Looking for property

Hi All,
I sold my personal residence and am looking for a home in either Folsom or El Dorado Hills.  1800-2500 sq.ft. 4 bedroom, 3 car garage. $400,000 max.  Let me know if you have anything available. Will be closed first of February.
Thanks
Gidget

Mortgage Success

 


February 27, 2013

Last Week in Review

The debate within the Fed about whether to continue their latest round of bond buying, known as Quantitative Easing, continues.


Table Source: Mortgage Success Source


What is Quantitative Easing?
Quantitative Easing is the concept of the Fed becoming a buyer of Treasuries and bonds to try to stimulate the economy.

Why does the Fed do Quantitative Easing?
Often, the Fed does Quantitative Easing to create inflation and avoid a deflationary economy. It’s also used to help lower the unemployment rate and boost stock prices. For this latest round, the Fed especially wanted to help stimulate the housing market and our economy overall.

The housing market has shown signs of improvement lately. While housing starts in January declined overall, single family housing starts rose to their highest rate since July 2008. Building permits, a sign of future construction, also came in above expectations. These reports were the latest in a series of reports showing that the housing market is recovering.

Last week, the minutes from the Fed’s January meeting of the Federal Open Market Committee noted that several Fed members would like to halt the Quantitative Easing program sooner than planned, because they are concerned about inflation. However, it’s important to note that last week’s Producer and Consumer Price Index Reports showed that inflation at both the wholesale and consumer levels remained moderate in January.

On the reverse side, other Fed members are concerned that halting the program too soon could end the recovery in the housing market, and hinder our economic recovery overall.

The biggest take away is that home loan rates continue to remain near historic lows.

Forecast for the week

A busy week of reports is ahead, with news on housing, manufacturing, consumer sentiment, U.S. growth and inflation.

  • The week starts and ends with a measure of how the consumer is feeling with yesterday’s Consumer Confidence Report and last week’s Consumer Sentiment Index.
  • Look for Pending Home Sales today.
  • We’ll get a sense of how the economy is doing with today’s Durable Goods Orders, which measures orders for products used for an extended period of time, and this week’s Gross Domestic Product, the biggest picture of economic activity.
  • Also later this week Weekly Initial Jobless Claims will be reported.
  • Late in the week also brings Personal Consumption Expenditures, the Fed’s favorite measure of inflation, along with Personal Income and Spending and the ISM Index.
Remember: Weak economic news normally causes money to flow out of stocks and into bonds, helping bonds and home loan rates improve, while strong economic news normally has the opposite result.
 
As you can see in the chart below and as mentioned above, inflation continues to remain moderate. Remember that inflation negatively affects bonds because it hurts the value of fixed investments like bonds.

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$119,900
Beds: 2 | Bath: 2 | Sq Ft: 1104 | Acres: 0.75 | Built: 1962 | MLS ID: 201803322 | Status: Active
Fantastic Opportunity! The renovation of this 2 bedroom, 2 bath, 1104 square foot home was started, it just needs to be completed. The home is situated on a .75 acre parcel that is almost fully fenced, and down a private road. The location offers amazing privacy and is ideal for those looking for country living at an affordable price. The exterior is stucco. There are newer dual pane windows installed. There is also newer cabinetry and laminate flooring. This property has spectacular potential!
$119,900
Beds: 2 | Bath: 2 | Sq Ft: 1350 | Built: 1973 | MLS ID: 21821891 | Status: Contingent-Show
Beautiful Carquinez Highlands!! This sought after 2 Bedroom, 2 Bath Mobile Home offers a spacious and open floor plan, new carpet and pad in the living room and dining room, a good size kitchen with lots of cabinet space, spacious bedrooms, AC wall units, 4 car covered carport, 2 sheds, refrigerator, washer and dryer, a good size yard, and is located close to the Carquinez Bridge for easy access to the Bay area. Truly a must see! Won't last!
Listing provided courtesy of RE/MAX Gold Elite
$120,000
Acres: 3.44 | MLS ID: 18018592 | Status: Active
Nice 3.44 Acres with Barn close to town. Public Water Meter and Electricity to the site. Bring your critters and build your dream home. Private street and close to town. Come enjoy the country life on The Divide. Seller will consider financing with decent down and short terms. HOA is for road maintenance.
Listing provided courtesy of RE/MAX Gold
$120,000
MLS ID: 18054018 | Status: Active
BUSINESS OPPORTUNITY-SUPERB PIZZA! PROFITABLE! ALL UPDATED EQUIPMENT INCLUDED! GREAT CARMICHAEL LOCATION WITH HUGE AMOUNT OF TRAFFIC. $2,547 LEASE INCLUDING COMMON AREA EXPENSE. PIZZA SHOP HAS BEEN LOCATED HERE FOR ABOUT 20 YEARS!
Listing provided courtesy of Re/Max Gold Fair Oaks
$121,500
Acres: 4.75 | MLS ID: 496674 | Status: Active
Now is the time to build your dream home. Our residential lot is minutes from the city of Madera one direction and another direction we're less than an hour from the mountains. This lot is surrounded by beautiful semi custom homes. Take a drive on a Sunday afternoon and come check us out.
$125,000
Acres: 0.12 | MLS ID: 500061 | Status: Active
Prime West Village Lot. Gentle slope walking distance to restaurants and the lake. Build your dream cabin here!
$125,000
Acres: 5.00 | MLS ID: 18047811 | Status: Active
Beautiful secluded property offers privacy, great local views, and paved roads all the way to the property. Many trees, horses possible, views of nearby ranch land. Take advantage of the miles of hiking, horseback riding, and mountain biking trails in the area. Go white-water rafting on the river or enjoy a picnic lunch at one of the many riverside parks. Close to the historic Gold Rush town of Coloma. Come for the beauty. Stay for the lifestyle.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
$125,000
Acres: 5.00 | MLS ID: 18045929 | Status: Active
Beautiful 5 acre parcel with lots of character! Potentially easy build lot and end of the road privacy! The parcel has several significant rock outcroppings and give the property so much personality. EID and PG&E are close!
Listing provided courtesy of RE/MAX Gold El Dorado Hills
$125,000
Beds: 3 | Bath: 2 | Sq Ft: 1065 | MLS ID: 201803230 | Status: Active
BRAND NEW custom built home for the price of a fixer. Park is being upgraded to provide secure and exclusive living in a quiet area. Property is completely fenced (no gate on entrance). All new landscaping is also included! 1st home at discounted price; future home prices will increase. Grab this bargain while you can!
$125,000
Beds: 3 | Bath: 2 | Sq Ft: 1065 | Built: 2018 | MLS ID: 201803327 | Status: Active
BRAND NEW custom built home for the price of a fixer. Park is being upgraded to provide secure and exclusive living in a quiet area. Property is completely fenced (no gate on entrance). All new landscaping is also included! Park is being converted to a new community. Discount on first unit, prices will be going up! Get yours now!!!
$129,900
Beds: 3 | Bath: 3 | Sq Ft: 1928 | Acres: 0.26 | Built: 1960 | MLS ID: 201402156 | Status: Active
Priced To Sell Quickly! This is a fixer upper! Awesome opportunity to purchase a home in the country at a great price. Investors should take a peek. Home Owner Occupants should consider an FHA Rehab Loan Program, which at this price gives you the potential to do all the upgrades/repairs that are needed and have them built into your payment. Call your lender for details. This is a 3 bedroom, 3 bath, 1928 square foot home with Central Heating and Air Conditioning. Composition roof. Inside Laundry. Spacious living room. There are some areas of the home that need repair. Don't miss this chance to own a country property with so much potential. Call today to schedule a showing.
$129,990
Acres: 4.15 | MLS ID: 509229 | Status: Active
Located in the desireable Mallard Meadows Development with well and completed soils tests, this 4+ acre parcel has everything you need for your own private oasis. With beautiful views in every direction, the possibilities are endless when it comes to designing your dream home here. Adjacent to the pond and a seasonal creek runs through the property ! Take the time and go for a short drive away from the city to see this wonderful site, you won't regret it!
$130,000
Acres: 0.94 | MLS ID: 17054019 | Status: Active
WONDERFUL NEW DEVELOPMENT IN PLACERVILLE. GRASSY KNOLL WITH LOCAL VIEWS. WATER AND SEWER ARE STUBBED OUT AT PARCEL. GREAT BUILDING SITE FOR YOUR NEW HOME. PAVED TO THE PARCEL.
Listing provided courtesy of RE/MAX Gold
$130,000
Acres: 1.99 | MLS ID: 17054024 | Status: Active
NICELY SECLUDED PARCEL IN NEW DEVLEOPMENT, DOWNTOWN PLACERVILLE. HEAVILY TREED WITH WONDERFUL LOCAL VIEWS. SEVERAL GREAT BUILDING SITES. SEWER AND WATER STUBBED AT PROPERTY. ROADS ARE PAVED TO THE PARCEL. THIS IS A MUST SEE.
Listing provided courtesy of RE/MAX Gold
$139,400
Acres: 9.90 | MLS ID: 18044726 | Status: Active
Bare land with good producing well and beautiful views of Lover Leap. Property features some grading and clearing. Sellers are willing to leave green houses and storage containers. With direct access from Moody Ridge it is a easy commute to Hwy 80. Only about 45 mins to Truckee or 30 mins to Auburn
Listing provided courtesy of RE/MAX Gold
$139,990
Built: 1960 | MLS ID: 18072472 | Status: Active
WHY RENT/LEASE, WHEN YOU CAN BUY AT SUCH A BARGAIN PRICE & CREATE YOUR OWN MASTERPIECE FOR SUCCESS? THIS INCREDIBLE OPPORTUNITY IS IN THE HUB OF A BUSINESS COMMUNITY, HAS STORE FRONTAGE, EXISTING POTENTIAL SIGNAGE & PARKING BEHIND STRUCTURE. MAKE THIS OFFICE SPACE, OR OTHER BUSINESS ENTERPRISE, YOUR CREATION, WITH YOUR OWN PERSONAL FOOT PRINT AND REMODELING IDEAS! THERE ARE A MULTITUDE OF POTENTIAL USES FOR THIS PROPERTY. THIS IS A CHANCE TO ADVANCE YOUR BUSINESS WITHOUT ENRICHING YOUR LANDLORD!
Listing provided courtesy of RE/MAX Gold
$140,000
Acres: 0.15 | MLS ID: 18060833 | Status: Active
Great Corner Lot!!! Bring your imagination.. Neighbors looking for more wonderful neighbors..
Listing provided courtesy of RE/MAX Gold Laguna
0, Auberry, CA  new listing!
$145,000
Acres: 2.86 | MLS ID: 512457 | Status: Active
2.86 Acres with seasonal creek. Lodge road frontage.
0, Shaver Lake, CA  new listing!
$145,000
Acres: 2.07 | MLS ID: 512458 | Status: Active
2.07 Acres with seasonal creek and lodge road frontage.
$145,000
Beds: 3 | Bath: 2 | Sq Ft: 1440 | Acres: 1.80 | Built: 1982 | MLS ID: 20181616 | Status: Pending REO
Affordable vacation get away in the mountains. This home is just a few miles before La Porte and can be seen from the road. It is located close to several great Lakes for fishing and swimming. La Porte is known for snowmobiling in the winter. It is in good condition except for the stairs going up to the deck. The interior is clean and maintained with no issues, just a couple of little things. It has 6 inch walls, a large kitchen, dining area, a wood stove, a place to keep your firewood dry. It sits on a flat lot with lots of room for parking/storage. It's priced for a fast sale. It is NOT in an HOA, and since it's close to the road, winter access will be easy as La Porte road is kept plowed.
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