Looking for property

Hi All,
I sold my personal residence and am looking for a home in either Folsom or El Dorado Hills.  1800-2500 sq.ft. 4 bedroom, 3 car garage. $400,000 max.  Let me know if you have anything available. Will be closed first of February.
Thanks
Gidget

Mortgage Success

 


February 27, 2013

Last Week in Review

The debate within the Fed about whether to continue their latest round of bond buying, known as Quantitative Easing, continues.


Table Source: Mortgage Success Source


What is Quantitative Easing?
Quantitative Easing is the concept of the Fed becoming a buyer of Treasuries and bonds to try to stimulate the economy.

Why does the Fed do Quantitative Easing?
Often, the Fed does Quantitative Easing to create inflation and avoid a deflationary economy. It’s also used to help lower the unemployment rate and boost stock prices. For this latest round, the Fed especially wanted to help stimulate the housing market and our economy overall.

The housing market has shown signs of improvement lately. While housing starts in January declined overall, single family housing starts rose to their highest rate since July 2008. Building permits, a sign of future construction, also came in above expectations. These reports were the latest in a series of reports showing that the housing market is recovering.

Last week, the minutes from the Fed’s January meeting of the Federal Open Market Committee noted that several Fed members would like to halt the Quantitative Easing program sooner than planned, because they are concerned about inflation. However, it’s important to note that last week’s Producer and Consumer Price Index Reports showed that inflation at both the wholesale and consumer levels remained moderate in January.

On the reverse side, other Fed members are concerned that halting the program too soon could end the recovery in the housing market, and hinder our economic recovery overall.

The biggest take away is that home loan rates continue to remain near historic lows.

Forecast for the week

A busy week of reports is ahead, with news on housing, manufacturing, consumer sentiment, U.S. growth and inflation.

  • The week starts and ends with a measure of how the consumer is feeling with yesterday’s Consumer Confidence Report and last week’s Consumer Sentiment Index.
  • Look for Pending Home Sales today.
  • We’ll get a sense of how the economy is doing with today’s Durable Goods Orders, which measures orders for products used for an extended period of time, and this week’s Gross Domestic Product, the biggest picture of economic activity.
  • Also later this week Weekly Initial Jobless Claims will be reported.
  • Late in the week also brings Personal Consumption Expenditures, the Fed’s favorite measure of inflation, along with Personal Income and Spending and the ISM Index.
Remember: Weak economic news normally causes money to flow out of stocks and into bonds, helping bonds and home loan rates improve, while strong economic news normally has the opposite result.
 
As you can see in the chart below and as mentioned above, inflation continues to remain moderate. Remember that inflation negatively affects bonds because it hurts the value of fixed investments like bonds.

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$149,000
Acres: 2.50 | MLS ID: 16069841 | Status: Active
Beautiful oversized 2.5 acre treed parcel of land located in prestigious Winchester Golf and Country Club. Photos coming soon.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
$149,000
Acres: 10.40 | MLS ID: 18069547 | Status: Active
End of road privacy.Be king of the hill. Vista forested views. Be surrounded by nature and privacy and silence. 7 minutes to the freeway. Minutes to Auburn. Less than hour from Boreal skiing.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
$149,500
Acres: 9.78 | MLS ID: 18079999 | Status: Active
Looking for a perfect spot for a trailer while you wait to build? Electricity w/ meter, phone, well, driveway & great spot to park. Well has pump (needs electricity reconnected)& wonderful building site. Behind rustic gates, driveway leads to a large meadow-like clearing surrounded by towering pines that is perfect homesite w/ room for garden with nice sun exposure. Land sits between Sunrise and Skyland with two street addresses (legal address Sunrise) 17377 Skyland Rd developed entrance
Listing provided courtesy of RE/MAX Gold
$149,999
Beds: 3 | Bath: 2 | Sq Ft: 1283 | Built: 2005 | MLS ID: 21830675 | Status: Active
Very rare 3 bedrooms, 2 bath very well kept home with room for entertaining and plenty of parking spaces. Nice storage shed in the back, close to trial and clubhouse for swimming in the summer.Appliances fridge, stove, washer/dryer, window shades convey. Must see to appreciate! it won't last....
Listing provided courtesy of RE/MAX Gold Elite
$150,000
Acres: 3.62 | MLS ID: 18015032 | Status: Active
Expired Tentative Map completed with 18 lot planned development. Gorgeous all usable, easily accessible 3.62 acre parcel. Water and sewer run on side of property. Power and phone nearby. Lovely pastoral oaks and local views. Split into 18, or split into 4 with less dev. cost.
Listing provided courtesy of RE/MAX Gold
$150,000
Beds: 2 | Bath: 2 | Sq Ft: 1328 | MLS ID: 18078748 | Status: Active
Need to Downsize? Spacious 2 bedroom/2 bath + sunroom, home located in quiet Leisureville Community park in Woodland, right across from pool. Open floor concept, spacious kitchen, formal dining area and open living space area. Newer HVAC unit installed. A must see!
Listing provided courtesy of RE/MAX Gold Woodland
$150,000
Acres: 5.00 | MLS ID: 201900004 | Status: Active
LOOKING for 5 acres in the foothills? Here is your opportunity to own your own piece of serenity. Located only a short distance from highway 20 off Loma Rica Road. - Far enough out of the town, but closes enough to commute to Grass Valley, Oroville, Sacramento... This 5 acre parcel has the well, septic and electric on site. Only your imagination needed to make this your HOME.
$150,000
Acres: 0.52 | MLS ID: 18052694 | Status: Active
2 commercial lots sold together(APN 046-007-008 included) for a total of .52 acres zoning is C2. Prime location on Highway 12 waiting for your new business. 94 hwy 12 already has water and sewer hook up with Valley Springs Public Utility district. Buyer to verify all information.
Listing provided courtesy of RE/MAX Gold Lodi
$155,000
Beds: 3 | Bath: 1 | Sq Ft: 1064 | Acres: 0.25 | Built: 1940 | MLS ID: 201803392 | Status: Pending
MOTIVATED SELLER!! Nice house Owner have done some updates, This is a 3 bedroom 1 bath home, good size living room, separate dining area with a large Whole house fan that cools the house instantly, Kitchen Cabinets with laminate counter tops,Stainless steel sink, Newer Stove, Tile floors. Newer Roof, The garage has all new siding, Outside building was update with stucco. Large yard with many fruit and citrus trees, Chicken coop. School is only a few blocks away, Easy access to Hwy 70 to commute to Sacramento.
$155,000
Acres: 26.70 | MLS ID: 19000431 | Status: Active
Dreams Come True*Your Opportunity to Own a Gold Mine*Cabin in the Woods*Forever Views of the Bluff*Camping*Time to Live Off Grid*26 Acres*Long Road In*Tall Stands of Trees*Quartz Everywhere*Privacy Abounds*Blue Skies*360 Views*Top of the Hill* Seller says,Sell It!
Listing provided courtesy of RE/MAX Gold
$158,000
Acres: 0.49 | MLS ID: 18078048 | Status: Active
Fabulous 0.490 acre lot with a Folsom Lake view from the front of the lot. This property features a wooded setting and is one of the best values on the market. Must See!
Listing provided courtesy of RE/MAX Gold El Dorado Hills
$159,000
Sq Ft: 1800 | Acres: 0.04 | MLS ID: 21819175 | Status: Active
Well established business in Calistoga. Breakfast Lunch and Dinner. Great opportunity for owner operator. Beer and wine. Outside dining. Game room. Burgers,Ice cream and other treats.
Listing provided courtesy of RE/MAX Gold Napa
$159,900
Acres: 66.50 | MLS ID: 18061993 | Status: Active
Lots of possible agricultural and subdivision uses for these 66.5 acres in Mountain Ranch. Significant portions of McKinney Creek run through the parcel. Lots of privacy and water for your future garden. Easement access from Sheep Ranch Rd and McKinney Creek Place. Easy to purchase because Sellers will consider reasonable financing and trades. APN: 036-008-147-000
Listing provided courtesy of RE/MAX Gold Cameron Park
$159,900
Acres: 7.86 | MLS ID: 19000154 | Status: Active
Privacy with Views of the Sierras! The possibilities are endless, perfect building site location with endless views, another great area for pasture, possible Vineyard or build your own garden! Many Oak trees, beautiful rock outcroppings. Sound of nature makes this the perfect place to enjoy the magic of all four seasons. Builder referrals available to help you design your perfect home for this site. Seller will consider reasonable owner financing terms and creative trades!
Listing provided courtesy of RE/MAX Gold Cameron Park
$160,000
Beds: 3 | Bath: 2 | Sq Ft: 1400 | Acres: 0.12 | Built: 1963 | MLS ID: 18059365 | Status: Active
This home can be a great family home! Put your own twist on it, absolutely a project. Sits on a huge lot, great covered car port or great family outside BBQ area/fire pit seating. Use your imagination.
Listing provided courtesy of RE/MAX Gold Rocklin
$164,000
Acres: 4.26 | MLS ID: 18025215 | Status: Active
If you're looking for VIEWS, look no further! Lot with easement for road and utilities has prime location on paved road. Close to HWY 50, shopping and dining yet has that country feel. Fantastic schools!!!
Listing provided courtesy of RE/MAX Gold Cameron Park
$165,000
Sq Ft: 1902 | Acres: 0.08 | Built: 1925 | MLS ID: 201801253 | Status: Active Short Sale
Great bones to this charming Tudor. Zoned for Triplex but used as duplex. Excellent down town Maryville location easy walking distance to shops, restaurants and the many parades and festivals down town has through the year like Bok Kai parade, peach festival and others. Supper easy commute location. Fixer
$165,000
Beds: 2 | Bath: 2 | Sq Ft: 1550 | MLS ID: 18057790 | Status: Active
Davis's living at its best. This home is located at Rancho Yolo, an affordable, quiet and charming, 55 plus mobile home community. A hidden treasure in Davis! The inviting, spacious, open floor plan makes this home irresistible. Dual pane windows through out. Newer roof and solar tubes were installed in recent years. Home comes with great kitchen design and large laundry room with lots of storage. Enjoy the pool and community club house for social events.
Listing provided courtesy of RE/MAX Gold Davis
$165,000
Beds: 3 | Bath: 2 | Sq Ft: 945 | Built: 2010 | MLS ID: 20181470 | Status: Active
Here is your chance for a lake view year round! Welcome to Rawhide Mobile Home Park. This home resides near the waters of New Melones Lake and is primarily surrounded by vacation homes. This is a newer single wide manufactured home with 3 bedrooms and 2 baths. Newer carpet in living room and Master bedroom. There is a storage shed that is at the back of the property too. Enjoy the sunset all year long from the front deck. Don't hesitate before this one is gone!
$165,000
Beds: 2 | Bath: 1 | Sq Ft: 944 | Acres: 0.23 | Built: 1940 | MLS ID: 201803371 | Status: Active
MOTIVATED SELLER! Reduced price. Don't miss this cozy updated 2 bedroom 1 Bath Home, Large Living Room, New Kitchen cabinet with Laminate counter tops, New Kitchen sink, New Stove, Breakfast bar with granite counter top, updated bathroom with new vanity with granite counter top. New Stucco siding. Large cover carport and patio. Workshop building, Large yard with plenty of room for many fruit trees and a garden. There is a Leased Solar-Buyers must qualify to take over lease from Solar City. School is only a few blocks away, Easy access to freeway to go to Sacramento.
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