Looking for property

Hi All,
I sold my personal residence and am looking for a home in either Folsom or El Dorado Hills.  1800-2500 sq.ft. 4 bedroom, 3 car garage. $400,000 max.  Let me know if you have anything available. Will be closed first of February.
Thanks
Gidget

Mortgage Success

 


February 27, 2013

Last Week in Review

The debate within the Fed about whether to continue their latest round of bond buying, known as Quantitative Easing, continues.


Table Source: Mortgage Success Source


What is Quantitative Easing?
Quantitative Easing is the concept of the Fed becoming a buyer of Treasuries and bonds to try to stimulate the economy.

Why does the Fed do Quantitative Easing?
Often, the Fed does Quantitative Easing to create inflation and avoid a deflationary economy. It’s also used to help lower the unemployment rate and boost stock prices. For this latest round, the Fed especially wanted to help stimulate the housing market and our economy overall.

The housing market has shown signs of improvement lately. While housing starts in January declined overall, single family housing starts rose to their highest rate since July 2008. Building permits, a sign of future construction, also came in above expectations. These reports were the latest in a series of reports showing that the housing market is recovering.

Last week, the minutes from the Fed’s January meeting of the Federal Open Market Committee noted that several Fed members would like to halt the Quantitative Easing program sooner than planned, because they are concerned about inflation. However, it’s important to note that last week’s Producer and Consumer Price Index Reports showed that inflation at both the wholesale and consumer levels remained moderate in January.

On the reverse side, other Fed members are concerned that halting the program too soon could end the recovery in the housing market, and hinder our economic recovery overall.

The biggest take away is that home loan rates continue to remain near historic lows.

Forecast for the week

A busy week of reports is ahead, with news on housing, manufacturing, consumer sentiment, U.S. growth and inflation.

  • The week starts and ends with a measure of how the consumer is feeling with yesterday’s Consumer Confidence Report and last week’s Consumer Sentiment Index.
  • Look for Pending Home Sales today.
  • We’ll get a sense of how the economy is doing with today’s Durable Goods Orders, which measures orders for products used for an extended period of time, and this week’s Gross Domestic Product, the biggest picture of economic activity.
  • Also later this week Weekly Initial Jobless Claims will be reported.
  • Late in the week also brings Personal Consumption Expenditures, the Fed’s favorite measure of inflation, along with Personal Income and Spending and the ISM Index.
Remember: Weak economic news normally causes money to flow out of stocks and into bonds, helping bonds and home loan rates improve, while strong economic news normally has the opposite result.
 
As you can see in the chart below and as mentioned above, inflation continues to remain moderate. Remember that inflation negatively affects bonds because it hurts the value of fixed investments like bonds.

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$130,000
Acres: 2.00 | MLS ID: 18082419 | Status: Active
A LITTLE PIECE OF PARADISE - Seller wants it gone! Ready for you to build, two gentle acres located on a private, paved country road. Water meter is in and paid for. Utilities right there. Lovely seasonal pond. Several nice areas to build on.
Listing provided courtesy of RE/MAX Gold
$130,000
Acres: 1.99 | MLS ID: 17054024 | Status: Active
NICELY SECLUDED PARCEL IN NEW DEVLEOPMENT, DOWNTOWN PLACERVILLE. HEAVILY TREED WITH WONDERFUL LOCAL VIEWS. SEVERAL GREAT BUILDING SITES. SEWER AND WATER STUBBED AT PROPERTY. ROADS ARE PAVED TO THE PARCEL. THIS IS A MUST SEE.
Listing provided courtesy of RE/MAX Gold
$130,000
Acres: 0.94 | MLS ID: 17054019 | Status: Active
WONDERFUL NEW DEVELOPMENT IN PLACERVILLE. GRASSY KNOLL WITH LOCAL VIEWS. WATER AND SEWER ARE STUBBED OUT AT PARCEL. GREAT BUILDING SITE FOR YOUR NEW HOME. PAVED TO THE PARCEL.
Listing provided courtesy of RE/MAX Gold
$135,000
Acres: 7.21 | MLS ID: 18081288 | Status: Active
This corner parcel is conveniently located within minutes of El Dorado's charming & rapidly growing town, with businesses such as Poor Reds (famous BBQ and home of the Golden Cadillacs)& Annabelles Chocolates to name a few. It's also within 10-15 min of Hwy 50 for an easy commute, plus convenient access to Boating, Hiking, Fishing, multiple lakes and 45+/- min drive to beautiful Lake Tahoe. Usable land, close to wine country, casino's, amenities!
Listing provided courtesy of RE/MAX Gold Cameron Park
$135,000
Beds: 2 | Bath: 1 | Sq Ft: 840 | Acres: 0.04 | Built: 1971 | MLS ID: 19001293 | Status: Active
Welcome to an amazing opportunity for a first-time buyer, downsizer or investor to own this quaint 2 BR, 1 BA condo in highly desirable Greenback Estates. Low HOA dues of $145 per month includes community pool, clubhouse, roof, exterior structure and landscape maintenance; low-local tax is under $11 per year! Close to shopping, freeway access, public transportation. Located in San Juan school district. 1-car garage, shared laundry and a lot of potential! Priced beautifully for your own designer-vision.
Listing provided courtesy of RE/MAX Gold Laguna
$139,000
Beds: 3 | Bath: 2 | Sq Ft: 1352 | Acres: 1.93 | Built: 1925 | MLS ID: 515099 | Status: Active
Charming ranch home in Auberry. Home needs TLC, but has a great vintage charm. Knotty pine plank walls, large bedrooms, and indoor utility. Detached carport/garage with green house and shed. Large deck overlooks the all usable 2 acres. Come check out this investor special.
$139,000
Beds: 3 | Bath: 2 | Sq Ft: 1352 | Acres: 1.93 | Built: 1925 | MLS ID: 1812001041 | Status: Active
Charming Ranch home in Auberry. Home needs TLC but has a great vintage charm. Knotty Pine plank walls, large bedrooms, and indoor utility. Detached Carport/Garage with green house and shed. Large Deck overlooks the all usable 2 acres. Come check out this investor special.
$139,000
Acres: 40.43 | MLS ID: 21824385 | Status: Active
40 +/- acres in Lake Co. 2 - 3,000 gal. water tanks. Approved septic. Well. Seller has set of plans for 2 bedroom home. This project is ready to go. Also listed a 33 acre parcel next to subject.
Listing provided courtesy of RE/MAX Gold Napa
$139,000
MLS ID: 21823420 | Status: Active
Well established tree company. Equipment and complete customer list of this profitable business.
Listing provided courtesy of RE/MAX Gold Napa
$0 - $139,400
Acres: 9.90 | MLS ID: 18044726 | Status: Active
Bare land with good producing well (per seller) and beautiful views of Lover Leap. Property features some grading and clearing. Sellers are willing to leave green houses and storage containers. With direct access from Moody Ridge it is a easy commute to Hwy 80. Only about 45 mins to Truckee or 30 mins to Auburn
Listing provided courtesy of RE/MAX Gold
$140,000
Acres: 10.26 | MLS ID: 201800666 | Status: Pending
MOTIVATED SELLER Come and see this Beautiful 10.26 Acres. A perfect place to built your dream Home! This level land has beautiful views of the country side, You will enjoy the peaceful county living, This property has so much to offer. Property is all fenced up. For irrigation there is a well & BVID irrigation water piped to the acreage, the Culvert Pipe has been installed for drainage. This private gated subdivision located in Oak Creek Ranch between Grass Valley & Marysville only 15 minutes from Marysville and a quick one hour commute to Sacramento. Lakes & the Yuba River are minutes away for water sports too. Bring your horses and ride the local area and observe all the nature the foothills of California have to offer. This parcel is lo
$144,000
Beds: 2 | Bath: 2 | Sq Ft: 980 | MLS ID: 18074959 | Status: Active
Check out this fabulous upgraded & updated home! Bright, airy & loaded w/designer features throughout. NEW 30 year roof, doors, windows, paint, flooring, decking, plumbing, bathroom vanities-tub-shower, lighting, kitchen cabinets, butcher block counter-tops, appliances, custom built-ins, pantry, refrigerator, washer dryer & attractive outdoor landscaping. Private backyard with terraced planters & plenty of room for a garden. A must see to appreciate home!
Listing provided courtesy of RE/MAX Gold El Dorado Hills
$145,000
Beds: 3 | Bath: 1 | Sq Ft: 940 | Acres: 0.29 | Built: 1950 | MLS ID: 515913 | Status: Active
GO Parlier! Property in an area popular with buyers who drive truck for a living, or who work in the ag industry. House has some amount of deferred maintenance, so unlikely the property will go FHA or VA. Carpet and tile in the main living areas. Extra space not shown on record.
$145,000
Acres: 2.86 | MLS ID: 512457 | Status: Active
2.86 Acres with Big Sandy Creek frontage. Property Access will be thought adjacent five acres that has same owner. You will cross the bridge at the Napa store and a easement will be described to access the property. Nice private building site that will have view of the creek. Property needs clearing with a chain saw to see all the large boulders in the creek area. Electrical power is close or on the property. Very interesting parcel with some development of easement it will be easily accessible and private. Adjacent 2.07 acres is for sale and also borders large parcel that makes it private for its location. Possible Owner Carry.
$145,000
Acres: 2.07 | MLS ID: 512458 | Status: Active
2.07 Acres with Big Sandy Creek frontage on the property. Nice easy existing access off Lodge road. Property needs brush clearing with a chain saw to see the potential of the buildings sites that would have views of the creek and the large parcel of open land that it borders. Electric power pole is on the property. Adjacent 2.86 is also for sale. Possible Owner Carry.
$145,000
Beds: 3 | Bath: 2 | Sq Ft: 1152 | MLS ID: 20181804 | Status: Active
PRICE REDUCED AND NOW A SHORT SALE LISTING.... 3 bedroom 2 bath , potential for cute home and yard. Interior of house needs all new flooring and renovated bathrooms. This home is a part of Sonora Meadows with availability of private Pool and clubhouse.
$149,000
Acres: 0.59 | MLS ID: 18044664 | Status: Active
Bring your imagination and building plans. Wonderful .59 acre level lot in Auburn ready for your dream home. Close to downtown, shopping, and restaurants. Area of nice homes. Easy access to hwy to 49 and 80 for commuters. Hurry this won't last long.
Listing provided courtesy of RE/MAX Gold
$149,000
Acres: 34.63 | MLS ID: 17015428 | Status: Active
34 acres of vacant remote wooded land nestled in the hills of Georgetown / Garden Valley... no improvements. power lines on west property line. 1 hour from Sacramento and 1 hour from Lake Tahoe.
Listing provided courtesy of RE/MAX Gold Midtown
$149,000
Acres: 34.63 | MLS ID: 17015428 | Status: Active
34 acres of vacant remote wooded land nestled in the hills of Georgetown / Garden Valley... no improvements. power lines on west property line. 1 hour from Sacramento and 1 hour from Lake Tahoe.
Listing provided courtesy of RE/MAX Gold Midtown
$149,000
Acres: 5.11 | MLS ID: 18032113 | Status: Active
Privacy, seclusion yet close to town on this beautiful 5 acres. Build your dream home, plant vineyards and bring the animals. Some of best wineries in El Dorado County are just minutes away. Located close to the Consumnes River for rafting, floating or fishing. Great location to enjoy all four seasons!
Listing provided courtesy of RE/MAX Gold El Dorado Hills
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