Looking for property

Hi All,
I sold my personal residence and am looking for a home in either Folsom or El Dorado Hills.  1800-2500 sq.ft. 4 bedroom, 3 car garage. $400,000 max.  Let me know if you have anything available. Will be closed first of February.
Thanks
Gidget

Mortgage Success

 


February 27, 2013

Last Week in Review

The debate within the Fed about whether to continue their latest round of bond buying, known as Quantitative Easing, continues.


Table Source: Mortgage Success Source


What is Quantitative Easing?
Quantitative Easing is the concept of the Fed becoming a buyer of Treasuries and bonds to try to stimulate the economy.

Why does the Fed do Quantitative Easing?
Often, the Fed does Quantitative Easing to create inflation and avoid a deflationary economy. It’s also used to help lower the unemployment rate and boost stock prices. For this latest round, the Fed especially wanted to help stimulate the housing market and our economy overall.

The housing market has shown signs of improvement lately. While housing starts in January declined overall, single family housing starts rose to their highest rate since July 2008. Building permits, a sign of future construction, also came in above expectations. These reports were the latest in a series of reports showing that the housing market is recovering.

Last week, the minutes from the Fed’s January meeting of the Federal Open Market Committee noted that several Fed members would like to halt the Quantitative Easing program sooner than planned, because they are concerned about inflation. However, it’s important to note that last week’s Producer and Consumer Price Index Reports showed that inflation at both the wholesale and consumer levels remained moderate in January.

On the reverse side, other Fed members are concerned that halting the program too soon could end the recovery in the housing market, and hinder our economic recovery overall.

The biggest take away is that home loan rates continue to remain near historic lows.

Forecast for the week

A busy week of reports is ahead, with news on housing, manufacturing, consumer sentiment, U.S. growth and inflation.

  • The week starts and ends with a measure of how the consumer is feeling with yesterday’s Consumer Confidence Report and last week’s Consumer Sentiment Index.
  • Look for Pending Home Sales today.
  • We’ll get a sense of how the economy is doing with today’s Durable Goods Orders, which measures orders for products used for an extended period of time, and this week’s Gross Domestic Product, the biggest picture of economic activity.
  • Also later this week Weekly Initial Jobless Claims will be reported.
  • Late in the week also brings Personal Consumption Expenditures, the Fed’s favorite measure of inflation, along with Personal Income and Spending and the ISM Index.
Remember: Weak economic news normally causes money to flow out of stocks and into bonds, helping bonds and home loan rates improve, while strong economic news normally has the opposite result.
 
As you can see in the chart below and as mentioned above, inflation continues to remain moderate. Remember that inflation negatively affects bonds because it hurts the value of fixed investments like bonds.

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$75,950
Sq Ft: 13068 | Acres: 0.30 | MLS ID: 20191088 | Status: Active
FORE! Would you like to live with one of the County’s prettiest golf courses in your back yard? This is the last un-built lot right on the fairway – and it even has a seasonal creek running through it. Join this premium, established neighborhood of lovely homes in Phoenix Lake Country Club Estates. Ready to build, with house plans available, this lot is level, with some mature trees, approved septic system and water stubbed to the lot. Additionally, there’s an easement creating a green buffer zone between the lot and the fairway. It’s like maintenance free bonus yard space. Come see this lovely lot today. This just might be the vacant land you’ve been searching for to build your dream home.
$76,500
Acres: 0.22 | MLS ID: 18072162 | Status: Active
High visibility, elevated lot on rural artery. Conveniently located close to highway interchange and on major thoroughfare. Traffic count back in 2010 was nearly 13,000 cars daily! Water. sewer,electricity and phone are at edge of site. Perfect spot for your business or income property!
Listing provided courtesy of RE/MAX Gold Cameron Park
$77,500
Acres: 4.03 | MLS ID: 19051709 | Status: Active
Scenic Setting. Flat 4.03 acre parcel with lots of trees and a clear area that you might want to build your dream house on. This property is very close to Hwy 108 for access but you still get that rural majestic feel of the property. This location is minutes away from the quaint town of Twain Harte and close to Pinecrest Lake and Dodge Ridge Ski Resort.
Listing provided courtesy of RE/MAX Gold El Dorado Hills
$77,500
Acres: 4.03 | MLS ID: 1907000879 | Status: Active
Scenic Setting. Flat 4.03 acre parcel with lots of trees and a clear area that you might want to build your dream house on. This property is very close to Hwy 108 for access but you still get that rural majestic feel of the property. This location is minutes away from the quaint town of Twain Harte and close to Pinecrest Lake and Dodge Ridge Ski Resort.
$77,500
Sq Ft: 175547 | Acres: 4.03 | MLS ID: 20191216 | Status: Active
Scenic Setting. Flat 4.03 acre parcel with lots of trees and a clear area that you might want to build your dream house on. This property is very close to Hwy 108 for access but you still get that rural majestic feel of the property. This location is minutes away from the quaint town of Twain Harte and close to Pinecrest Lake and Dodge Ridge Ski Resort.
$78,000
Beds: 3 | Bath: 2 | Sq Ft: 1000 | MLS ID: 19064684 | Status: Active
This well cared for 3 bed 2 bath mobile home at the end of the court yard with a nice yard is a must see. There are some nice views to wake up to to start your day. This home is furnished and the seller is taking a few things and moving on. Even the shed will come with the tools that were used to maintain the vegetable garden. Close to the hospital and government center but not in the middle of town. Buyer to verify all information.
Listing provided courtesy of RE/MAX Gold Lodi
$78,900
Beds: 2 | Bath: 2 | Sq Ft: 857 | Acres: 0.04 | Built: 1969 | MLS ID: 201803900 | Status: Pending
Nicely Updated unit. Well maintained Casita Condo. Conveniently located close to schools,shopping, Employment, and more. Great starter home or Investment opportunity. Unit Rents up very quickly. Consistently rented. Come see it today!
$79,000
Acres: 1.02 | MLS ID: LC19126515 | Status: Active
Here is a great opportunity for a great building site in a great area! Located on a quiet cul de sac, is a level one acre walnut orchard with public utilities right at the street. Clear a few trees to create that country feel building site and just minutes from the historic downtown Upper Lake! Property zoned "SR".
$79,000
Acres: 40.00 | MLS ID: 520287 | Status: Active
40 acres with stunning views and privacy. Several building sites available. Native oaks and pines. Long dirt and gravel road to get there but very quiet and peaceful once you arrive. Warning you may not want to leave. Owner will carry!
$80,000
Acres: 8.70 | MLS ID: 19051343 | Status: Active
Private 8.7 acre property towards dead end paved road. Power is located on one corner pin. Views are a part of this private parcel. Property has had some pad work and clearing done on it. You cannot see a neighbor but surrounding homes are very nice. Minutes to Colfax or Hwy 80.
Listing provided courtesy of RE/MAX Gold
$80,000
Acres: 0.83 | MLS ID: 19053239 | Status: Active
Ready to build your dream home? This beautiful lot already as a well, septic system and electricity. Concrete pad for RV with hook ups. Lots of trees. Some trees have already been cleared for the building site. It is close to streams, lake, fishing, hiking... the list goes on.
Listing provided courtesy of RE/MAX Gold
$80,000
Beds: 2 | Bath: 2 | Sq Ft: 840 | Built: 2017 | MLS ID: 1802000572
$80,000
Beds: 1 | Bath: 1 | Sq Ft: 1088 | Acres: 0.45 | Built: 1945 | MLS ID: 201803148 | Status: Pending
Huge fixer not livable but has a squatter there do not approach.
$84,900
Acres: 25.45 | MLS ID: 19061918 | Status: Active
Secluded property and gorgeous meadow area once you get there. Large culvert appears to be on adjacent property. At the end of Samara Hills you will enter an easement road veering a little toward the right, then an easement to the left and you are almost on the property. Double checking the zoning. It appears there is an old mine on the property.
Listing provided courtesy of RE/MAX Gold Stockton
$84,900
Acres: 0.24 | MLS ID: 497519 | Status: Active
This spacious, nearly level cul-de-sac lot awaits your custom dream mountain home! With over 10,000 sq. ft. of land, there is plenty of room to build and relax in this beautiful setting at 5,500', five minutes to the lake and 25 minutes to China Peak. The property behind is open space and to the north are mountain views. Simply beautiful! The utilities are in place including power, water, sewer, propane, telephone/Internet.
$85,000
Acres: 0.16 | MLS ID: 19042062 | Status: Active
Water during summer months!!! There is an existing concrete swim platform. Not many homesite left in this pleasing Community known as Connor Estates. Now's your chance! Utility hook ups have not been paid for.
Listing provided courtesy of RE/MAX Gold Stockton
$85,000
Acres: 1.20 | MLS ID: 19016063 | Status: Active
This beautiful corner lot in distinguished Monte Verde Estates is beckoning you to build your stately dream home. This tranquil lot gently slopes and exhibits an abundance of majestic trees in a location that is sure to please. A short drive to the Auburn State Recreation Area, the American River, Lake Clementine, Sugar Pine Reservoir and an abundance of trails and outdoor activities. A mere 10 mile drive to Auburn and Interstate 80. Community park and affordable HOA's. Must see to appreciate.
Listing provided courtesy of RE/MAX Gold
$85,000
Sq Ft: 108464 | Acres: 2.00 | MLS ID: 20190769 | Status: Active
Approximately 2.5 acres of gorgeous usable foothill property dotted with beautiful mature oak trees and views of the hills. This land is in the historic Townsite of Stent near Jamestown. Lots of potential here. Zoned R-1. Call your agent for an appointment today!
$86,500
Beds: 2 | Bath: 2 | Sq Ft: 1368 | MLS ID: 19055295 | Status: Active
You must see this 2 bedroom mobile in a quiet, well maintained park. All new paint inside and out. Kitchen remodeled with new cabinets, granite counter tops, new freestanding gas range, new dishwasher. It has new laminate flooring, with new carpet in the bedrooms. Storage shed outside. This one won't last long.
Listing provided courtesy of RE/MAX Gold Lodi
$87,990
Sq Ft: 944 | MLS ID: 19059312 | Status: Active
WHAT A BARGAIN FOR THE LUXURIOUS APPOINTMENTS! EXQUISITELY REMODELED/UPDATED INTERIOR. FEATURING LAMENT FLOORING THROUGHOUT, OPEN FLOOR PLAN WITH A FULL BATH AND TWO BEDROOMS IN THE FRONT, AS WELL AS A SEPARATED MASTER BEDROOM SUITE WITH ATTACHED BATH ROOM FOR ADDED SECLUSION AND PRIVACY. CLOSE TO SHOPPING, MASS TRANSIT, COUPLED WITH EASY ACCESS TO FREEWAYS. BE FIRST, DON'T DELAY!
Listing provided courtesy of RE/MAX Gold
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