Looking for property

Hi All,
I sold my personal residence and am looking for a home in either Folsom or El Dorado Hills.  1800-2500 sq.ft. 4 bedroom, 3 car garage. $400,000 max.  Let me know if you have anything available. Will be closed first of February.
Thanks
Gidget

Mortgage Success

 


February 27, 2013

Last Week in Review

The debate within the Fed about whether to continue their latest round of bond buying, known as Quantitative Easing, continues.


Table Source: Mortgage Success Source


What is Quantitative Easing?
Quantitative Easing is the concept of the Fed becoming a buyer of Treasuries and bonds to try to stimulate the economy.

Why does the Fed do Quantitative Easing?
Often, the Fed does Quantitative Easing to create inflation and avoid a deflationary economy. It’s also used to help lower the unemployment rate and boost stock prices. For this latest round, the Fed especially wanted to help stimulate the housing market and our economy overall.

The housing market has shown signs of improvement lately. While housing starts in January declined overall, single family housing starts rose to their highest rate since July 2008. Building permits, a sign of future construction, also came in above expectations. These reports were the latest in a series of reports showing that the housing market is recovering.

Last week, the minutes from the Fed’s January meeting of the Federal Open Market Committee noted that several Fed members would like to halt the Quantitative Easing program sooner than planned, because they are concerned about inflation. However, it’s important to note that last week’s Producer and Consumer Price Index Reports showed that inflation at both the wholesale and consumer levels remained moderate in January.

On the reverse side, other Fed members are concerned that halting the program too soon could end the recovery in the housing market, and hinder our economic recovery overall.

The biggest take away is that home loan rates continue to remain near historic lows.

Forecast for the week

A busy week of reports is ahead, with news on housing, manufacturing, consumer sentiment, U.S. growth and inflation.

  • The week starts and ends with a measure of how the consumer is feeling with yesterday’s Consumer Confidence Report and last week’s Consumer Sentiment Index.
  • Look for Pending Home Sales today.
  • We’ll get a sense of how the economy is doing with today’s Durable Goods Orders, which measures orders for products used for an extended period of time, and this week’s Gross Domestic Product, the biggest picture of economic activity.
  • Also later this week Weekly Initial Jobless Claims will be reported.
  • Late in the week also brings Personal Consumption Expenditures, the Fed’s favorite measure of inflation, along with Personal Income and Spending and the ISM Index.
Remember: Weak economic news normally causes money to flow out of stocks and into bonds, helping bonds and home loan rates improve, while strong economic news normally has the opposite result.
 
As you can see in the chart below and as mentioned above, inflation continues to remain moderate. Remember that inflation negatively affects bonds because it hurts the value of fixed investments like bonds.

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$110,000
Beds: 2 | Bath: 2 | Sq Ft: 1248 | MLS ID: 1805003884 | Status: Active
Cute as can be... lovely garden area with storage shed, newer paint, laminate flooring, nice and open. 2 bedroom, 2 bathroom mobile home. Wonderful corner lot that is well maintained.
$110,000
MLS ID: LC16039390 | Status: Active
2.25 +/- ACRES on picturesque Crystal Lake Way is the perfect place to build your dream home. This lovely neighborhood has homes set on 1 or more acres and has a private neighborhood beach complete with picnic tables and bathroom facilities. Ready to build hooked up to public water and septic is in and there is also a well on the property.
$112,500
Acres: 1.00 | MLS ID: 18038892 | Status: Active
Explore the possibilities on this one acre residential lot located in the quiet town of Dunnigan. Perfect place to build your dream home. APN: 051-173-015 also for sale, can be purchased together.
Listing provided courtesy of RE/MAX Gold Woodland
$112,500
Acres: 1.00 | MLS ID: 18038893 | Status: Active
Explore the possibilities on this one acre residential lot located in the quiet town of Dunnigan. Perfect place to build your dream home. APN: 051-173-016 also for sale, can be purchased together.
Listing provided courtesy of RE/MAX Gold Woodland
$112,500
Acres: 2.10 | MLS ID: 18008188 | Status: Active
Amazing Canyon Views*Ride out to Trail*Building Pad Cleared*Well In*Paved Road to Site*Possible Spring*Lot with Gentle Slope*Bring your Horses*Wild Plum Trees*Several Building Sites*Sunrise to Sunset*Train for the Tevis Cup*Build a Getaway*Build a Home*Move to the Country*See the Canyon Everyday*Train on the Endurance Trail*
Listing provided courtesy of RE/MAX Gold
$115,000
Acres: 4.02 | MLS ID: 17045289 | Status: Active
Attention Owner Builders! This is a Nice Usable Lot with a Seasonal Creek, Great Location!! Milking shed from original farm has many uses. Very Near Town, Easy walk or bike ride to town and it's many amenities, stores, restaurants etc...Property extends well past the line of trees in the distance! Public water in street. Bring Offer!
Listing provided courtesy of RE/MAX Gold
$115,000
Acres: 8.17 | MLS ID: 201800307 | Status: Active
Settle down in this rural country setting. With 8.17 acres, this parcel has room to spare. Find privacy in this tranquil country setting. The property is heavily treed with few neighbors. Acreage backs up to Dry Creek. This quaint community takes pride in local festivals, recreational opportunities and the convenience of being close to near by towns, Marysville, Grass Valley and Nevada City. This is a must see, it has lots of potential.
$115,000
Beds: 2 | Bath: 1 | Sq Ft: 1288 | Acres: 0.26 | Built: 1947 | MLS ID: 483073 | Status: Active
CALLING ALL INVESTORS! Don't let this diamond in the ruff pass you by. House is on a big lot with loads of potential.
$115,000
Beds: 3 | Bath: 2.5 | Sq Ft: 1421 | Acres: 0.03 | Built: 2007 | MLS ID: 456213 | Status: Backup
With some work this newer condo will shine. Built in 2007 it offers 3 bedroom and 2.5 bathrooms. Backup prior to publication.
$115,000
Acres: 5.03 | MLS ID: 18023138 | Status: Active
Owner financing available! One of two beautiful five acre parcels with local view and steps from Weber Creek! Very buildable with capped well onsite and electricity just feet away from boundary line. Excavated pond onsite has never been filled, has overflow culverts in place. Current access from Freegold with Snows road access possible.
Listing provided courtesy of RE/MAX Gold
$115,500
Acres: 0.69 | MLS ID: 17076938 | Status: Active
Come by and secure your dream lot so that you can build your dream home with a view of the 15th fairway in the Darkhorse Community Golf course. This lot is amongst some amazingly beautiful upscale homes. The .69 acre lot is gently sloped to allow for a home that has character. The course is open to the public or you can become a member. Very low yearly HOA of $120. Mostly pines adorn this lot, so with some clearing and grading, you can build a spectacular home. All utilities run underground.
Listing provided courtesy of RE/MAX Gold
$119,000
Beds: 2 | Bath: 1 | Sq Ft: 1007 | Acres: 0.23 | Built: 1954 | MLS ID: 201800719 | Status: Pending
Sutter, Sutter, Sutter, popular place to live. This home is priced to sell. Currently this house is used as residential income, but it could be a great starter home. Nice size lot, with big shade tree's. Room for RV and toys. With tools and some imagination, this place will shine again. Home is being sold AS IS. Seller will not make any repairs or updates on the property.
$120,000
Beds: 2 | Bath: 2 | Sq Ft: 1152 | Acres: 0.02 | Built: 1973 | MLS ID: 201801034 | Status: Pending
Charming two bed two bath two story condo!! This condo has new carpet throughout the rest has hardly been used. Park and a pool located right behind this condo-ideal for family fun and recreation. This would make for a really cool bachelor or bachelor-Bette pad, professional or retiring & downsizing from the larger house with maintenance over to here where that's all done for you. If you were here you'd be home. Come get this nice comfy condo before it's sold and gone.
$120,000
Acres: 3.44 | MLS ID: 18018592 | Status: Active
Nice 3.44 Acres with Barn close to town. Public Water Meter and Electricity to the site. Bring your critters and build your dream home. Private street and close to town. Come enjoy the country life on The Divide. Seller will not finance. HOA is for road maintenance.
Listing provided courtesy of RE/MAX Gold
$124,900
Beds: 2 | Bath: 1 | Sq Ft: 810 | Acres: 0.11 | Built: 1915 | MLS ID: OR15164302 | Status: Backup Offer
This is a very nice home , new carpet paint and is in move in ready condition, The property has a bonus room that could be used as a third bedroom. The property is very close to shopping and highways, This property will qualify for VA, FHA and the City of Oroville first time buyers program.
$125,000
Beds: 2 | Bath: 1 | Sq Ft: 996 | Acres: 0.21 | Built: 1878 | MLS ID: 201800744 | Status: Pending
Sutter, Sutter, Sutter. For Some a well desired place to live. This is a fixer upper but for the right person it could shine once again. Bring your tools and imagination.
$125,000
Acres: 0.42 | MLS ID: 201801600 | Status: Active
.42 acre lot with highway frontage near Cordua School gives people great access to visit your location. Previously a garden supply shop, but make it yours today and build your shop, salon, office, or whatever else it is you have been dreaming of! AS-IS - buyer to investigate.
$125,000
Beds: 2 | Bath: 1 | Sq Ft: 468 | Acres: 0.26 | Built: 1926 | MLS ID: 18028555 | Status: Active
Views of the American River and Mountain tops, you can see Pyramid Peak right from your private deck, charming 2 bedroom, 1 bath cabin, close to many walking trails and Lovers Leap, a great getaway for friends and family, take a day trip into Tahoe or explore all the surrounding amenities like skiing, rock climbing, fishing, kayaking, biking and boating. This is a US Forest Service Cabin.
Listing provided courtesy of RE/MAX Gold
$125,000
Acres: 5.00 | MLS ID: 18047811 | Status: Active
Beautiful secluded property offers privacy, great local views, and paved roads all the way to the property. Many trees, horses possible, views of nearby ranch land. Take advantage of the miles of hiking, horseback riding, and mountain biking trails in the area. Go white-water rafting on the river or enjoy a picnic lunch at one of the many riverside parks. Close to the historic Gold Rush town of Coloma. Come for the beauty. Stay for the lifestyle.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
$129,000
Beds: 3 | Bath: 2 | Sq Ft: 2050 | MLS ID: 18045749 | Status: Active
Exquisite & clean rare to find, triple wide mobile home with over 2,000 square feet. This 3 bedroom, 2 bath is located in an all age park.Beautiful large kitchen with island. Separate living room, family room. Built in computer desk in hallway. Huge indoor laundry room. Large shed in back stays as well as the refrigerator, Washer & Dryer.
Listing provided courtesy of RE/MAX Gold
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