Looking for property

Hi All,
I sold my personal residence and am looking for a home in either Folsom or El Dorado Hills.  1800-2500 sq.ft. 4 bedroom, 3 car garage. $400,000 max.  Let me know if you have anything available. Will be closed first of February.
Thanks
Gidget

Mortgage Success

 


February 27, 2013

Last Week in Review

The debate within the Fed about whether to continue their latest round of bond buying, known as Quantitative Easing, continues.


Table Source: Mortgage Success Source


What is Quantitative Easing?
Quantitative Easing is the concept of the Fed becoming a buyer of Treasuries and bonds to try to stimulate the economy.

Why does the Fed do Quantitative Easing?
Often, the Fed does Quantitative Easing to create inflation and avoid a deflationary economy. It’s also used to help lower the unemployment rate and boost stock prices. For this latest round, the Fed especially wanted to help stimulate the housing market and our economy overall.

The housing market has shown signs of improvement lately. While housing starts in January declined overall, single family housing starts rose to their highest rate since July 2008. Building permits, a sign of future construction, also came in above expectations. These reports were the latest in a series of reports showing that the housing market is recovering.

Last week, the minutes from the Fed’s January meeting of the Federal Open Market Committee noted that several Fed members would like to halt the Quantitative Easing program sooner than planned, because they are concerned about inflation. However, it’s important to note that last week’s Producer and Consumer Price Index Reports showed that inflation at both the wholesale and consumer levels remained moderate in January.

On the reverse side, other Fed members are concerned that halting the program too soon could end the recovery in the housing market, and hinder our economic recovery overall.

The biggest take away is that home loan rates continue to remain near historic lows.

Forecast for the week

A busy week of reports is ahead, with news on housing, manufacturing, consumer sentiment, U.S. growth and inflation.

  • The week starts and ends with a measure of how the consumer is feeling with yesterday’s Consumer Confidence Report and last week’s Consumer Sentiment Index.
  • Look for Pending Home Sales today.
  • We’ll get a sense of how the economy is doing with today’s Durable Goods Orders, which measures orders for products used for an extended period of time, and this week’s Gross Domestic Product, the biggest picture of economic activity.
  • Also later this week Weekly Initial Jobless Claims will be reported.
  • Late in the week also brings Personal Consumption Expenditures, the Fed’s favorite measure of inflation, along with Personal Income and Spending and the ISM Index.
Remember: Weak economic news normally causes money to flow out of stocks and into bonds, helping bonds and home loan rates improve, while strong economic news normally has the opposite result.
 
As you can see in the chart below and as mentioned above, inflation continues to remain moderate. Remember that inflation negatively affects bonds because it hurts the value of fixed investments like bonds.

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$89,999
Acres: 0.10 | MLS ID: 201702315 | Status: Active
There are two small lots here. Second APN is 54-220-11 .09 acre (3,920 Sq Ft). One can build two houses on these two lots or build a duplex. Live in one and have the rent for the second one pay for itself...or rent both...many options. Please to make sure that you check with the City about all the fees, availability of all utilities and what can be build on these two lots prior to writing an offer.
$89,999
Beds: 3 | Bath: 2 | Sq Ft: 1288 | MLS ID: 18036570 | Status: Active
Super cute West Sacramento 3bd/2ba home with 2 car garage. Charming large covered front porch and deck that runs along the back also. Great floor plan with master bedroom and secondary bedrooms on opposite ends. Big living room, sunny nook in kitchen, eating bar and laundry area with plenty of storage. Updated bathrooms. Nice laminate wood floors. Westwind Estates is for all ages. Sparkling swimming pool,spa & clubhouse. Convenient location to shopping, community center, library, hwy & more!
Listing provided courtesy of RE/MAX Gold
$90,000
Acres: 1.00 | MLS ID: 201801812 | Status: Active
Loma Rica lot ready to build 2 homes! 2 septic systems in place, one well with 2 holding tanks, and electricity on site. Brand new shed also recently installed. Build the home you've always wanted in this great quiet location.
$95,000
Beds: 1 | Bath: 1 | Sq Ft: 409 | Acres: 0.20 | Built: 1960 | MLS ID: 18006250 | Status: Active
Beautiful corner lot in downtown Camino. Level lot with nice trees. House was completely burned in a fire last year. Close to Highway 50, Apple Ranches galore, pumpkin farms Christmas tree farms. Snow skiing at Sierra at Tahoe only about 45 minutes away. This could be a great little getaway.
Listing provided courtesy of RE/MAX Gold
$95,000
Acres: 0.18 | MLS ID: 201703711 | Status: Active
Build to suit on this location near downtown Yuba City.
$95,000
Acres: 0.18 | MLS ID: 17072188 | Status: Active
Build to suit on this location near downtown Yuba City.
Listing provided courtesy of RE/MAX Gold Yuba City
$95,000
Beds: 2 | Bath: 2 | Sq Ft: 1248 | MLS ID: 18031622 | Status: Active
Open and spacious is how to best describe this updated home. Newer appliances, A/C unit, flooring, paint and more. Abundant storage throughout the home including kitchen cabinetry, closet organizers, laundry room storage and hobbie shed. The grounds feel very secluded and private with ponds, geese, fish, and local birds and squirrels. Enjoy the clubhouse activities or relax at the pool; This park has it all, including no age restrictions!
Listing provided courtesy of RE/MAX Gold Rocklin
$95,000
Acres: 5.02 | MLS ID: 18023139 | Status: Active
Seller financing available! One of two five acre parcels with local view and steps fro Weber Creek! Very buildable with capped well onsite and electricity within 50 feet of property! Last well test in 2010 was at 11.68 GPM. EZ access from Freegold! Plenty of room for two homes!
Listing provided courtesy of RE/MAX Gold
$95,000
Acres: 5.00 | MLS ID: 505723 | Status: Active
5 acre parcel of beautiful land just waiting for you to build your dream home! Power and water are already available with a well onsite. Peace, serenity and relaxation await you here at this property with gorgeous views! Native oaks and pines at 1900 ft elevation.
$99,000
Acres: 0.43 | MLS ID: 21805289 | Status: Active
Privacy, and serenity, build your own brand new home on this lot with building pad already in place along with blueprints already in place.
Listing provided courtesy of RE/MAX Gold Napa
$99,000
Beds: 2 | Bath: 1 | Sq Ft: 1000 | Acres: 0.22 | Built: 1942 | MLS ID: 449257 | Status: Backup
Old World Charming Tudor! A diamond in the rough.... needs some TLC! Featuring 1000 SF, wood floors, 2 Bdrm 1 Bath, lg LR with fireplace. Kitchen features gas stove, laundry room Lg. Lot, mature landscape, and attached 2 car garage. Short Sale!
$99,900
Acres: 0.26 | MLS ID: 18008753 | Status: Active
This is a very convenient property and easy to build on the corner of Hwy 193 and Kelsey Rd. There is a marker on the property where John Marshall died. There is a new Record of Survey on the property. Power is on the property and water line runs through the front. Relatively easy property to develop.
Listing provided courtesy of RE/MAX Gold Cameron Park
$99,900
Beds: 2 | Bath: 2 | Sq Ft: 1536 | MLS ID: 18043951 | Status: Active
Wonderful home in nice retirement mobile home community. New carpet and 3 year old HVAC system. Home is on a very nice large lot. Sit on your front deck and enjoy the peaceful treed view. Feed the local birds and squirrels! Room enough for a garden on the north side of home. Nice light kitchen. Separate living room/ family room. Fireplace. Close to clubhouse. Guest parking super close.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
$99,999
Beds: 3 | Bath: 2 | Sq Ft: 1344 | Built: 1974 | MLS ID: 21815330 | Status: Active
Wonderful floor plan in this 3 bedroom 2 bath 1344 sf home with laminate flooring, spacious kitchen, newer roof, storage shed, and a garden. Close to freeway, and transportation hub. Sale is contingent of seller finding a home.
Listing provided courtesy of RE/MAX Gold Elite
$100,000
Acres: 0.35 | MLS ID: 18024866 | Status: Active
Over 1/3 Acre Residential Lot Zoned R-2A Multi-Family Located in Established Single Family Residential Community. Property used to have one house - raized in 1996 per previous owner. Hookups for Electric, Gas, Sewer Available at Site. Check w/ appropriate agencies to discover if property is suitable for intended use.
Listing provided courtesy of RE/MAX Gold Natomas
$100,000
Beds: 3 | Bath: 2 | Sq Ft: 1196 | Acres: 0.14 | Built: 1976 | MLS ID: 458932 | Status: Backup
Centrally located near Manchester Center - nicely fenced with room for an RV or boat. In need of some TLC - a great property for a first time home buyer or investor.
$102,000
Beds: 2 | Bath: 1 | Sq Ft: 1050 | Built: 1984 | MLS ID: LC16731623 | Status: Active
A great place to get away! Very Clean two bedroom and one full bathroom, open spacious kitchen, breakfast bar, all appliances included. Nicely landscaped, sprinkler systems, gardening beds, fully fenced property, storage shed & carport. Newer roof. Relax and enjoy your days in this home! Covered porch to entertain, BBQ and relax.
$105,000
Beds: 1 | Bath: 1 | Sq Ft: 504 | Acres: 0.22 | Built: 1924 | MLS ID: 18032387 | Status: Active
Cabin on the River! Listen to the American River right from your back deck, Rebuilt in 1983, darling 1 bedroom and 1 bath, a cozy family room and kitchen, pride of ownership, ski, hike, fish, swim, take a short trip to Lake Tahoe, a perfect getaway from the city. This is a US Forest Cabin.
Listing provided courtesy of RE/MAX Gold
$105,000
Acres: 3.05 | MLS ID: 18044738 | Status: Active
BUILD YOUR DREAM HOME ON THIS BEAUTIFUL 3 ACRES IN CAMINO WITH WATER METER IN AND PAID FOR. SPECTAUCLAR MATURE PINES AND OAKS MAKE THIS A VERY PRIVATE LOT. EASY ACCESS GATE AND FUN TRAIL CUT TO TRAVERSE THE LAND. WONDERFUL LOCATION AMONG EL DORADO COUNTY AGRICULTURE, APPLES, CHRISTMAS TREES AND WINERIES JUST MINUTES TO HIGHWAY 50. ALSO, YOU'RE AN HOUR TO SKIING, AMAZING OUTDOOR ACTIVITIES AND SOUTH LAKE TAHOE. IF YOU'VE BEEN LOOKING FOR A SPECIAL PLACE TO CALL HOME LOOK NO FURTHER!
Listing provided courtesy of RE/MAX Gold
$107,000
Acres: 0.36 | MLS ID: 18029628 | Status: Active
It's here! The lot you have been waiting for has what you need to start building your dream home. This USABLE 1/3 ACRE lot has EID lines to the property and PG& E utilities to the site! (Buyer to verify). Walk to Cameron Park Lake and various other parks in the vicinity! Close to amenities, minutes from Highway 50 and convenient to TOP RATED SCHOOLS!
Listing provided courtesy of RE/MAX Gold Cameron Park
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