Looking for property

Hi All,
I sold my personal residence and am looking for a home in either Folsom or El Dorado Hills.  1800-2500 sq.ft. 4 bedroom, 3 car garage. $400,000 max.  Let me know if you have anything available. Will be closed first of February.

Mortgage Success


February 27, 2013

Last Week in Review

The debate within the Fed about whether to continue their latest round of bond buying, known as Quantitative Easing, continues.

Table Source: Mortgage Success Source

What is Quantitative Easing?
Quantitative Easing is the concept of the Fed becoming a buyer of Treasuries and bonds to try to stimulate the economy.

Why does the Fed do Quantitative Easing?
Often, the Fed does Quantitative Easing to create inflation and avoid a deflationary economy. It’s also used to help lower the unemployment rate and boost stock prices. For this latest round, the Fed especially wanted to help stimulate the housing market and our economy overall.

The housing market has shown signs of improvement lately. While housing starts in January declined overall, single family housing starts rose to their highest rate since July 2008. Building permits, a sign of future construction, also came in above expectations. These reports were the latest in a series of reports showing that the housing market is recovering.

Last week, the minutes from the Fed’s January meeting of the Federal Open Market Committee noted that several Fed members would like to halt the Quantitative Easing program sooner than planned, because they are concerned about inflation. However, it’s important to note that last week’s Producer and Consumer Price Index Reports showed that inflation at both the wholesale and consumer levels remained moderate in January.

On the reverse side, other Fed members are concerned that halting the program too soon could end the recovery in the housing market, and hinder our economic recovery overall.

The biggest take away is that home loan rates continue to remain near historic lows.

Forecast for the week

A busy week of reports is ahead, with news on housing, manufacturing, consumer sentiment, U.S. growth and inflation.

  • The week starts and ends with a measure of how the consumer is feeling with yesterday’s Consumer Confidence Report and last week’s Consumer Sentiment Index.
  • Look for Pending Home Sales today.
  • We’ll get a sense of how the economy is doing with today’s Durable Goods Orders, which measures orders for products used for an extended period of time, and this week’s Gross Domestic Product, the biggest picture of economic activity.
  • Also later this week Weekly Initial Jobless Claims will be reported.
  • Late in the week also brings Personal Consumption Expenditures, the Fed’s favorite measure of inflation, along with Personal Income and Spending and the ISM Index.
Remember: Weak economic news normally causes money to flow out of stocks and into bonds, helping bonds and home loan rates improve, while strong economic news normally has the opposite result.
As you can see in the chart below and as mentioned above, inflation continues to remain moderate. Remember that inflation negatively affects bonds because it hurts the value of fixed investments like bonds.

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Acres: 1.21 | MLS ID: 17015772 | Status: Active
Prime, private & peaceful 1+ ac. parcel. Surrounded by nice homes. Property in process of being groomed. Utilities and water to site. Meter needed.
Listing provided courtesy of RE/MAX Gold
Acres: 0.51 | MLS ID: 19066934 | Status: Active
Come build your dream home! Lot located on a cul-de-sac and minutes from HWY 88. Great place to build your second home 30 minutes to Kirkwood. Power and water are at the property. Buy now, build later!
Listing provided courtesy of r Homes and Properties
Acres: 0.20 | MLS ID: LC19107365 | Status: Active
2 lots for the price of one. 11620 and 11630 Anderson Springs Road in Anderson Springs. Lots located across from year round creek. Build your dream home with over 17,000 square feet. Power and phone lines at street.
Acres: 1.21 | MLS ID: 19014260 | Status: Active
OPPORTUNITY TO BUILD YOUR DREAM HOME in the woods on this 1.21 acres! Less than 15 minutes from the beautiful downtown Sutter Creek with large lot sizes all around to keep the peaceful sanctuary of living in the mountains.
Listing provided courtesy of r Homes and Properties
Acres: 0.43 | MLS ID: 19037993 | Status: Active
Beautiful lot with hill and golf course views. Located on a culdesac in Saddle Creek Golf Community. This is a great opportunity.
Listing provided courtesy of RE/MAX Gold Stockton
Acres: 0.14 | MLS ID: 19042835 | Status: Active
Vacant homesite located within a gated community that is very boater friendly. Lots of common areas in this community. Also many common areas for overflow parking. Might have a little lake view with a two story home. DISCOVER LAKE TULLOCH. LIVE WHERE YOU PLAY!
Listing provided courtesy of RE/MAX Gold Stockton
MLS ID: ML81731006 | Status: Active
Acres: 0.20 | MLS ID: LC19010415 | Status: Active
Waterfront Lot! In an area of nice homes! Utilities right at the street! Easy access to Lake! Great opportunity to live on the water and owner may carry with the right offer!!
Acres: 0.27 | MLS ID: LC18038910 | Status: Active
Wonderful Lakeport lot with views of Mt. Konocti and Lake in a desirable neighborhood close to schools and downtown! This .27 of an acre is mostly flat with all of the hook ups right at the street!
Acres: 1.02 | MLS ID: 19067650 | Status: Active
Level corner lot. Water already on site, power close to property. Build your dream home on a level 1.9 Acre lot. Kaiser approved !!
Listing provided courtesy of r Homes and Properties
Acres: 0.18 | MLS ID: 19043152 | Status: Active
Great Location.....Nice Views! Boater Friendly Gated Community. Get on a waiting list for a boat slip!!! Community boat launch along with private mailboxes, a club house, park parcels, dock parcels, overflow parking and security patrol. Love lake life? Love fish? DISCOVER LAKE TULLOCH!
Listing provided courtesy of RE/MAX Gold Stockton
Beds: 2 | Bath: 2 | Sq Ft: 1250 | MLS ID: 19065332 | Status: Active
Spacious home in a great location! Easy access to shopping and hwy 80.
Listing provided courtesy of RE/MAX Gold
Beds: 2 | Bath: 1 | Sq Ft: 800 | MLS ID: 19071542 | Status: Active
Everything you want is here! Very well-maintained home with a beautiful backyard patio and shade trees. The master bedroom has been enlarged and 2 extra, added on and finished bonus rooms give you lots of options for your individual style. A large comfortable living room with plenty of windows lets in lots of light for a happy, uplifted spirit. You'll love the newer hot water heater and kitchen appliances. Even central heat and air has been added by a previous owner and works great when you need more than the pretty ceiling fans. The Seller is also including a nice washer and dryer, 2 vinyl outdoor cabinets and the bedroom TV which adds to the value here. Double L Mobile Estates is almost a hidden gem in Lockeford. Only 15 minutes t
Listing provided courtesy of RE/MAX Gold Lodi
Acres: 0.22 | MLS ID: 521330 | Status: Active
Very plush lot with mixture of mature trees and small saplings that are still virulently green with the forest colors. Lowest priced lot in Shaver Lake with county water and sewer. Great opportunity to build in the popular Ockenden Ranch subdivision that will include community garbage, tennis courts and picnic area by the pond. All utility including TV and phone are under ground services. The wide roads offer street parking. Minimal square foot to build is 1,200 if you would like to have a smaller mountain cabin. Best part is how green this lot lots with all the full age of green trees. Possible owner carry also.
Acres: 0.19 | MLS ID: 19053419 | Status: Active
Listing provided courtesy of RE/MAX Gold Stockton
Acres: 4.00 | MLS ID: 18047776 | Status: Active
4 Acres located in Copper Cove. Nice Views. A path has been cut so you can walk the property. Flagged at O'Byrnes Ferry Road.
Listing provided courtesy of RE/MAX Gold Stockton
Acres: 1.21 | MLS ID: 19057190 | Status: Active
Located in a quiet neighborhood of maintained homes. Features paved access from two sides, NID water hookup box at property, power at property, and beautiful mix of oaks and pine with several good building spots above a seasonal stream. Minutes to downtown Penn Valley, Grass Valley and recreational lakes and streams in our beautiful area.
Listing provided courtesy of RE/MAX Gold Yuba City
Beds: 2 | Bath: 2 | Sq Ft: 1056 | Acres: 0.14 | Built: 1983 | MLS ID: 201900168 | Status: Pending
Fantastically affordable piece of property. While the home need work, the potential is evident. This manufactured home features 2 beds, 2 baths, central heat and dual pane windows.
Acres: 0.33 | MLS ID: 19066992 | Status: Active
Corner parcel in Somerset, Outingdale Commuity. Build your full time country home or foothill cabin retreat. Located amidst the desirable FairPlay Wine Region. Close to all the Sierra Foothill activities, Apple Hill, Tahoe, Jenkinson Lake, Hiking, Hunting, Fishing.
Listing provided courtesy of RE/MAX Gold
Beds: 2 | Bath: 1 | Sq Ft: 800 | MLS ID: 19053163 | Status: Active
Amazing price on this mobile in a great location! Park is affordable and features pool, club house, lush landscape. Laminate floors in living room, front bedroom and hall. Tile in kitchen. Nice covered porch and small grass area to the side and rear. Financing is available for mobiles! See attached documents for companies that can help with this. Seller is ready for offers now!
Listing provided courtesy of RE/MAX Gold
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