Looking for property

Hi All,
I sold my personal residence and am looking for a home in either Folsom or El Dorado Hills.  1800-2500 sq.ft. 4 bedroom, 3 car garage. $400,000 max.  Let me know if you have anything available. Will be closed first of February.
Thanks
Gidget

Mortgage Success

 


February 27, 2013

Last Week in Review

The debate within the Fed about whether to continue their latest round of bond buying, known as Quantitative Easing, continues.


Table Source: Mortgage Success Source


What is Quantitative Easing?
Quantitative Easing is the concept of the Fed becoming a buyer of Treasuries and bonds to try to stimulate the economy.

Why does the Fed do Quantitative Easing?
Often, the Fed does Quantitative Easing to create inflation and avoid a deflationary economy. It’s also used to help lower the unemployment rate and boost stock prices. For this latest round, the Fed especially wanted to help stimulate the housing market and our economy overall.

The housing market has shown signs of improvement lately. While housing starts in January declined overall, single family housing starts rose to their highest rate since July 2008. Building permits, a sign of future construction, also came in above expectations. These reports were the latest in a series of reports showing that the housing market is recovering.

Last week, the minutes from the Fed’s January meeting of the Federal Open Market Committee noted that several Fed members would like to halt the Quantitative Easing program sooner than planned, because they are concerned about inflation. However, it’s important to note that last week’s Producer and Consumer Price Index Reports showed that inflation at both the wholesale and consumer levels remained moderate in January.

On the reverse side, other Fed members are concerned that halting the program too soon could end the recovery in the housing market, and hinder our economic recovery overall.

The biggest take away is that home loan rates continue to remain near historic lows.

Forecast for the week

A busy week of reports is ahead, with news on housing, manufacturing, consumer sentiment, U.S. growth and inflation.

  • The week starts and ends with a measure of how the consumer is feeling with yesterday’s Consumer Confidence Report and last week’s Consumer Sentiment Index.
  • Look for Pending Home Sales today.
  • We’ll get a sense of how the economy is doing with today’s Durable Goods Orders, which measures orders for products used for an extended period of time, and this week’s Gross Domestic Product, the biggest picture of economic activity.
  • Also later this week Weekly Initial Jobless Claims will be reported.
  • Late in the week also brings Personal Consumption Expenditures, the Fed’s favorite measure of inflation, along with Personal Income and Spending and the ISM Index.
Remember: Weak economic news normally causes money to flow out of stocks and into bonds, helping bonds and home loan rates improve, while strong economic news normally has the opposite result.
 
As you can see in the chart below and as mentioned above, inflation continues to remain moderate. Remember that inflation negatively affects bonds because it hurts the value of fixed investments like bonds.

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$79,000
Acres: 40.00 | MLS ID: 504255 | Status: Active
40 acres with stunning views and privacy. Several building sites available. Native oaks and pines. Long dirt and gravel road to get there but very quiet and peaceful once you arrive. Warning you may not want to leave.
$79,000
Acres: 2.40 | MLS ID: 18029701 | Status: Active
NICE LOT AT THE END OF A CUL-DE SAC. POSSIBLE VIEWS IF A FEW TREES ARE REMOVED. PRIVATE. PUBLIC WATER AVAILABLE.ELECTRIC, PHONE AND CABLE TO SITE. PAVED ROADS. MANY TREES. READY FOR YOUR DREAM HOME.
Listing provided courtesy of RE/MAX Gold
$79,250
Beds: 2 | Bath: 2 | Sq Ft: 1248 | MLS ID: 18068553 | Status: Active
NICEST manufactured/mobile home for the price in the area! You'll LOVE the beautiful over-sized yard with loads of greenery, trees, plants, and more. There's even extra room for parking! Very nice and clean 2bd / 2 bath home w/ formal dining area, vaulted ceilings, fans, lots of windows for natural light. Kitchen has plenty of cabinets for extra storage, nice refrigerator, center island for more counter space and seating. Laundry area has EXTRA fridge, more storage, and dryer. Don't miss out!
Listing provided courtesy of RE/MAX Gold Lodi
$79,250
Beds: 3 | Bath: 2 | Sq Ft: 1200 | Built: 2001 | MLS ID: 21820031 | Status: Active
5 MONTHS PAID SPACE FEE. Seller willing to pay for the first 5 months of space fee, a $4675 value. Napa home, without the Napa price tag. Only 30 minutes north of downtown Napa and only 10 minutes to Lake Berryessa. This 2001 double wide host a spacious 1200 square feet of living space. On hot days the pool is only steps away.
Listing provided courtesy of RE/MAX Gold Napa
$80,000
Acres: 0.13 | MLS ID: 18032134 | Status: Active
Nice corner lot in desirable West Sacramento area to build your dream home or for investment.
Listing provided courtesy of Re/Max Gold Fair Oaks
$80,000
Beds: 1 | Bath: 1 | Sq Ft: 1088 | Acres: 0.45 | Built: 1945 | MLS ID: 201803148 | Status: Pending
Huge fixer not livable but has a squatter there do not approach.
$80,000
Acres: 10.46 | MLS ID: 201803382 | Status: Active
What else could you want in this peaceful setting, with gorgeous views. Here is your chance 10.46 acres. Gated entrance. Fenced with pond. Property is close to local shopping/post office and many recreational opportunities: Collins Lake, Bullards Bar Reservoir, Pacific Crest Trail, Lake Francis RV Resort, Thousand Trails/Lake of the Springs resort.
$80,000
Beds: 2 | Bath: 2 | Sq Ft: 840 | Built: 2017 | MLS ID: 1802000572
$80,000
Beds: 2 | Bath: 2 | Sq Ft: 960 | MLS ID: 18071021 | Status: Active
Newer (2000), well maintained, 2 Bedroom/2 Bath Manufactured Home with lots of storage and spacious two car carport! Fresh Paint inside & out, new Skirting. Best location in Park...Private and Quiet with Local Views. Convenient Placerville location!
Listing provided courtesy of RE/MAX Gold El Dorado Hills
$80,000
Acres: 0.43 | MLS ID: 18000654 | Status: Active
Serene, almost half acre lot located in a quiet neighborhood in the heart of Cameron Park! Build your dream home on this great lot within minutes to both town and award winning schools!
Listing provided courtesy of RE/MAX Gold Cameron Park
$82,000
Acres: 1.40 | MLS ID: 17053967 | Status: Active
KNOLL TYPE SETTING WITH MATURE TREES*NICE LOCAL SETTING*PUBLIC WATER & PHONE TO SITE*OLDER DRIVEWAY CUT IN*BEAUTIFUL SETTING*AREA OF UPGRADED HOMES*PARK & PLAY AREA FOR RESIDENTS*PERK & MANTLE TEST AVAILABLE*
Listing provided courtesy of RE/MAX Gold
$83,900
Beds: 2 | Bath: 2 | Sq Ft: 913 | Acres: 0.04 | Built: 1969 | MLS ID: 201802558 | Status: Pending
Casita Condo. located close to schools,shopping, Entertainment, Employment and more. Great Investment opportunity. Won't last long! Come see it today!
$84,900
Acres: 0.24 | MLS ID: 497519 | Status: Active
This spacious, nearly level cul-de-sac lot awaits your custom dream mountain home! With over 10,000 sq. ft. of land, there is plenty of room to build and relax in this beautiful setting at 5,500', five minutes to the lake and 25 minutes to China Peak. The property behind is open space and to the north are mountain views. Simply beautiful! The utilities are in place including power, water, sewer, propane, telephone/Internet.
$88,900
Acres: 3.70 | MLS ID: 18016415 | Status: Active
Great opportunity to buy land with a beautiful view, minutes off 80, to Dog Bar River, Yankee Jims and Rollins Lake.Land is rising in value this parcel offers not only a easy commute but also great spot for Summer enjoyment. Parcel runs Placer Hills to Manzanita Forest. Best viewed @Manzanita Forest and walk down. Lovely Views.Buyer could possibly obtain Easement off Manzanita since land almost borders this road. Area of nice homes and hilltop Views.
Listing provided courtesy of RE/MAX Gold Rocklin
$89,000
Acres: 4.02 | MLS ID: 17045289 | Status: Active
Attention Owner Builders! This is a Nice Usable Lot with a Seasonal Creek, Great Location!! Milking shed from original farm has many uses. Very Near Town, Easy walk or bike ride to town and it's many amenities, stores, restaurants etc...Property extends well past the line of trees in the distance! Public water in street. Bring Offer!
Listing provided courtesy of RE/MAX Gold
$89,000
Acres: 5.09 | MLS ID: 18061254 | Status: Active
Enjoy the peaceful country life of the foothills!! Build your dream home or vacation home on 5.092 acre parcel loaded with beautiful oak trees, towering pines and spotted rock-outcroppings. Walk this property to see the possibilities for potential building sites; under the tree canopy. Located in the heart of El Dorado County wine country.
Listing provided courtesy of RE/MAX Gold
$89,000
Acres: 33.34 | MLS ID: 21824398 | Status: Active
33 +/- acres Lake Co. property. Listed with MLS #21824385 combined over 70 acres.
Listing provided courtesy of RE/MAX Gold Napa
$89,900
Acres: 5.02 | MLS ID: 18023139 | Status: Active
Seller financing available! Manufactured home now a possible option! One of two five acre parcels with local view and just steps from Weber Creek! Very buildable with capped well onsite and electricity within 50 feet of property! Last well test was 11.68 GPM. EZ access from Freegold! Plenty of room for two homes!
Listing provided courtesy of RE/MAX Gold
$95,000
Acres: 0.69 | MLS ID: 17076938 | Status: Active
Come by and secure your dream lot so that you can build your dream home with a view of the 15th fairway in the Darkhorse Community Golf course. This lot is amongst some amazingly beautiful upscale homes. The .69 acre lot is gently sloped to allow for a home that has character. The course is open to the public or you can become a member. Very low yearly HOA of $120. Mostly pines adorn this lot, so with some clearing and grading, you can build a spectacular home. All utilities run underground.
Listing provided courtesy of RE/MAX Gold
$95,000
Beds: 3 | Bath: 2 | Sq Ft: 1728 | MLS ID: 18072236 | Status: Active
Triple wide on the best lot in the park. This is formerly the park owners own home. Updated throughout, with lots of mature trees, huge covered wraparound decks, and privacy. Newer heat & air, floor coverings, triple pane windows and window furnishings. Light & airy with vaulted ceilings. Great for family or multi-generational. Small pets allowed.Three bedrooms plus a den. Backs up to large acreage. In quiet area in rear of park. Pride of ownership. No need to preview. Always ready to show.
Listing provided courtesy of RE/MAX Gold
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