Looking for property

Hi All,
I sold my personal residence and am looking for a home in either Folsom or El Dorado Hills.  1800-2500 sq.ft. 4 bedroom, 3 car garage. $400,000 max.  Let me know if you have anything available. Will be closed first of February.
Thanks
Gidget

Mortgage Success

 


February 27, 2013

Last Week in Review

The debate within the Fed about whether to continue their latest round of bond buying, known as Quantitative Easing, continues.


Table Source: Mortgage Success Source


What is Quantitative Easing?
Quantitative Easing is the concept of the Fed becoming a buyer of Treasuries and bonds to try to stimulate the economy.

Why does the Fed do Quantitative Easing?
Often, the Fed does Quantitative Easing to create inflation and avoid a deflationary economy. It’s also used to help lower the unemployment rate and boost stock prices. For this latest round, the Fed especially wanted to help stimulate the housing market and our economy overall.

The housing market has shown signs of improvement lately. While housing starts in January declined overall, single family housing starts rose to their highest rate since July 2008. Building permits, a sign of future construction, also came in above expectations. These reports were the latest in a series of reports showing that the housing market is recovering.

Last week, the minutes from the Fed’s January meeting of the Federal Open Market Committee noted that several Fed members would like to halt the Quantitative Easing program sooner than planned, because they are concerned about inflation. However, it’s important to note that last week’s Producer and Consumer Price Index Reports showed that inflation at both the wholesale and consumer levels remained moderate in January.

On the reverse side, other Fed members are concerned that halting the program too soon could end the recovery in the housing market, and hinder our economic recovery overall.

The biggest take away is that home loan rates continue to remain near historic lows.

Forecast for the week

A busy week of reports is ahead, with news on housing, manufacturing, consumer sentiment, U.S. growth and inflation.

  • The week starts and ends with a measure of how the consumer is feeling with yesterday’s Consumer Confidence Report and last week’s Consumer Sentiment Index.
  • Look for Pending Home Sales today.
  • We’ll get a sense of how the economy is doing with today’s Durable Goods Orders, which measures orders for products used for an extended period of time, and this week’s Gross Domestic Product, the biggest picture of economic activity.
  • Also later this week Weekly Initial Jobless Claims will be reported.
  • Late in the week also brings Personal Consumption Expenditures, the Fed’s favorite measure of inflation, along with Personal Income and Spending and the ISM Index.
Remember: Weak economic news normally causes money to flow out of stocks and into bonds, helping bonds and home loan rates improve, while strong economic news normally has the opposite result.
 
As you can see in the chart below and as mentioned above, inflation continues to remain moderate. Remember that inflation negatively affects bonds because it hurts the value of fixed investments like bonds.

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$169,650
Acres: 9.35 | MLS ID: 17000265 | Status: Active
Seller is Motivated! Lot 32 in Exclusive Gated Rancho Del Sol with beautiful views of Weber Creek and surrounding foothills. Property has a private woodsy feel with a mix of oak and pine trees. Possible Owner Financing!!! Fire Hydrant at property! Only 10 minutes to HWY 50. Motivated Seller!
Listing provided courtesy of RE/MAX Gold Cameron Park
$169,900
Beds: 2 | Bath: 2 | Sq Ft: 1272 | Acres: 0.09 | Built: 1983 | MLS ID: 201703214 | Status: Active
Lots of potential. Cute and tidy home located in Victoria Estates. This is two bedrooms and two baths. Spacious living room open to dining and kitchen. Master bedroom is roomy with attached master bathroom. Very large walk in closet. This is a modular on a permanent foundation. Concrete patio. Low maintenance front and backyards. Roof approx. 8-9 years old. Long carport. Could fit 3 cars. Small shed used as office. HOA dues includes water and sewer, use of the club house. Located near club house and more parking.
$0 - $170,000
Acres: 2.00 | MLS ID: 18014938 | Status: Active
Highly desirable Meadow Vista property. 2 acres that could be split and several building sites. Perc and Mantle completed for a standard system. Midway Heights water available. This is a beautiful lot. No HOA's or CCR's. Walk to the park and minutes to I-80. Your nugget in the foothills! Best kept secret is the Town of Meadow Vista~
Listing provided courtesy of RE/MAX Gold
$170,000
Acres: 74.60 | MLS ID: 18016455 | Status: Active
Looking for a large piece of land where you are king? Enjoy nature, Hiking, camping, fishing, gold mining, off the grid? Whatever makes you happy might be here in this Forest zoned TPZ, the middle fork of American River runs through portion of property. Seller says down by river is paradise, but a stream also runs along property (seasonal?) Is this your paradise? He was offered option to rezone to agricultural years ago so maybe still a possibility?
Listing provided courtesy of Re/Max Gold Fair Oaks
$170,000
Acres: 1.55 | MLS ID: 21826587 | Status: Active
Where the dream begins, beautiful wooded lot ready to build with plans for 2Bd/2Ba home & septic w/approval for permits. Electric & water meter in. Soil report, surveyed/corners marked. Cleared level area ready to get started. Property has a year-round & seasonal creek, trails to the beach, close to coastal parks & minutes to Timber Cove Lodge. Come make this your tranquil get-away. Add to top of your list! (also listed under land, MLS 21826715).
Listing provided courtesy of RE/MAX Gold
$172,500
Beds: 3 | Bath: 2 | Sq Ft: 1472 | Acres: 0.18 | Built: 1951 | MLS ID: 509813 | Status: Active
Wow, this is a must see! A home with 2 bedrooms/ 1bath and a separate 1bed/bath studio. Home locate on a corner lot with newer roof and newer ac. Prefect home for first time home buyer/investors. Call your realtor now before it's too late.
$174,900
Beds: 2 | Bath: 1 | Sq Ft: 1428 | Acres: 0.18 | Built: 1957 | MLS ID: 201803619 | Status: Pending
Cute home on nice sized lot with a garage in back. PRICED TO SELL. This home has two good sized bedrooms and a large bathroom. It also has a small upstairs loft area. Lots of potential here as a rental or to make it your own home. It has an indoor laundry room for your convenience in the kitchen area. There is plenty of room on the side for parking/RV etc. This home has been brought to code with the electrical, plumbing, window and roof in 1991. There is also a recorded easement to use driveway to the back of garage. Zoned R2, you could convert to a duplex etc for income property!
$174,900
Sq Ft: 121532 | Acres: 3.00 | MLS ID: 20171864 | Status: Active
Build your dream home on this amazing property!! In the subdivision of Ridgewood, you'll love the view and privacy this lot provides. This property is just minutes to town, and close to the 108 to enjoy all the Mother Lode has to offer!
$175,000
Beds: 3 | Bath: 1 | Sq Ft: 888 | Acres: 0.21 | Built: 1961 | MLS ID: 201900083 | Status: Active
Your new home awaits you under $200,000 in the quaint town of Live Oak! This cozy home features fresh texture, paint and baseboards in the bedrooms and kitchen, free standing wood stove in living room, some newer dual pane windows, original wood floors, large lot with possible RV parking.
$175,000
Acres: 0.23 | MLS ID: 18031844 | Status: Active
General Commercial Land available in downtown Roseville. 0.23 acres, level land, regular shape, curbs, gutters, sidewalks in place. Corner lot, across from the Amtrak station. Permitted uses include car dealership, convenience store, drive through, restaurants, retail, office, car wash, gas station, veterinary clinic, day care, etc. Check with the city.There was a home on the site prior to 1983, so seller thinks that utilities may still be in place. Buyer to verify.
Listing provided courtesy of RE/MAX Gold
$175,000
Acres: 1.73 | MLS ID: 18002958 | Status: Active
CLOSE UP views of Folsom Lake from this private end of the road waterfront lot in prestigious Southpointe. One of the most serene and tranquil lots left in El Dorado County sits above New York Cove where boaters escape from the busier main lake and calmer waters. House plans available. Adjoining lot listing #18002961 also for sale. Purchase price for both is $300,000. Possible Owner Financing!!! Google parcel map inaccurate, see attached prelim map.
Listing provided courtesy of RE/MAX Gold Cameron Park
$175,000
Acres: 1.37 | MLS ID: 18002961 | Status: Active
CLOSE UP views of Folsom Lake from this private end of the road waterfront lot in prestigious Southpointe. One of the most serene and tranquil lots left in El Dorado County sits above New York Cove where boaters escape from the busier main lake and calmer waters. Adjoining lot listing #18002958 also for sale. Purchase price for both is $300,000. Possible Owner Financing!!! Google parcel map inaccurate, see attached prelim map.
Listing provided courtesy of RE/MAX Gold Cameron Park
$175,000
Beds: 2 | Bath: 2 | Sq Ft: 1248 | Acres: 6.92 | Built: 1978 | MLS ID: 515726 | Status: Active
Manufactured home on permanent foundation. Fantastic views. Two large bedrooms and two baths. Almost wraparound deck. Newer cook top and dishwasher. Two storage sheds. End of road privacy. 2nd pad on property.
$175,000
Acres: 5.13 | MLS ID: 17035864 | Status: Active
Beautiful 5+ acre lot on the San Lorenzo River. Enjoy the scenery with a casual stroll through the serene landscape or cool off in your personal swimming hole. Walking distance to the town that has everything: medical office, gas station, convenient and grocery stores etc, surrounding by beautiful untouched forest. Breathtaking winding road... like another world out there. Per seller, this land has Water Permit that city/county won't sell permit anymore. Electric, gas and cable within 500 feet.
Listing provided courtesy of RE/MAX Gold Laguna
$175,000
Beds: 2 | Bath: 1 | Sq Ft: 1084 | Acres: 0.14 | Built: 1975 | MLS ID: 201900062 | Status: Active
Half plex located in an established neighborhood on a large lot. Features 2 bed, 1 bath, open kitchen, living room and 2 car garage. Come and make it yours before it is gone!
$175,000
Beds: 2 | Bath: 1 | Sq Ft: 1084 | Acres: 0.14 | Built: 1975 | MLS ID: 19001134 | Status: Active
Half plex located in an established neighborhood on a large lot. Features 2 bed, 1 bath, open kitchen, living room and 2 car garage. Come and make it yours before it is gone!
Listing provided courtesy of RE/MAX Gold Yuba City
$175,000
Acres: 5.13 | MLS ID: 17035864 | Status: Active
Beautiful 5+ acre lot on the San Lorenzo River. Enjoy the scenery with a casual stroll through the serene landscape or cool off in your personal swimming hole. Walking distance to the town that has everything: medical office, gas station, convenient and grocery stores etc, surrounding by beautiful untouched forest. Breathtaking winding road... like another world out there. Per seller, this land has Water Permit that city/county won't sell permit anymore. Electric, gas and cable within 500 feet.
Listing provided courtesy of RE/MAX Gold Laguna
$179,900
Beds: 1 | Bath: 1 | Sq Ft: 3096 | Acres: 0.14 | Built: 1888 | MLS ID: 201802602 | Status: Active
All brick, built in 1888 as a bank but it was never used as a bank, it was used as a library. It is claimed to be built with brick made in Sutter. It is across the street from the post office. Really an neat old building with lots of square footage. Seller has plans drawn for offices down stairs and a very nice living quarters up stairs with a beautiful view of the Buttes and the town of Sutter.
$179,900
Sq Ft: 3096 | Acres: 0.14 | Built: 1888 | MLS ID: 201802324 | Status: Active
All brick, Built in 1888 to house a bank but it was never used as a bank, but it was used as a library. It is claimed to be Built with brick made in Sutter and the 2nd building with a steeple to be built in Sutter in the late 1880's. It is across the Street from the post office. Really a neat old building with lots of square footage. Seller has plans all drawn for offices down stairs and very nice living quarters up stairs with a beautiful view of the Buttes and the town of Sutter. Lots of newer footings and some construction, (roof put on in later 1990's) and some newer electrical are in place. If you want to be creative and own a piece of history this is a must see. There is a lot of building material on site for the plans that the seller
$179,999
Beds: 3 | Bath: 1 | Sq Ft: 975 | Acres: 0.14 | Built: 1939 | MLS ID: 201803681 | Status: Pending
Come and checkout this cozy home with large backyard and centrally located to shopping, downtown, library, park and school.
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