active
WOW....Hard to find a 1 acre lot to build on that is this level. Enjoy the local deer roaming free. The owner of this lot is also selling their house right next door so, really, no need to build unless you want to put a shop or barn for your horses.
Listing provided courtesy of RE/MAX Gold Lodi
$59,000
Acres: 1.21 | MLS ID: 20190069 | Status: Active
Located in a quiet neighborhood of maintained homes. Features paved access from two sides, NID water hookup box at property, power at property, and beautiful mix of oaks and pine with several good building spots above a seasonal stream. Minutes to downtown Penn Valley, Grass Valley and recreational lakes and streams in our beautiful area.
$59,000
Acres: 0.48 | MLS ID: 509228 | Status: Active
This great Shaver location is the destination you have been looking for!!! Peace and serenity, paved roads along with privacy year around. This estate size lot is ideal for building the Shaver Lake dream home you have always wanted. Whether it is for vacation use or full time living, this beautiful wooded homesite is a must see!
$59,900
Acres: 0.30 | MLS ID: 17074431 | Status: Active
Your chance to buy 2 Parcels, Corner Lot, Alemar Way/Plumas St. Excellent opportunity to develop income Multi Family across the street. Currently zoned R-1. All utilities at the street. Investor/Developer potential on rare infill lot in Yuba City. Flat Level Building lots. 2 lots under 1 parcel number. Listing Agent has verified with the Assessors office that this is 2 lots. Call your agent for Plat Map
Listing provided courtesy of RE/MAX Gold Rocklin
$59,900
Acres: 0.13 | MLS ID: 201803605 | Status: Pending
Great location for your next home! A Rare find! New home building lot with No Mello Roos in a highly desirable subdivision. City Services. Electricity, Gas, water and sewer stubbed to the property. Very Low traffic.
$59,900
Acres: 0.13 | MLS ID: 201803712 | Status: Pending
Great location for your next home! A Rare find! New home building lot with No Mello Roos in a highly desirable subdivision. City Services. Electricity, Gas, water and sewer stubbed to the property. Very Low traffic.
$59,900
Sq Ft: 378100 | Acres: 8.68 | MLS ID: 201801915 | Status: Active
Live by a lake! Magical meadows, vibrant views! Explore these appealing 8.68 acres on a quiet road offering long range vistas, beautiful view of Collins Lake, awesome tranquility and complete privacy removed from urban stresses. Enjoy the sights, sounds and serenity of nature on laid back land waiting for discovery and ready for refinement. Beautiful, peaceful land ready for your new home. There are riding trails, and hiking trails on hundreds of acres of a California Fish and Wildlife refuge, that are open to the public less than a mile away!
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